YTD 2026 Networth tracking thread

[d9_lives]

If most of portfolio are in one stock, I would already freaked out even if 20% drop. So those who became multi - multi millionaires like CG thru' concentration in Tesla, and others thru Nvda, AMD, Meta etc really deserve their payday.

No guts no glory bro.
If you're still young and have a good job, just take a bit more risk.

I lost some and won some. It's still safer, more entertaining and exciting than going to the casino.

Recently, I told my wife, honey, I just realized xxxk loss with baba and she was like...Ok, sipped her tea and back to her k-drama.

 

[highsulphur]

No guts no glory bro.
If you're still young and have a good job, just take a bit more risk.

I lost some and won some. It's still safer, more entertaining and exciting than going to the casino.

Recently, I told my wife, honey, I just realized xxxk loss with baba and she was like...Ok, sipped her tea and back to her k-drama.

Try telling her you are cutting all holidays because you lost xxx

 

[stanlawj]

No guts no glory bro.
If you're still young and have a good job, just take a bit more risk.

I lost some and won some. It's still safer, more entertaining and exciting than going to the casino.

Recently, I told my wife, honey, I just realized xxxk loss with baba and she was like...Ok, sipped her tea and back to her k-drama.

Don't tell your wife any loss. It doesn't matter. Just make it back and only tell her how much you make.

My account and wife's account went down more than 50%, estimated, during Covid, due to penny stocks I chose for her, and I didn't even tell her or ask her to check.

After Fed inject liquidity during Covid, it bounced back and regained all losses. That's only when I told her how much her account was, and we celebrate.

 

[yslvlys]

Luck pays a big part in getting excess returns above market returns. But correct investing mindset ensures that you don't lose money.

The general trend of the stock market has been up. In 2009, if you put the names of stocks found in major indices on a wall and threw darts at 30 of them, you will make money if you are able to hold the stocks. The return is not from good luck in choosing the right stocks, but the mindset required to hold the stocks and not get scared and sell.

In 2020 my portfolio lost 35% of its value. My reaction was to buy more because its best to buy when stocks are cheap. As you can see from the chart, the V-shaped recovery was short and sharp. The only regret I have is not buying more!

The power of the internet means that our discussions from the 2020 covid crash are all archived. Good to go back and read and see what improvements I could have made to my investing strategy:

https://forums.hardwarezone.com.sg/...ations-and-positioning.6183736/post-125534096

There are 2 parts to the mindset, buy and hold and risk appetite. To have holding power the asset allocation must suit the risk profile. You are ttalking about buying and holding, which I have done for the most part, for the amount which I'm comfortable putting into the markets. And also taking partial profit if stocks have risen 100% to lock in some gains is not wrong as well. Previously I sold some when breakeven was also because I didn't realised I had put in more than what I was comfortable with into equities.
My post about luck above is also specifically about DevilPlate leveraging to buy more stocks.
Also you can't really compare yourself buying and holding with others. You are FI already with passive income covering all expenses and with a high active income job. You have more ability to withstand losses. Also I'm sure your asset allocation is what you are comfortable with that's why. You are prepared to risk what you have allocated to to equities. So do I. But our proportions are different.

 

[yslvlys]

No guts no glory bro.
If you're still young and have a good job, just take a bit more risk.

I lost some and won some. It's still safer, more entertaining and exciting than going to the casino.

Recently, I told my wife, honey, I just realized xxxk loss with baba and she was like...Ok, sipped her tea and back to her k-drama.

No good job bro and not really young now. Go big or go home mindset has ruined and made some pple. It's about what one is prepared and can afford to lose.

 

[d9_lives]

No good job bro and not really young now. Go big or go home mindset has ruined and made some pple. It's about what one is prepared and can afford to lose.

Fair enough.
Not great, not terrible, just...mediocre.

 

[yslvlys]

Fair enough.
Not great, not terrible, just...mediocre.

Alright Yeah whateva floats your boat.

 

[DevilPlate]

Alright Yeah whateva floats your boat.

Nowadays the mantra/bible is DCA into VWRA since yng.

Get a capable spouse and improve active income still the most impt factor in early to mid stages of life….

Let say household income stuck at 5-8k range….dont even need to talk about simi investment whahaha
Min 20k take hm combined income then can think about sell 1 buy 2 now.

