InstaReM's AMAZE MasterCard

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Trazora

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arctician said:
mileslion report say maybank fnf not counted for 8%?
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milelion just say for those merchant specific e.g. popular the modified txn description not count to 8%, for those with eligible MCC still get 8%
 
arctician

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Trazora said:
milelion just say for those merchant specific e.g. popular the modified txn description not count to 8%, for those with eligible MCC still get 8%
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oh thanks confusing siah, that means if its petrol then counted..but NTUC not counted? i am not sure how to differentiate "merchant specific" from category, because popular to me can come under retail? Thanks!
 
silverbomb

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arctician said:
oh thanks confusing siah, that means if its petrol then counted..but NTUC not counted? i am not sure how to differentiate "merchant specific" from category, because popular to me can come under retail? Thanks!
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the most impt clue is always in the t&c, time and again.

i've explained earlier in many pages back. if a bank says get X% or special promotions at "Book Store X", "Shop Y", "Restaurant Z", you need to use the actual bank card to pay and not amaze. they based on the description to award the MERCHANT SPECIFIC promos. if you choose to use amaze, the merchant becomes Amaze in the eyes of the bank as the description changes to begin with *amaze POPULAR SG instead of e.g. POPULAR SG. their system is likely clued to lookout for transaction (and probably typical MCC of Popular?) with description beginning with POPULAR to award as such.

whereas if a bank promo says get X% or specials for shopping at specific spending TYPE. If they say Grocery, Petrol, all these purchases must carry a MCC code of a Grocery or Petrol in order to qualify for the respective bank's rebates/promos. In the case of F&F card t&c, it has already been spelled out clearly they are looking out for MCC 5411 to be eligible classed as grocery. So any merchants that has 5411 MCC will qualify, even though amaze card passes the descriptions down as *amaze Fairprice but has 5411 MCC passed to the bank. it does not messes the MCC of the transaction.
 
arctician

arctician

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silverbomb said:
the most impt clue is always in the t&c, time and again.

i've explained earlier in many pages back. if a bank says get X% or special promotions at "Book Store X", "Shop Y", "Restaurant Z", you need to use the actual bank card to pay and not amaze. they based on the description to award the MERCHANT SPECIFIC promos. if you choose to use amaze, the merchant becomes Amaze in the eyes of the bank as the description changes to begin with *amaze POPULAR SG instead of e.g. POPULAR SG. their system is likely clued to lookout for transaction (and probably typical MCC of Popular?) with description beginning with POPULAR to award as such.

whereas if a bank promo says get X% or specials for shopping at specific spending TYPE. If they say Grocery, Petrol, all these purchases must carry a MCC code of a Grocery or Petrol in order to qualify for the respective bank's rebates/promos. In the case of F&F card t&c, it has already been spelled out clearly they are looking out for MCC 5411 to be eligible classed as grocery. So any merchants that has 5411 MCC will qualify, even though amaze card passes the descriptions down as *amaze Fairprice but has 5411 MCC passed to the bank. it does not messes the MCC of the transaction.
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oh ok thanks i got it now, i believe this card work best with manhanttan for large spend, CRMC etc all have 1k cap but manhanttan give user 3%+1% up to $6k+. Probably can only last for few more months as 4mpd +1 % for all spend is too generous.
 
xsoldix

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Almost 1 month already, still haven't receive the physical card.

For miles, i guess the best card is Citi rewards for the 10X points?
 
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xiaosinsinful

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xsoldix said:
Almost 1 month already, still haven't receive the physical card.

For miles, i guess the best card is Citi rewards for the 10X points?
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Same here, never waited for long for anything before.

maybe their card made of vibranium need to source from wakanda
 
xsoldix

xsoldix

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I already not expecting to receive by end Aug.. haha!
if can receive before end Sep, i happy le.
also not sure how the quarterly cashback of 1% works.

later wait till neck long... for nothing..
 
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