Alipay in China

[16/8IF]

 

[mngedo]

Hey guys. When I try to add YouTrip card to my account, it says “To protect your funds, Alipay has stooped this transaction due to a detected risk. Please try another bank account “
For into, this msg pop up for any SG issued bank that I have add. Anyone managed to resolve this situation ?

 

[turtle2018]

Previously I can turn on Alipay 商家服务 for 2 SG people accounts, just accept the terms and conditions...I managed to send roughly 2600rmb, before kena Alipay restriction and require verification of the card used.

What is your reason to try sending Rmb via your Alipay+ to 2 SG-citizens?

Don't forget the purpose of Alipay+ (linked to foreign issued Debit/ Credit Cards) is to facilitate foreigners to pay merchants when they are inside China, & not to facilitate transfer of funds to/ from other individuals...

 

[LWZ]

I tried to sign up but didn't get any SMS no matter how I tried with the phone combination. Are you able to receive the SMS?


screaming emoticons

The guy you are replying has suspended his account

 

[commandowolf]

What is your reason to try sending Rmb via your Alipay+ to 2 SG-citizens?

Don't forget the purpose of Alipay+ (linked to foreign issued Debit/ Credit Cards) is to facilitate foreigners to pay merchants when they are inside China, & not to facilitate transfer of funds to/ from other individuals...

Lol, the 2 SG citizens include myself, just wanted to test methods of topping up first, so that don't have to split payments to 200rmb whilst in china, can one shot pay few thousand rmb if need to.

Anyways, other 2 methods is easier lah, find a china friend, do via panda remit, very fast less than 10 mins, and better rates locked in than going to physical money changer, 5.35 vs 5.32. Or bring cash to china and ask hotel to help exchange into the alipay wallet. Dont have to worry about 200rmb limit to avoid 3% service fee.

 

[froztheart]

The guy you are replying has suspended his account

Guess that was the last straw for admin. lol

 

[16/8IF]

Guess that was the last straw for admin. lol

I never read whatever he put up after he keep on insisting that both can be used in SG for payment for Singaporean when he himself has not tried it , plus some lady mentioned that he is a WOB so from than I just ignored just not to waste my time.

 

[hkail]

What is changipay ah, can use in China too? I linked my alipay and wechat pay to my Revolut card, but dunno if i setup correctly or not since no way to test it here.

I have the same setup and did not complete the ID verification in Alipay since there is a recent announcement (Mar '24) that it is no longer required if transaction is capped to 2,000 USD per year.

Tried to test Alipay in a local store, but unable to pay. : (

I did not want to set up tour card 'cos I understand that is still requires ID verification.

Advice anyone?

Really frustrating. Likewise, I am relying on Changipay as a backup. Have not set it up, but presume it will be simpler, and can be linked to revolut for a better exchange rate.

 

[HoGnix]

Lol, the 2 SG citizens include myself, just wanted to test methods of topping up first, so that don't have to split payments to 200rmb whilst in china, can one shot pay few thousand rmb if need to.

Anyways, other 2 methods is easier lah, find a china friend, do via panda remit, very fast less than 10 mins, and better rates locked in than going to physical money changer, 5.35 vs 5.32. Or bring cash to china and ask hotel to help exchange into the alipay wallet. Dont have to worry about 200rmb limit to avoid 3% service fee.

I have the same setup and did not complete the ID verification in Alipay since there is a recent announcement (Mar '24) that it is no longer required if transaction is capped to 2,000 USD per year.

Tried to test Alipay in a local store, but unable to pay. : (

I did not want to set up tour card 'cos I understand that is still requires ID verification.

Advice anyone?

Really frustrating. Likewise, I am relying on Changipay as a backup. Have not set it up, but presume it will be simpler, and can be linked to revolut for a better exchange rate.

I can use Alipay to scan and pay, linked to my Youtrip Card, the payment is simple, key in the payment amount and password, the money will deduct on my Youtrip Card. But for other type of payment that shop scanner scan my Alipay payment QR code, I need to authorise payment via Youtrp App.
My Alipay Account is verified, Singapore telephone number and Passport.

 

[hkail]

Thank you for responding. I am trying not to do the ID verification (Uploading passport)

Skeptical

 

[commandowolf]

I can use Alipay to scan and pay, linked to my Youtrip Card, the payment is simple, key in the payment amount and password, the money will deduct on my Youtrip Card. But for other type of payment that shop scanner scan my Alipay payment QR code, I need to authorise payment via Youtrp App.
My Alipay Account is verified, Singapore telephone number and Passport.

Yes, i know i can link youtrip card thanks. The main thing for me is finding the easiest way possible to get money into my Alipay wallet balance, so dont have to worry about 200RMB spend limit per transaction to avoid the 3% service fee. I need to pay 8000+ RMB, i going to scan and pay 40 times ah? Siao eh

 

[natas]

Thank you for responding. I am trying not to do the ID verification (Uploading passport)

Skeptical

If u are worry then use cash else LL

 

[gregory_choo]

I can use Alipay to scan and pay, linked to my Youtrip Card, the payment is simple, key in the payment amount and password, the money will deduct on my Youtrip Card. But for other type of payment that shop scanner scan my Alipay payment QR code, I need to authorise payment via Youtrp App.
My Alipay Account is verified, Singapore telephone number and Passport.

still need authorisation from youtrip is amount is big.

 

[HoGnix]

still need authorisation from youtrip is amount is big.

It is not about the amount of money, it is determined by the payment method

 

[HoGnix]

Yes, i know i can link youtrip card thanks. The main thing for me is finding the easiest way possible to get money into my Alipay wallet balance, so dont have to worry about 200RMB spend limit per transaction to avoid the 3% service fee. I need to pay 8000+ RMB, i going to scan and pay 40 times ah? Siao eh

Ask other Alipay user send money to you.

 

[commandowolf]

Ask other Alipay user send money to you.

Is ok, i already mentioned 2 methods which i have successfully used. Kthxbye.

 

[gregory_choo]

It is not about the amount of money, it is determined by the payment method

this is my experience. first time i used alipay , it asked for youtrip authorisation, i did not realised that need to click accept in youtrip app, the transaction could not get through. then i tried the 2nd time i tried with 5rmb, it went thru.

the 3rd time i tried with 250rmb, it asked for authorisation, i click ok at the youtrip app, it went thru.

 

[froztheart]

Thank you for responding. I am trying not to do the ID verification (Uploading passport)

Skeptical

Then you can forget about fully utlising the features on Alipay and likewise WeChat IIRC.
Skeptical use cash. lol

 

[gregory_choo]

Thank you for responding. I am trying not to do the ID verification (Uploading passport)

Skeptical

if you dont trust alipay, you cant any singapore banks.

 

[hkail]

if you dont trust alipay, you cant any singapore banks.

So anyone managed to use Alipay without ID verification? The 2000 USD cap was just announced this month, so takes a while to implement?