YTD 2026 Networth tracking thread

[wutawa]

View attachment 48606

just adding to the statistics, 39 yo private employee as at 4-april-2024. both my ut and stocks are related to AI, will continue to dca monthly with my salary.

u just strengthened my belief of not trusting unit trust.

 

[Dinoboyboy]

u just strengthened my belief of not trusting unit trust.

while its true that the cost of ut is generally higher, i think in this case its also more of the investor problem.


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[sohguanh]

u just strengthened my belief of not trusting unit trust.

Unit trust can use CPF monies buy. Unless you no CPF.

 

[Mephist0pheLes]

bought it at the height of 2021.

chinese AI arh? or one of those cathie wood fund?

even if u bought QQQ at peak in 2021, now also breakeven alr. if DCA would have been sitting on a very nice profit alr.

 

[Dinoboyboy]

chinese AI arh? or one of those cathie wood fund?
even if u bought QQQ at peak in 2021, now also breakeven alr. if DCA would have been sitting on a very nice profit alr.

you are right, one of cathie’s wood funds. think my breakeven price for arkk is usd 88.


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[wutawa]

while its true that the cost of ut is generally higher, i think in this case its also more of the investor problem.


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care to elaborate more on the investor prob? i suppose u know the fees and general portfolio breakdown of all the ut u r holding. do u intend to continue holding them because u foresee a bounce back?

i dislike ut because of high cost, little transparency and high risk. i put my money into etf, reit and mf instead.

 

[wutawa]

Unit trust can use CPF monies buy. Unless you no CPF.

i no cpf. even if i have cpf also wont want to lose 45%

 

[DevilPlate]

bought it at the height of 2021.

One lump sum all in? Ouch

 

[yslvlys]

View attachment 48606

just adding to the statistics, 39 yo private employee as at 4-april-2024. both my ut and stocks are related to AI, will continue to dca monthly with my salary.

Wow 800k+ cash fully vested. Literally opposite of me. But as some pple in this thread say, no guts no glory.

 

[Dinoboyboy]

Wow 800k+ cash fully vested. Literally opposite of me. But as some pple in this thread say, no guts no glory.

well, the end result is that i lost money and you didnt.


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[Trader11]

No good job bro and not really young now. Go big or go home mindset has ruined and made some pple. It's about what one is prepared and can afford to lose.

Going by guts is dangerous gambler

 

[wutawa]

well, the end result is that i lost money and you didnt.


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The current result

 

[Dinoboyboy]

care to elaborate more on the investor prob? i suppose u know the fees and general portfolio breakdown of all the ut u r holding. do u intend to continue holding them because u foresee a bounce back?

i dislike ut because of high cost, little transparency and high risk. i put my money into etf, reit and mf instead.

while i agree fully with your characterization of the ut, i think on retrospect, it could be mitigated if i can understanding or hedging the product better. yes, i intent to hold it till it breakeven at usd 88 for arkk.

 

[wutawa]

while i agree fully with your characterization of the ut, i think on retrospect, it could be mitigated if i can understanding or hedging the product better. yes, i intent to hold it till it breakeven at usd 88 for arkk.

wow! the entire $552k is on 1 single ut arkk? why didnt u buy the etf directly?

 

[highsulphur]

while i agree fully with your characterization of the ut, i think on retrospect, it could be mitigated if i can understanding or hedging the product better. yes, i intent to hold it till it breakeven at usd 88 for arkk.

how did you deploy that 800k into that UT? over a period of time

what if it never recover? Ever consider switching it over to global equity etf to ride out the next 10 years?

 

[DevilPlate]

Wow 800k+ cash fully vested. Literally opposite of me. But as some pple in this thread say, no guts no glory.

Even in today 2024, imo one shot whack 800k into stock market is too risky liao....

I previously only mentioned 50-100k can stockpick one stock and whack whahaha

800k, I would have sell 1 buy 2 liao in 2021 instead.

 

[highsulphur]

Even in today 2024, imo one shot whack 800k into stock market is too risky liao....

I previously only mentioned 50-100k can stockpick one stock and whack whahaha

800k, I would have sell 1 buy 2 liao in 2021 instead.

800k into global equity to hold over 10 years seems reasonable to me

 

[Dinoboyboy]

how did you deploy that 800k into that UT? over a period of time

what if it never recover? Ever consider switching it over to global equity etf to ride out the next 10 years?

it's over a period from 2021 to 2024. i first bought it at usd 150 and had been buying since until my current breakeven price at usd 88. no plans to switch yet.

 

[DevilPlate]

it's over a period from 2021 to 2024. i first bought it at usd 150 and had been buying since until my current breakeven price at usd 88. no plans to switch yet.

oh.....then u shd come visit here prior to 2021 lor....
Over here the mantra/bible is DCA VWRA

 

[wutawa]

800k into global equity to hold over 10 years seems reasonable to me

$800k meh? Am I reading it wrongly? I see the principal as $552k. Current value as $300k.