Mari Credit Card

[sensei83]

I just applied and approved instantly with $500 credit. No annual fee ftw

The regular card no annual fee.

 

[sibeiTrolled]

The regular card no annual fee.

wutawa version is also the "regular" card, just that it has a hard cap of 500

(ii) Singaporean / Permanent Residents aged 21 to 55 years old who do not meet the minimum annual income requirement of S$30,000 can be assessed for a Mari Credit Card with up to S$500 credit limit.

 

[sglandscape]

The foreign currency spend 3% FX rebate + 1.5% cashback extended till Dec 2025. However for those who use the card to do Top ups for any wallets or use for excluded MCCz, DO NOT do this because you won't even get the 3% cashback to offset the FX fees, the Trust card is better for those use case.

 

[sibeiTrolled]

The foreign currency spend 3% FX rebate + 1.5% cashback extended till Dec 2025

Nice, thanks for the update.
https://www.maribank.sg/promo/spend-overseas-with-mari-credit-card-promotion

With promo extended, can try this card on my own trip out already.

 

[piyozz]

Anyone has any idea, I used the card to pay for some game credit from some Facebook site. The rate shown on the website is in sgd, and payment was also made in sgd. But I was charged a currency conversion of 1%... Why is that so when the payment was in sgd?

I paid using uob one on a similar purchase before, there wasn't an additional fee at all... Is it becos this is mastercard? I'm puzzled so I hope anyone with similar experience can share your findings. Thank you.

 

[sibeiTrolled]

Anyone has any idea, I used the card to pay for some game credit from some Facebook site. The rate shown on the website is in sgd, and payment was also made in sgd. But I was charged a currency conversion of 1%... Why is that so when the payment was in sgd?

1% is for the DCC (Dynamic currency conversion).
Happens when foreign payment gateway charges you in your own country currency.
In most cases, it is better to accept being charged USD on a US site, though sometime, it is out of your control

(i) a prevailing charge of 1% of the converted Singapore Dollar amount representing the charge imposed by MasterCard on the transaction;

 

[sglandscape]

Nice, thanks for the update.
https://www.maribank.sg/promo/spend-overseas-with-mari-credit-card-promotion

With promo extended, can try this card on my own trip out already.

Read my other post too, for selected transactions you may not want to use the card for too. For general retail spend should be ok.

 

[subprimelive]

Does maribank credit card issue a physical card? Must pay for it? Usually how long they take to mail you the physical card?

 

[sibeiTrolled]

Does maribank credit card issue a physical card? Must pay for it? Usually how long they take to mail you the physical card?

Yes, but you have to do extra step to reqeust for it, no need pay.
https://www.maribank.sg/help-centre...credit-card-when-i-apply-for-mari-credit-card

Mine took about 3-4 working days when they finally release application to the public. Not sure now.

 

[subprimelive]

Is it possible to use AXS to pay up maribank credit card bill?
I don't intend to put any money into maribank savings account. How do you guys usually pay your maribank credit card bill?

 

[sglandscape]

Is it possible to use AXS to pay up maribank credit card bill?
I don't intend to put any money into maribank savings account. How do you guys usually pay your maribank credit card bill?

Autopay from their savings account.

 

[sibeiTrolled]

Is it possible to use AXS to pay up maribank credit card bill?
I don't intend to put any money into maribank savings account. How do you guys usually pay your maribank credit card bill?

https://www.maribank.sg/help-centre...nt-for-my-mari-credit-card-outstanding-amount


2. Interbank Transfer from Other Banks

(i) Add a local payee

Simply copy your Mari Credit Card number and paste your card number in your other Bank's app, to initiate the transfer.

 

[lasnoblur]

The foreign currency spend 3% FX rebate + 1.5% cashback extended till Dec 2025. However for those who use the card to do Top ups for any wallets or use for excluded MCCz, DO NOT do this because you won't even get the 3% cashback to offset the FX fees, the Trust card is better for those use case.

probably best card to use for fx general spend due to the fx charge offset like youtrip etc + 1%-1.5% cashback at the moment.

 

[subprimelive]

Apart from shopee and overseas spends, there are no rewards/cashback if we use this card for other categories of spending? E.g. use for mrt/bus daily , spending at local shopping malls?

 

[sibeiTrolled]

Apart from shopee and overseas spends, there are no rewards/cashback if we use this card for other categories of spending? E.g. use for mrt/bus daily , spending at local shopping malls?

1.7% cashback, similar to citi cashback+ and SCB simplycash CC
MRT/BUS does not give you the cashback, so don't bother.
Retail spends will.

 

[lasnoblur]

Got $8.33 for the overseas spend promo.

Is this a 1 time additional cashback that will be awarded monthly ?

I am using the maribank cc these few days in Malaysia.

The conversion rate of 3.26 is similar to cc like trust and lose to youtrip cc of 3.28 slightly around 3% fx cashback received after each txn.

 

[sglandscape]

Is this a 1 time additional cashback that will be awarded monthly ?

I am using the maribank cc these few days in Malaysia.

The conversion rate of 3.26 is similar to cc like trust and lose to youtrip cc of 3.28 slightly around 3% fx cashback received after each txn.

Should have a +1.5% cashback later too should all in win YouTrip

 

[sibeiTrolled]

Is this a 1 time additional cashback that will be awarded monthly ?

I am using the maribank cc these few days in Malaysia.

https://banking-aka-storage.mariban...un_2025)_Terms_and_Conditions_v2_27022025.pdf

Each month is stand alone

Considering you said "these few days" means your spend was last few days of MAY, the extra 1 to 1.5% cashback will then be credited to you by 30 June 2025

If you continue to spend in month of June, then bonus by 31 July 2025

For both, the campaign name will be the same - Spend overseas with Mari CC promotion. Once you see this, you will know its your extra bonus 1 - 1.5% cashback

 

[thenextseeker]

can use mari cc card to withdraw cash from overseas ATM? where to get the pin to do so? no fees right?

 

[sibeiTrolled]

can use mari cc card to withdraw cash from overseas ATM? where to get the pin to do so? no fees right?

https://www.maribank.sg/fees-rates/mari-credit-card
Don't think can withdraw cash. Those fee typically called cash advance fee or advance fee but dosen't appear here.

Maybe you can check with Maribank CS on this.