Loan Shark Harassment and how to stop it - Part 2

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green72

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Sometimes really dilemma.
Just wanna get back our life and live as per usual. Yes the bank acc he provided , I gave the police ytd.
Clear advice given by us and police and you WILL get your life back. Listen to them and probably you won't.

Use the money to pay bills and bank loans or spend it on family. Don't waste it on paying the UML and getting charged by police. Not worth having a criminal record for them.

No dilemma here. It's just that u are scared the UML might harm you.

U can ask me and the rest, no harm done except they ONLY hurt our feelings with over the top threats. A small group get their common area vandalised with paint or scribbles on walls.

That's it.
 

jejejejenn9

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i am currently fresh into this. installing cctv tmr morning because i had received a whatsapp with a picture of my house with a threat as the message.

i stupidly got myself mixed up with them, the deal did not go through in the end but it was too late they have some of my information. even though i did not owe them a single cent my IO told me they are trying their hardest now to break me to fall deeper into their trap

this cause me severe panic attacks and anxiety. thank god for mental health helplines for me to cope with this madness
 

SIM37_

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i am currently fresh into this. installing cctv tmr morning because i had received a whatsapp with a picture of my house with a threat as the message.

i stupidly got myself mixed up with them, the deal did not go through in the end but it was too late they have some of my information. even though i did not owe them a single cent my IO told me they are trying their hardest now to break me to fall deeper into their trap

this cause me severe panic attacks and anxiety. thank god for mental health helplines for me to cope with this madness

They're trying their fugging darnest best to break you, but YOU WILL prevail! Why are you worried? Cause they sent pictures, and you "read" them ya? Trust me on this. IGNORE The message completely, don't even give them the satisfaction of seeing "two ticks" Just simply delete/block/report.

Its only words, pics. U got CCTV. u have the edge. Stay strong, eat well. Send more of the runners for free food/lodging.

My tax dollars will thank you.

But don't worry, after awhile, channel your fear and dilema to anger and resolute sheer will to outmanuvere them

You will win!
 

PiggyV

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After 3months ,today they sent lalamove. Last 3 months was quiet beside calls and text which i just ignore. I spotted the guy on CCTV waited outside my hse about 10 mins when nobody was at home. After he left , text with photo came in. He use another number text me. Emailed to my IO with the CCTV video immediately. No one know when they gonna to stop.. lol.. just need to hang on
 

SIM37_

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After 3months ,today they sent lalamove. Last 3 months was quiet beside calls and text which i just ignore. I spotted the guy on CCTV waited outside my hse about 10 mins when nobody was at home. After he left , text with photo came in. He use another number text me. Emailed to my IO with the CCTV video immediately. No one know when they gonna to stop.. lol.. just need to hang on

Thats how they get "pictures" but nothing more they can do. Don't worry.
 

learningmylesson

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Hi, im new here. Would like to get some advice.
Same old thing, borrowed small amount, able to clear..was allowed to take a bigger loan, and then as months goes by, realised that the deferred payment that i made is more than the loan i owe.
Thus decided to stop all contact with the UML person, that claims to be 'Jayden'.
First the threatening message was on fb comments, there was my picture, details asking me to O$P$.
I told my husband about it, decided to close down our social media.
Then comes the Lalamove delivery, claiming that there's parcel to collect from me. But indeed there isnt.
I made a police report about it, and it was silent... for about 3/4 months.
And the horror starts again last week.
I received a parcel address to me, and there was a dead rat and a picture of me with the o$p$ sign, and apparently my parents also received a parcel which have a live spider inside with the same message. (When i first liaise with this guy a few years back i wasnt married so i use my parents address).
I then lodge a police report both for my house, and my parents house incident. Was advice to put up cctv, which i put up immediately the next day and thus far.. there isnt any 'parcel'.
However, today on one of my aunt fb post, the person commented again with the o$p$ and now there's a video, pictures of my family members including my kids.
So I am very worried. I have already informed my IO about the fb post as well, but according to her there is nothing much she can do.

