MY just need to commute daily for 15 years to retire as millionaires in jb or 20 years to be ultra millionaires …
Sg has to work to their graves and dies with mounting debts…
Malaysians working in SG just need to work about a year or slight a year with/without OT always they can accumulate cash then wealth etcs.
Those Malaysians SPR with HDB in SG is big bonus for them when sold their HDB they would become instant millionaire over night plus whatever wealth and cash accumulation they already have in JB/Malaysia. Many are also with more than one property in JB/Malaysia while working in SG and owning HDB in SG. One property in JB/Malaysia for own living the rest rented it out. They own luxury car(s) and other locally make cars in one household only.
Even those Malaysians don't work in SG they can own a car(s) then landed property or properties at slower pace than those Malaysians working in SG of course unless they have their own business.
I've seen so many of them with my own eyes while staying in JB.
MANY SINGAPOREANS DON'T REALIZE THIS THAT MALAYSIAN WORKERS ARE TREATING SG LIKE A BUSINESS. THEY JUST NEED SMALL CAPITAL BUT BIG GUARANTEE PROFITS FOR THEM.
THEY CAN ACCUMULATE WEALTH, CASH AND SUCCESS MUCH QUICKER THAN SINGAPOREANS WORKING, LIVING AND SPENDING IN SINGAPORE.
MALAYSIANS with good education or without education are SMARTER than SINGAPOREANS isn't it.