in Msia, there r many ways to live w passive income after 40s, esp owning a house or shop for rental, owning land to lease to others for farming, etc.
in Sg, other than stocks, or unit trust or fixed deposit, other type of investment like ppty ownership would be out of reach to common ppl.
a condo costing 1 mil, a shop costing 3 mil or above, & land is out of question cuz most r owned by govt.
hard to see old Msian working for a living cuz not many would want to employ someone above 40s.
Sg is good to make money when u exchange sweat & time for it.
in Msia, some can buy ppty under devt & flip when it is TOP for a profit.
this is called 楼花 & was popular in early 90s in Sg and also in HK too.
now, it's impossible to make a profit cuz of ABSD here.