Now, what do i Do? how do i move forward? I cannot contact the 'person' again as i hv blocked and then change my telco number.
And i cannot ask all my family members to delete their social media accounts as well.
🥹 please help, so I can at least sleep a lil tonight.
https://www.police.gov.sg/Media-Room/News/20250402_woman_arrested_for_loanshark_harassment

Similar case as yours, probably è same UML group!
 

hiitsme999

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hi all,

long time lurker, have fallen into the UML trap lately as i have been struggling due to job loss. i have been paying the UMLs promptly and have been wanting to close accounts, i have about 5, some have been gracious to allow me to close but theres 2 of them, which i think are the same person who took some daily loan. altogether i pay 100 a day, and they not allowing me to close the account. There was a time when he flip and threaten say that i have to pay 1.5k to clear the loan. Ive been doing this daily payment for close to like 2 to 3 weeks now and i cant get out of it man. Issue is, my wife doesnt know and im afraid this will cause her to leave me. So stressed and i dont know what to do. Also if ive paid way more than the principal amount, would they still come and disturb if I ghost them?
 

Babablacksheeps

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hi all,

long time lurker, have fallen into the UML trap lately as i have been struggling due to job loss. i have been paying the UMLs promptly and have been wanting to close accounts, i have about 5, some have been gracious to allow me to close but theres 2 of them, which i think are the same person who took some daily loan. altogether i pay 100 a day, and they not allowing me to close the account. There was a time when he flip and threaten say that i have to pay 1.5k to clear the loan. Ive been doing this daily payment for close to like 2 to 3 weeks now and i cant get out of it man. Issue is, my wife doesnt know and im afraid this will cause her to leave me. So stressed and i dont know what to do. Also if ive paid way more than the principal amount, would they still come and disturb if I ghost them?
Im NOK.
yes she will snapped, she will pissed, she will go crazy. Esp if you’ve kids at home.
Please stay calm and don’t raise your voice when you tell her and let her vent all the anger out. She will slowly accept and process. Please give her time.
I took about 3 days to process and digest then I start googling and read up for more information before I propose to him for ghosting.
I hope you don’t put her contact as the boo contact
 

hiitsme999

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No i didnt, my NOK contact are my siblings but i can talk to them to lock profile and also at the same time just block calls and messages. I can also talk to my neighbours also if i need to. The thing is i actually want to settle but they wont allow me which is frustrating man. the only address they have on file is my house, i live low floor and theres a CCTV on my floor but i can fix one in front of my house.
 
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HoldOnLilGirl

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It has been 3 weeks since I reported mine. I informed my neighbours about the potential harassment that might happen and asked them to report any suspicious individuals lurking along the corridor. Am grateful they have been understanding. I stay on a low level and there is a camera on my floor too. Lifts have cameras too. As much as we don't really enjoy our privacy being invaded generally, we have to appreciate that these runners can be found out easily, cos they either have to take the stairs or lift to the instructed floor, unless they are in heavy disguise or use ropes to wall climb the exterior hehee.
Just rip the band-aid off your spouse, be calm and remorseful. The anger will last a few days, then you get back your life once again, maybe even stronger cos of this situation.

Paying $700 each week is no joke man, especially when you arent working. It will take a toll on you eventually.

I am honestly grateful to this forum platform, to know others have been through and got out of it, well almost for some. To know we can get out of this and go back to our lives before that and make more responsible choices, we can aim and hope 🤞🤞🙏🙏
 

SIM37_

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hi all,

long time lurker, have fallen into the UML trap lately as i have been struggling due to job loss. i have been paying the UMLs promptly and have been wanting to close accounts, i have about 5, some have been gracious to allow me to close but theres 2 of them, which i think are the same person who took some daily loan. altogether i pay 100 a day, and they not allowing me to close the account. There was a time when he flip and threaten say that i have to pay 1.5k to clear the loan. Ive been doing this daily payment for close to like 2 to 3 weeks now and i cant get out of it man. Issue is, my wife doesnt know and im afraid this will cause her to leave me. So stressed and i dont know what to do. Also if ive paid way more than the principal amount, would they still come and disturb if I ghost them?
Gracious isn't a word I'll even remotely associate them with.

Stop paying, start ghosting. Get your life back!
 

SIM37_

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No i didnt, my NOK contact are my siblings but i can talk to them to lock profile and also at the same time just block calls and messages. I can also talk to my neighbours also if i need to. The thing is i actually want to settle but they wont allow me which is frustrating man. the only address they have on file is my house, i live low floor and theres a CCTV on my floor but i can fix one in front of my house.

Don't bother about "settling" with them, it will never end, if you keep paying you will keep bleeding.

Stop Paying
Stop replying

Middle finger them all the way and ignore!
 

HoldOnLilGirl

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Ya look very very similar huh. The animals, the fonts also.
Hmmm i guess there's others that ghosted them as well.
Praying that it will just be at that though. I finally feel like i can breathe after a while.🥹
I hope I am not another lucky recipient of these gifts. Mine was of the same name too.
 
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