AMEX Platinum Charge Card

[Bam25th]

Still have the staycation and wine la..

But don’t have the platinum reserve’s free staycation and wine…..

 

[reddevil0728]

Don’t know why still got ppl apply for this card starting this month.

This month sign up bonus worst than last month.
Plus now not eligible for free platinum reserve card anymore.

So, you pay $1712, but get less sign up bonus, and no free staycation, and no free wine etc etc.

cause there are people who don't just get it for the free stuff lor? not everybody is looking at breaking even

 

[final1]

Different people have different spending pattern lah.

But, no matter what i find amex cards a hassle as still not as widely accepted as visa/master.

 

[justjosh]

Definitely harder to use but if you have a big item to purchase you can get >4mpd on the welcome offer.

 

[Rong626]

Unless you frequent mom and pop type shops, I doubt it'll be that difficult

 

[CrashWire]

But, no matter what i find amex cards a hassle as still not as widely accepted as visa/master.

If you want the card and its associated perks/prestige, this wouldn't be a concern for you.

Most people would carry around 2-3 cards anyway, and there's always Apple/Google Pay.

 

[justjosh]

Got the welcome pack. The love dining vouchers is it all can throw? Voucher don't stack with love dining discount.

 

[justmelah]

I gave up Liao in July?

just Nov when I wanted to cancel the unused reserve cos no more Plat charge ..

They asked why
I told them my usual spends on my SC for $535= give 1.4/3.0 for 8 x biz advantage return SQ EU/US yearly..

KF amex, I charge 4x biz for that 2.0 ... during VTL and this year...
and a 6 digits on amex plat yearly,2019/2020/2021 = what did it gave me up till mid year 2022?

Free renewal for plat reserve and KF ascend... after i screenshot a month bill on my SC...

dunno the vouchers will come or not

 

[reddevil0728]

Got the welcome pack. The love dining vouchers is it all can throw? Voucher don't stack with love dining discount.

throw if u feel no use lor.

 

[Retrospect18]

Don’t waste time on this card anymore. Firstly, the new renewal benefit is not attractive enough for the annual fee. Secondly, having this card does not feel premium anymore compare due to the revised income requirement. My membership will be due next march. Will spend the voucher given next year and just cancel it once the membership fee is due march

I managed to ask for 40k MR points when i received my renewal in my statement.

Overall this year still will renew, got the $400 hotel and $400 flight credits, plus the new credits coming in Jan. Still worth it.

Can't say the same for next year though.

 

[justjosh]

I managed to ask for 40k MR points when i received my renewal in my statement.

Overall this year still will renew, got the $400 hotel and $400 flight credits, plus the new credits coming in Jan. Still worth it.

Can't say the same for next year though.

How much is your annual spend on the card?

The new credits are pretty bad tbh. Too split up and specific. For e.g. the streaming credits I prepared to write off already. The overseas dining probably will not be able to find an eligible restaurant either.

But the value is still there for IAP, lounge and FHR.

 

[justjosh]

Came across this article few days ago. The value proposition will continue to drop because there are still multitudes of people lining up for the card. Even if it means losing some earlier customers along the way.

https://thriftytraveler.com/news/credit-card/amex-platinum-annual-fees-increasing/

 

[hwmook]

Came across this article few days ago. The value proposition will continue to drop because there are still multitudes of people lining up for the card. Even if it means losing some earlier customers along the way.

https://thriftytraveler.com/news/credit-card/amex-platinum-annual-fees-increasing/

They need to double the fees in US to catch up with singapore.

 

[Retrospect18]

How much is your annual spend on the card?

The new credits are pretty bad tbh. Too split up and specific. For e.g. the streaming credits I prepared to write off already. The overseas dining probably will not be able to find an eligible restaurant either.

But the value is still there for IAP, lounge and FHR.

I spent less than 30k this year on that card.

 

[nats7798]

Now got promotion for platinum card?

Saw the income requirement drop to 120k

 

[justjosh]

Now got promotion for platinum card?

Saw the income requirement drop to 120k

They turning it into a mass market card. It's actually much lower than 120K now. 120K is just MAS requirement for no credit limit.

 

[preventme]

I have a question. Does the current off equates to the free 2D1N stay in St Regis in the past? Or they nerfed it again?







Indulge In FINE HOTELS & RESORTS Benefits Worth S$800

Be delighted with special rates and pleasant surprises worth S$800 when you stay at over 1,300 properties worldwide that are part of Fine Hotels & Resorts. Benefits include:

Daily breakfast for two people

US$100 amenities credit (varies by property)

Guaranteed 4pm check-out



Participating properties include hospitality brands such as:

Aman

Belmond

Relais & Châteaux

St. Regis

The Ritz-Carlton

 

[Rong626]

Income requirements reduced to 30k. https://milelion.com/2023/01/05/ame...legram&utm_medium=telegram&utm_campaign=roars

 

[reddevil0728]

Income requirements reduced to 30k. https://milelion.com/2023/01/05/ame...legram&utm_medium=telegram&utm_campaign=roars

Whether get it or not another matter

 

[yukirin92]

Amex really becoming mass market. They will probably give it to almost anyone who qualifies for a CC income wise now just so they can collect more card fees.