YTD 2025 Networth tracking thread

[d9_lives]

Wow, How can you guys be so detail in tracking your nw?
I can only estimate like +/- 2.1m in 2021, +/- 2.1m in 2022 and +/- 2.3m by end 2023.

 

[highsulphur]

Wow, How can you guys be so detail in tracking your nw?
I can only estimate like +/- 2.1m in 2021, +/- 2.1m in 2022 and +/- 2.3m by end 2023.

Add them up? I don't include properties so easier to determine values

 

[d5dude]

I should record the largest ever increase in my NW (in $ amount) by the end of the year unless the property, stock and bond markets crash in the next 2 weeks.

 

[highsulphur]

I should record the largest ever increase in my NW (in $ amount) by the end of the year unless the property, stock and bond markets crash in the next 2 weeks.

Same for most due to the Xmas rally

 

[d5dude]

Same for most due to the Xmas rally

That will be cherry on top of whats already a phenomenal year for me.

 

[Oldnerd79]

I also don't track the %change, only track the total net worth.

 

[hwmook]

It's that hard to believe there are such levels of BTC wealth in sg? I see where you are coming from though, will delete my post in case it's misleading

It's not about believing BTC wealth, the way you make it sound like BTC went up by 1000x this year so suddenly a few billionaires are born. The fact is BTC went up by 150% which is a lot but not enough to create a few billionaires out of nowhere.

AMD gain 113%, NVDA gain 229% so BTC just went up like a growth stock only.

 

[d5dude]

It's not about believing BTC wealth, the way you make it sound like BTC went up by 1000x this year so suddenly a few billionaires are born. The fact is BTC went up by 150% which is a lot but not enough to create a few billionaires out of nowhere.

AMD gain 113%, NVDA gain 229% so BTC just went up like a growth stock only.

Yeah and Carvana is up nearly 900% YTD. I'd believe it if someone said he bought calls on this like Keith Gill did on Gamestop and made a billion dollars on it. Bitcoin wouldnt have made anyone a billionaire unless he got in many years ago.

 

[whyliddat]

It's not about believing BTC wealth, the way you make it sound like BTC went up by 1000x this year so suddenly a few billionaires are born. The fact is BTC went up by 150% which is a lot but not enough to create a few billionaires out of nowhere.

AMD gain 113%, NVDA gain 229% so BTC just went up like a growth stock only.

Oh sorry if my original post infered pure billionaire wealth from BTC. I was referring to BTC as part of the portfolio.

Why I came to the conclusion was many years ago there was a forum where we sg folks sent each other btc for fun to test it out. I believe we still kaypo each other's holdings regularly as it's easy to look up the addresses on the blockchain to check. While most of us have split into multiple addresses, some still keep one main one with regular transanctions to only 4 or 5 addresses that are mostly likely his/ hers. This is how i guesstimate

 

[revhappy]

Hi everyone, this is me 4 years later.

23 this year, turning 24 at the start of next year. I am currently studying a degree in NUS (not in business school) and will be entering the workforce as early as 2025.

Net worth as of now is about $59.7k, with market being so bullish on all fronts, I foresee my investment portfolio value to increase and thus translating to increase in net worth.

This year has been an exceptional year as I managed to recover all the drawdown incurred in 2022 and exceeded my peak net worth recorded in Oct 2021.

2022 taught me a lesson where if one is looking for growth stocks to invest, invest in those companies that can generate free cash flow. Liquidity that we experienced in 2020-2021 do not exist forever and funds have been picky about the growth stocks to invest. Took a L in 2022 by cutting losses in certain stocks such as Upstart, Digital Turbine and bought into Adobe for the economic moat and recently Amazon (during the pullback 2 months back).

This strategic move proved to be effective as my portfolio rallied significantly and my portfolio performance would not have done this well if I continued to baghold it.

Well done. You seem to have managed to avoid all the meme stocks and stick to the winning growth stocks. You will do very well in your investment journey as you seem to have the knack to pick the right stocks.

 

[Capitalist]

Hi everyone, this is me 4 years later.

23 this year, turning 24 at the start of next year. I am currently studying a degree in NUS (not in business school) and will be entering the workforce as early as 2025.

Net worth as of now is about $59.7k, with market being so bullish on all fronts, I foresee my investment portfolio value to increase and thus translating to increase in net worth.

Given that you have yet to enter the workforce, your CPF of c. $5.9K all stems from part-time assignments?

And they pay CPF contribution?

 

[Pesantkie]

Given that you have yet to enter the workforce, your CPF of c. $5.9K all stems from part-time assignments?

And they pay CPF contribution?

yeap bulk of it happened when i was working part time during poly holidays and I transferred all of my OAs into SA to earn the 5% interest

 

[homer123]

Liquid net worth ytd growth as of end Nov around 10% +.. If stock market continues its positive trend toward end of the year, I will hit my goal for 2023.

 

[highsulphur]

Liquid net worth ytd growth as of end Nov around 10% +.. If stock market continues its positive trend toward end of the year, I will hit my goal for 2023.

you have annual goals?

during covid, I set a retirement target of 55 years old or $x, whichever comes first. Seems like I could be hitting the amount first although I don't feel ready to retire yet. Maybe 5 more years

 

[homer123]

you have annual goals?

during covid, I set a retirement target of 55 years old or $x, whichever comes first. Seems like I could be hitting the amount first although I don't feel ready to retire yet. Maybe 5 more years

I have a very low goal. As long as my investment portfolio gain is 0% or more, I am satisfied since my dividend is more than enough to cover my expense.

 

[chong18]

I have a very low goal. As long as my investment portfolio is 0% or more, I am satisfied since my dividend is more than enough to cover my expense.

But if you spend your dividend and portfolio not growing at 0%, Inflation will erode the portfolio over time.

 

[homer123]

But if you spend your dividend and portfolio not growing at 0%, Inflation will erode the portfolio over time.

I mean portfolio performance not going -ve.. If i spend my dividend and my portfolio corpus remain the same, then there is no erosion.

 

[limster]

But if you spend your dividend and portfolio not growing at 0%, Inflation will erode the portfolio over time.

thats why its important to pick stocks that are able to grow their earnings and thus their dividends.

 

[DevilPlate]

thats why its important to pick stocks that are able to grow their earnings and thus their dividends.

Stock picking is to satisfy yr inner itch nia hahaha

Like going to casino play bacarrat

 

[chong18]

I mean portfolio performance not going -ve.. If i spend my dividend and my portfolio corpus remain the same, then there is no erosion.

How is there no erosion? Say you have 1million invested and it remains at 1million 10 years later. Value of today's 1mil is not the same as future 1mil