 

[d5dude]

A married couple going for BTO, easily exceed networth >100k each upon MOP based on their primary resi asset alone.

And that'd be their entire networth if they have no other significant wealth elsewhere... 100k wont be peanuts to these people.

I think UBS' numbers can be trusted since they rank Singapore pretty high in their report, only countries like Switzerland, US, HK, etc beat Singapore in terms of average wealth, this is likely due to the high number of billionaires in these countries. What is interesting is that the disparity between mean and median in Singapore is far larger than most countries on the list, again this is confirmation that wealth distribution in Singapore is less even than most rich countries.

So while 100k may just be peanuts to many people in Singapore, thats really not the case for most people.

 

[wutawa]

Don't tell your wife any loss. It doesn't matter. Just make it back and only tell her how much you make.

My account and wife's account went down more than 50%, estimated, during Covid, due to penny stocks I chose for her, and I didn't even tell her or ask her to check.

After Fed inject liquidity during Covid, it bounced back and regained all losses. That's only when I told her how much her account was, and we celebrate.

I was helping my 3 siblings and a fren to hold shares. I updated them with a profit/loss line chart mthly. Their portfolios went downhill in 2022 due to ukraine war. The fren and 1 sibling decided exit when it broke even in Jan 2024, missing the current bull market.

 

[DevilPlate]

I was helping my 3 siblings and a fren to hold shares. I updated them with a profit/loss line chart mthly. Their portfolios went downhill in 2022 due to ukraine war. The fren and 1 sibling decided exit when it broke even in Jan 2024, missing the current bull market.

no faith to ride through ups and down if they duno what they are investing.

Most peeps still treat stock market as hit and run...not long term hold.

Even many new property investors only interested to buy and flip within 3-5 years.

 

[wutawa]

no faith to ride through ups and down if they duno what they are investing.

Most peeps still treat stock market as hit and run...not long term hold.

Even many new property investors only interested to buy and flip within 3-5 years.

i myself sold half of s&p etf to buy google. s&p bounced back but google was slow until recently the talk abt iphone and gemini. broke ath.

 

[stanlawj]

I was helping my 3 siblings and a fren to hold shares. I updated them with a profit/loss line chart mthly. Their portfolios went downhill in 2022 due to ukraine war. The fren and 1 sibling decided exit when it broke even in Jan 2024, missing the current bull market.

That's why.... your mistake is to update them monthly.
Even now, when my wife's account goes into negative, I don't even tell her. I just say, still waiting or under correction.

I only tell her account size when it is positive!! Good news only!

So she always keen to invest!

So @d9_lives , only tell your wife how much money your make from stocks! Stop telling about loss... nobody wants or needs to hear it.

 

[wutawa]

That's why.... your mistake is to update them monthly.
Even now, when my wife's account goes into negative, I don't even tell her. I just say, still waiting or under correction.

I only tell her account size when it is positive!! Good news only!

So she always keen to invest!

So @d9_lives , only tell your wife how much money your make from stocks!

i am kinda sadistic when it comes to investing. i get more excited on my "bad" counters. i become more interested to find out where went wrong and tend to learn more. a bull market is boring.

 

[d9_lives]

That's why.... your mistake is to update them monthly.
Even now, when my wife's account goes into negative, I don't even tell her. I just say, still waiting or under correction.

I only tell her account size when it is positive!! Good news only!

So she always keen to invest!

So @d9_lives , only tell your wife how much money your make from stocks! Stop telling about loss... nobody wants or needs to hear it.

This bro rocks!

 

[d9_lives]

The fren and 1 sibling decided exit when it broke even in Jan 2024, missing the current bull market.

Ouchh.....Most peeps are not meant for greatness.

 

[wutawa]

Ouchh.....Most peeps are not meant for greatness.

Depends. They may have better lobangs out there. It is always better to manage your own finance.

 

[Dinoboyboy]

just adding to the statistics, 39 yo private employee as at 4-april-2024. both my ut and stocks are related to AI, will continue to dca monthly with my salary.

 

[highsulphur]

View attachment 48606

just adding to the statistics, 39 yo private employee as at 4-april-2024. both my ut and stocks are related to AI, will continue to dca monthly with my salary.

How come it's down so much when it's related to AI?

 

[Dinoboyboy]

How come it's down so much when it's related to AI?

bought it at the height of 2021.