AMEX Platinum Charge Card

evolute8

evolute8

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I've just made payment to a few users here who signed up thru my referral.

The rewards they've gotten were $80 cash as well as a bonus of 40,000 MR points (equivalent to 25,000 KrisFlyer miles).

Do let me know if anyone of you would like to sign up and enjoy bonus 40,000 MR points + $80 cash offer.
 
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whalewillie

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Bad credit rating

Hi, i want to apply for AMEX Platinum(200k income) card but have 2 concern:
1)Credit rating FF
2)Self employed
3)currently hold no credit card at all

Income NOA 2019($133k)->think they look at this yr one only?
Income NOA 2018($199k)


Should i proceed to apply for the card? If high chance i cannot get through, i will avoid applying as it will reduce my credit rating further.
 
kelvinkezz

kelvinkezz

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Yea. Most likely they will look at the NOA 2019 one. I know of someone whose credit rating is HH and income approx $150k also got approved.

whalewillie said:
Hi, i want to apply for AMEX Platinum(200k income) card but have 2 concern:
1)Credit rating FF
2)Self employed
3)currently hold no credit card at all

Income NOA 2019($133k)->think they look at this yr one only?
Income NOA 2018($199k)


Should i proceed to apply for the card? If high chance i cannot get through, i will avoid applying as it will reduce my credit rating further.
Click to expand...
 
I

idwish

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I wonder why so many people crazy about this card and willing to pay $1700 for it.....is it really worth it?
 
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Occupy HK

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idwish said:
I wonder why so many people crazy about this card and willing to pay $1700 for it.....is it really worth it?
Click to expand...

I've had the card 3 months. These are my reasons so far:

$80 referral (someone on HWZ gave me a voucher for being referred by them)
75,000 signup bonus points - around 47k miles
40,000 referral bonus points - MRM programme (member refers member)
2 nights at Banyan Tree (I redeemed easily in Vietnam)
$400 hotel credit (very mafaan to redeem, used for boutique hotel in Italy)
Hertz status (booked a car rental in Italy with 15% discount)
Nice feel of metal card
Priority Pass membership (used several times already as I fly budget airlines a lot to local places)
Chillax programme (buy 1 free 1 cocktails at various bars)

Things I plan to use:

$400 flight credit
massage vouchers
1 night in W Sentosa
Love dining promo


Having said that, I am happy to have paid $1712 for the first year. The free hotel stays, the bonus miles and the hotel/flight credits are enough value for me. Everything else is a bonus. But on renewal, no free hotel stay, no bonus miles, so...

Overall, I wouldn't renew. I think too many places don't accept Amex and I prefer to keep my wallet as minimal as possible.
 
6xiaolun9

6xiaolun9

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evolute8 said:
I've just made payment to a few users here who signed up thru my referral.

The rewards they've gotten were $80 cash as well as a bonus of 40,000 MR points (equivalent to 25,000 KrisFlyer miles).

Do let me know if anyone of you would like to sign up and enjoy bonus 40,000 MR points + $80 cash offer.
Click to expand...

Hey, could you send me the details on the referral thing? I have received an invitation on this.
 
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Refpls

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I have received the invite for the platinum charge card, but income is way below the 200k requirement.

Can I apply for the reserve card?

Can share more on the referral with me too. Thank you.
 
kelvinkezz

kelvinkezz

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Just sent u the details of the referral and additional cash sign up bonus! Cheers!

Refpls said:
I have received the invite for the platinum charge card, but income is way below the 200k requirement.

Can I apply for the reserve card?

Can share more on the referral with me too. Thank you.
Click to expand...
 
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alan98

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Refpls said:
I have received the invite for the platinum charge card, but income is way below the 200k requirement.

Can I apply for the reserve card?

Can share more on the referral with me too. Thank you.
Click to expand...

If u got invitation to apply from Amex for Platinum Charge, why will u wanna downgrade urself to Platinum Reserve?

The invitation from Amex is pre approved. They give you exception on income requirement. Just apply MTL!
 
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Refpls

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alan98 said:
If u got invitation to apply from Amex for Platinum Charge, why will u wanna downgrade urself to Platinum Reserve?

The invitation from Amex is pre approved. They give you exception on income requirement. Just apply MTL!
Click to expand...

To get both as Reserve has its own set of benefits too.

Pre invite will get me charge card more or less, but I’m unsure if it will get me the reserve card too.
 
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Anmario

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Refpls said:
To get both as Reserve has its own set of benefits too.

Pre invite will get me charge card more or less, but I’m unsure if it will get me the reserve card too.
Click to expand...

I got the invitation for platinum charge card last time same as you. I apply and I get approval. after 6 months I apply the reserve card and it was approved a few days later. so no worry.i did not meet requirements for both. :)
 
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