ANZ Optimum World Mastercard

[Trazora]

Sounds like this card is very difficult to use in terms of the rebate..
Need to always remember to choose >.<

is the rebate monthly or quarterly?

Just got my Optimum approved

Does ANZ has an app?

optimum$ awarded each monthly statement. Need 50 optimum$ to redeee #50.

No app. Can set sms alert for $1 spending to track spending

Please read the terms and condition or previous posts on this thread for details

 

[Henabi]

optimum$ awarded each monthly statement. Need 50 optimum$ to redeee #50.

No app. Can set sms alert for $1 spending to track spending

Please read the terms and condition or previous posts on this thread for details

Thanks.

For travel expenses, am I still entitled to the 5% rebate if i buy travel package Or I have to buy one receipt for air ticket and one receipt for hotel?

 

[Trazora]

Thanks.

For travel expenses, am I still entitled to the 5% rebate if i buy travel package Or I have to buy one receipt for air ticket and one receipt for hotel?

If buy from travel agent, merchant code for transaction will be travel agency and given 5%

 

[Henabi]

If buy from travel agent, merchant code for transaction will be travel agency and given 5%

ahhhhh... that means not all travel agencies will get 5%. am i right?

 

[linuskltan]

Ineligible for 5% Rebate under Dining & Leisure Category

I made 3 separate transactions at 4 Fingers, Sakae Sushi and Subway. Called AZN recently and found out that all 3 transaction ineligible for 5% rebate under Dining & Leisure category. I wonder what is considered a restaurant, that Sakae Sushi can't qualify. Our whole concept of Dining and Restaurants is messed up by Merchant Category Codes. So disappointed!

Btw, I found out that there are different MCC for each category below:
Merchant (MCC)
Caterers (5811)
Eating Places/Restaurants (5812)
Drinking Places (Alcoholic Beverages) (5813)
Fast Food Restaurants (5814)

 

[hogrider88]

I made 3 separate transactions at 4 Fingers, Sakae Sushi and Subway. Called AZN recently and found out that all 3 transaction ineligible for 5% rebate under Dining & Leisure category. I wonder what is considered a restaurant, that Sakae Sushi can't qualify. Our whole concept of Dining and Restaurants is messed up by Merchant Category Codes. So disappointed!

Btw, I found out that there are different MCC for each category below:
Merchant (MCC)
Caterers (5811)
Eating Places/Restaurants (5812)
Drinking Places (Alcoholic Beverages) (5813)
Fast Food Restaurants (5814)

oh my that sux.. tempting me to pull out from my card application if thats the case

 

[more3cm]

Btw, I found out that there are different MCC for each category below:
Merchant (MCC)
Caterers (5811)
Eating Places/Restaurants (5812)
Drinking Places (Alcoholic Beverages) (5813)
Fast Food Restaurants (5814)

Mac is under restaurant though... so can attract 5% one

 

[cReDdY]

I made 3 separate transactions at 4 Fingers, Sakae Sushi and Subway. Called AZN recently and found out that all 3 transaction ineligible for 5% rebate under Dining & Leisure category. I wonder what is considered a restaurant, that Sakae Sushi can't qualify. Our whole concept of Dining and Restaurants is messed up by Merchant Category Codes. So disappointed!

Btw, I found out that there are different MCC for each category below:
Merchant (MCC)
Caterers (5811)
Eating Places/Restaurants (5812)
Drinking Places (Alcoholic Beverages) (5813)
Fast Food Restaurants (5814)

that sucks, got other restaurants that are not eligible?

So far mine are all OK.

 

[Asphodeli]

optimum$ awarded each monthly statement. Need 50 optimum$ to redeee #50.

No app. Can set sms alert for $1 spending to track spending

Please read the terms and condition or previous posts on this thread for details

Need minimum 50 Optimum$ to get $50?

 

[Trazora]

Need minimum 50 Optimum$ to get $50?

Yes, Need to redeem in lots of 50 Optimum$ to get rebate to offset your bills on the card.

 

[iadpotato]

i use at subway, got 5% ley...

 

[beri stupid idiot]

This card is proclaimed as rounddown king

 

[winguy]

I get about 4.5% without minimum spending, good enough for me

 

[Trazora]

i use at subway, got 5% ley...

Yea me too

 

[hogrider88]

I get about 4.5% without minimum spending, good enough for me

How come got 4.5% one ?

 

[Trazora]

How come got 4.5% one ?

Estimated effective % after rounding down to nearest 0.1 optimum$ each transaction and rounding to nearest optimum$ at end of statement month

 

[Polar Bear King]

This card is proclaimed as rounddown king

We have to be algebra king to beat the round down trap.

 

[IcYFl4mEz]

Is agoda categorize under Leisure?

 

[beri stupid idiot]

Travel agent probably my guess ?

 

[IcYFl4mEz]

Travel agent probably my guess ?

Hmmm , confusing. Agoda only offers hotel.booking. leisure include hotel. But nt tgt with travel.