2018 YTD investment performance thread

[revhappy]

U have any bond? Time to rebalance?

I am 50% fixed income and 50% equity. No I don't want to rebalance now. If markets crack like in 2008, then I will increase allocation to equities. But any new salary savings is going entirely to equities.

 

[JuniorLion]

Reminds me of someone who checks her portfolio and stock prices all the time during office hours, LOL.

 

[Trader11]

Good. I admire people who dare to show losses and whole portfolio. Lose doesn’t matter, don’t avoid reality. Hee hee. You earn my respect.

What's your losses for Noble? Can share?

 

[revhappy]

I updated the average buy price from IBKR and the buy date as today. So it appears as if it was bought today. From tomorrow it will display correctly the daily p/l and the overall p/l.

I could spend sometime and dig into my IBKR statements and update the actual buy transactions, maybe then the pl chart will make sense.

Edit: Updated with actual dates of buy.

 

[OngHuatHuat]

What's your losses for Noble? Can share?

75 K sgd.

 

[existential_reality]

That would probably be more ideal though tedious, will give you a better picture of your holdings and cost.

Currently I use the following which you can consider,

Stockmarketeye - Has a desktop program and a App as well, not as fancy an interface but it allows synchronization which I find very useful. Prices are taken via Yahoo. I can create multiple watchlist which is very handy for counters I am tracking.

Stocks Cafe - This calculates for dividends and comes up with your overall P&L, web based platform but I find the P&L displays very intuitive. Good if you are a dividend investor.

I could spend sometime and dig into my IBKR statements and update the actual buy transactions, maybe then the pl chart will make sense.

 

[revhappy]

Closed my books for November. Here is my YTD Networth growth and investment performance. I have added couple of more columns to show salary contribution to YTD networth growth.

All figures in '000 SGD

Pretty happy compared to where I was in October end.

 

[homer123]

Very detailed tracking

Closed my books for November. Here is my YTD Networth growth and investment performance. I have added couple of more columns to show salary contribution to YTD networth growth.

All figures in '000 SGD

Pretty happy compared to where I was in October end.

 

[ELKYme]

There’s still December...who know? -2.4% may turn positive??
https://m.youtube.com/watch?v=zA_KPnMXEM4

Closed my books for November. Here is my YTD Networth growth and investment performance. I have added couple of more columns to show salary contribution to YTD networth growth.

All figures in '000 SGD

Pretty happy compared to where I was in October end.

 

[revhappy]

I did the same exercise for past 3 years that I have data.
Year end figures in '000 SGD.

Past 3 years my portfolio mostly in fixed income in INR. Luckily INR didnt depreciate much so I was able to make decent returns in SGD terms. Now I am looking to move out of INR, slowly.

 

[homer123]

Closed my books for November. Here is my YTD Networth growth and investment performance. I have added couple of more columns to show salary contribution to YTD networth growth.

All figures in '000 SGD

Pretty happy compared to where I was in October end.

My Nov YTD networth growth still positive despite the severe market correction, thanks to salary/bonus contribution. Can't imagine if I have no job and retirement fund is tanking at this magnitude.

 

[revhappy]

My Nov YTD networth growth still positive despite the severe market correction, thanks to salary/bonus contribution. Can't imagine if I have no job and retirement fund is tanking at this magnitude.

True, same case with me. How old are you?

I am 39 and my current savings rate as a percentage of networth is about 7%. That is too good to give up. That encourages me to continue working.

My current expenses is also about 7%. I think at some point both savings rate and expenses rate becomes like 2% at that point it is worth considering giving up working.

 

[Prof. Utonium]

True, same case with me. How old are you?

I am 39 and my current savings rate as a percentage of networth is about 7%. That is too good to give up. That encourages me to continue working.

My current expenses is also about 7%. I think at some point both savings rate and expenses rate becomes like 2% at that point it is worth considering giving up working.

Interesting.

I had never thought of calculating expenses or saving rates against networth before.

 

[homer123]

True, same case with me. How old are you?

I am 39 and my current savings rate as a percentage of networth is about 7%. That is too good to give up. That encourages me to continue working.

My current expenses is also about 7%. I think at some point both savings rate and expenses rate becomes like 2% at that point it is worth considering giving up working.

Strange way to assess retirement readiness.. Mine is pretty straightforward as long as my passive income is greater than my expense by 30+%

 

[Minimalists]

I am 39 and my current savings rate as a percentage of networth is about 7%. That is too good to give up. That encourages me to continue working.

But did you calculate how many percent of your life you spend working to get the 7%? Many people don’t realise the high percentage of their lifespan they spend pursuing the illusionary wealth. It only dawns upon them when they don’t have that many years left to do what they really want.

 

[revhappy]

But did you calculate how many percent of your life you spend working to get the 7%? Many people don’t realise the high percentage of their lifespan they spend pursuing the illusionary wealth. It only dawns upon them when they don’t have that many years left to do what they really want.

It is a bit philosophical. But do most people know what they want to do? We can take the spiritual route to find the purpose of life or take the materialistic route. By working we are basically trying to avoid the question of what is the purpose of life. Too much free time is also not good. Sometimes being occupied is the easy way.

When you have inflow coming in, it easy to make decisions like lets go for a vacation or if the wife or child wants to buy some stuff, it is easy to cater. If not working, it becomes a real tussle of mind to justify whether the spend is necessary or not. Such decisions are easier to make when working and earning.

 

[revhappy]

As of 15th Dec:
YTD portfolio returns: -5.05%
YTD salary savings inflow: +7.93%
YTD networth growth: +2.89%

 

[NewInvestor]

Portfolio YTD -0.3% (after taking into account dividends paid)
It has been a terrible year

 

[NewInvestor]

Strange way to assess retirement readiness.. Mine is pretty straightforward as long as my passive income is greater than my expense by 30+%

Why must it be greater?

 

[havetheveryfun]

Why must it be greater?

so that he doesnt need to draw down on his capital ? and will still be able to save a bit from the passive income.