2018 YTD investment performance thread

revhappy

revhappy

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havetheveryfun said:
so that he doesnt need to draw down on his capital ? and will still be able to save a bit from the passive income.
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But then passive income is also a kind of drawdown from capital. When a stock goes ex dividend its price falls. So technically if the stock was not giving out the dividend, it would go higher and higher.
 
havetheveryfun

havetheveryfun

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revhappy said:
But then passive income is also a kind of drawdown from capital. When a stock goes ex dividend its price falls. So technically if the stock was not giving out the dividend, it would go higher and higher.
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not always..

so many stocks never give dividends also never go higher

so many stocks give out more than 3-4% yield but yet keep going higher and higher
 
revhappy

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havetheveryfun said:
not always..

so many stocks never give dividends also never go higher

so many stocks give out more than 3-4% yield but yet keep going higher and higher
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Yes, but for the same stock, hypothetically, if it didn't payout dividend, the money will stay in the stock and overtime accumulated dividends would make the stock go higher, compared to the scenario where they payout the dividend every year. Example stock like aapl. They have some 200bn in cash if they paid out all that as dividend, then the price would be that much lower.

So, in theory, you can use the dividend paid out to buy more of the same stock or you could sell some shares of companies which don't payout enough dividend. So it is the same thing. Passive income is a bit like forced selling of some stock.
 
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limster

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LAnXRmy.jpg


Christmas Eve got free time, did my preliminary calculations. Continued to grow my dividends this year.

From this year onwards, I think I will also record down my CPF interest since that is also 'passive income'. So I'll have to wait for Jan 2019 to learn how much interest I got...
 
revhappy

revhappy

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I am closing my books for the month and the year.

All figures in '000 SGD

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So down 5% for the year on the overall portfolio. 42k loss. Salary savings were 8% so net, my networth went up by about 3%. It is a bad year for me compared to past 2 years, when I managed good returns with low allocation to equties and this year it was bad timing of moving my allocation in equities from 30% to 50%, in the early part of the year. But on the bright side, now I have achieved my target equity allocation so going forward, I just have to maintain it.

How are you guys doing?
 
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homer123

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So early close book? I still have dividend coming in on 31st Dec :s13:
revhappy said:
I am closing my books for the month and the year.

All figures in '000 SGD

So down 5% for the year on the overall portfolio. 42k loss. Salary savings were 8% so net, my networth went up by about 3%. It is a bad year for me compared to past 2 years, when I managed good returns with low allocation to equties and this year it was bad timing of moving my allocation in equities from 30% to 50%, in the early part of the year. But on the bright side, now I have achieved my target equity allocation so going forward, I just have to maintain it.

How are you guys doing?
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mummy1234

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Actually a lot depends on the strength of our SGD. What do u guys think? Will SGD get stronger over the longterm?
 
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JuniorLion

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Anyone counting their CPF accounts + interest?

Anyone receiving more than 50k in CPF interest this year?
 
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FuNKySoULyBrO

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I guess I'm considered lucky, coz based on my equities portfolio, overall loss is only 0.0008% of my overall equities value.

Basically now the current value of my stock holdings had dropped enough to wipe out my dividend gains+ realized profits for this year.
 
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FuNKySoULyBrO

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JuniorLion said:
Anyone counting their CPF accounts + interest?

Anyone receiving more than 50k in CPF interest this year?
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Is that even possible? Coz getting that amount of interest means overall CPF value could be around $1.5 mil or more liaoz.

To reach that value not easy, considering got a limit of contribution per year, plus with that amount and yet not using for property is kinda strange.

Though my current CPF interest is over 10k, still got a long way to even $1 mil there....and I'm a bbfa without a property :s22::s22::s22:
 
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homer123

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As of 31st Dec
YTD portfolio returns include dividend: -3.85%
YTD networth growth exclude property: +2.95% (2nd lowest in 10 years)

revhappy said:
As of 15th Dec:
YTD portfolio returns: -5.05%
YTD salary savings inflow: +7.93%
YTD networth growth: +2.89%
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