YTD 2026 Networth tracking thread

[highsulphur]

I saved up $1m over the years. That was my answer for the first part of the question.
The returns posted are YTD returns. Current portfolio (5 Jan) is 7.4m

So your return last year was almost 30%? Did you trade or just held to individual stocks?

 

[limster]

US stocks are no good for dividends. If buying US stocks it's for capital gains. And this kind of violent price movements are too much for me.

thats why my main exposure to US market is through tax-advantaged ETFs.

 

[Dividends Warrior]

Good monthly dividends. What is your capital size like? High 6 digits or low 7?

Thanks. Do you mean the cost value of my portfolio? It's around $685k.
Market value is around $1.05m as of yesterday closing.

 

[highsulphur]

Thanks. Do you mean the cost value of my portfolio? It's around $685k.
Market value is around $1.05m as of yesterday closing.

i stopped tracking the cost of my portfolio for a while now. Just the current value

 

[yslvlys]

I saved up $1m over the years. That was my answer for the first part of the question.
The returns posted are YTD returns. Current portfolio (5 Jan) is 7.4m

Wow richer than @dereth!

 

[limster]

Wow richer than @dereth!

dereth and bunny only share the value of their stocks portfolio. some say to see who has higher net worth you need to add property value, cash in bank account, cpf, pokemon cards

 

[LWZ]

dereth and bunny only share the value of their stocks portfolio. some say to see who has higher net worth you need to add property value, cash in bank account, cpf, pokemon cards

cash in wallet, leftover foreign currency in drawers, SG60 vouchers, CDC vouchers

 

[highsulphur]

cash in wallet, leftover foreign currency in drawers, SG60 vouchers, CDC vouchers

And whisky collection

 

[PrincessBunny]

So your return last year was almost 30%? Did you trade or just held to individual stocks?

Mostly buy and hold

 

[highsulphur]

Mostly buy and hold

Not so much etf right? Mostly stocks?

 

[yslvlys]

Mostly buy and hold

Which are the stocks / ETFs u holding?

 

[Nanonited]

43 years old, hoping to retire soon haha

950k in stocks
472k in crypto and stablecoins
150k in cash
511k in cpf (oa/sa/ma)
495k in property (net of mortgage)

How much of this is profit vs capital? Really impressive amount at 43..

how do you count property? Is it the cpf/cash you used for property?

 

[Nanonited]

Which are the stocks / ETFs u holding?

What do you invest in? If you keep a significant portion in cash, what do you do with it?

 

[highsulphur]

dereth and bunny only share the value of their stocks portfolio. some say to see who has higher net worth you need to add property value, cash in bank account, cpf, pokemon cards

Numbers are probably not very insightful. But rather portfolio allocation relative to age and demographics and investment strategies (eg simple monthly dca on payday etc)

 

[yslvlys]

What do you invest in? If you keep a significant portion in cash, what do you do with it?

50% US/HK stocks, 50% SG stocks. I do ETFs and individual stocks. Don't really have any counters I hold a lot. Cash put in higher interest deposit accounts like eSaver, UOB One, OCBC 360 etc. Every month interest can be about 1-1.5ksgd.

 

[Jirachi]

Thanks. Do you mean the cost value of my portfolio? It's around $685k.
Market value is around $1.05m as of yesterday closing.

Ah nice. I’m moving towards the same goal. Slow and steady.

 

[Nanonited]

50% US/HK stocks, 50% SG stocks. I do ETFs and individual stocks. Don't really have any counters I hold a lot. Cash put in higher interest deposit accounts like eSaver, UOB One, OCBC 360 etc. Every month interest can be about 1-1.5ksgd.

Oh that sounds good.. very diversified. I guess you have about 500-600k in cash?

 

[yslvlys]

Oh that sounds good.. very diversified. I guess you have about 500-600k in cash?

More than 900ksgd.

 

[Nanonited]

More than 900ksgd.

Oh right makes sense.. because you are using only 1 account for the better hysa so its capped. I use my spouse account because her savings are very little so i can double my cap.

 

[spearhawk]

How much of this is profit vs capital? Really impressive amount at 43..

how do you count property? Is it the cpf/cash you used for property?

285k cap gain from stocks I am still holding.
470k cap gain from previous property sold.
200k profit from early days of forex trading.

for property, yes, is cpf and cash used for property so far.