ANZ Optimum World Mastercard

[altya1]

Can

1) redeem optimum$
2) wait for CC bill to show annual fee
3) pay whatever amount in CC bill less annual fee and redeemed rebate
4) wait for redeemed rebate to be credited
5) call for waiver
6) if waiver fail despite numerous request, cancel card. Make sure the CSO nil off the account, no need pay annual fee. If waiver successful, make sure annual fee credited in, no need pay annual fee, can continue using the card.

Just checking with you guys since I am in same scenario.. Will this incur any interest or late charge?

1) CC bill showed annual fee
2) Redeem remaining optimum$, e.g $50
3) Pay CC bill less annual fee and less $50
4) Left over amt will be annual fee + $50
5) Call for waiver
6) If successful then next statement shld show 0 if I dont spend anything. Else if failed then cancel the card with $0 balance left

My concern is more on that I redeem the optimum$ after i receive my annual fee so the rebate will only reflect in next statement so if I pay less that amt, will it incur any interest

 

[cherrystalk]

booked airbnb and they only gave me 1% rebate? called the cso previously and they confirmed that airbnb falls under dining & leisure. anyone else experienced the same issue?

 

[ceecookie]

booked airbnb and they only gave me 1% rebate? called the cso previously and they confirmed that airbnb falls under dining & leisure. anyone else experienced the same issue?

Airbnb is under travel..I did told u some time ago ANZ CSO told me its not dining and leisure. Maybe u missed it

 

[sgbanking]

i got hit also by the annual fee charge.
the waiver request was not successful and they doesn't allow optimu$ redemption of amount less than $50.
so have to forefeit the remaining balance and cut the card.

should have caculated my spending to make it $50 optimum$. sigh...

 

[Trazora]

booked airbnb and they only gave me 1% rebate? called the cso previously and they confirmed that airbnb falls under dining & leisure. anyone else experienced the same issue?

Call in and ask them retrieve the voice record of your previous call, force them to honor what cso told u.

 

[Adi Dassler]

Applied for this cc last weekend, till now no sound no picture means what ah? Not approved? Already send all relevent documents liao

 

[Trazora]

Applied for this cc last weekend, till now no sound no picture means what ah? Not approved? Already send all relevent documents liao

Not processed maybe. Can call in to check

 

[MoDiE]

i got hit also by the annual fee charge.
the waiver request was not successful and they doesn't allow optimu$ redemption of amount less than $50.
so have to forefeit the remaining balance and cut the card.

should have caculated my spending to make it $50 optimum$. sigh...

That's what will happen if you don't read the TNCs. Lucky for me I planned Swee Swee Liao, redeem O$200 and gonna call soon to ask for waiver, no waive, bye bye ANZ

Posted on my Space Grey iPhone 6 Plus with HardwareZone Forums app

 

[zeledfx]

goodbye optimum , welcome uob

 

[foozgarden]

yea their call centre is really f up.... wait damn long. so i just leave it on loud speaker mode and do my other stuffs.

and the CSO attitude is really very lousy ,i ask for wavier, she say cannot then follow by ' are they other things that i can help? ' immediately shutting me out from requesting for waiver.

i second that. the CSO is like totally no interest. every sian to talk to you.

yea its annual fee waiver for my anz travel card.

my optimum card bill coming soon, april is my membership month
so cfm will have annual fee. seeing so many bros here kana axed so i think
i will also too..

for late fee waiver, i also took multiple calls before they finally waive
the fee . Looks like ANZ is dumping all the peasants and going for the
higher income grps...

what is the min amount to redeem the O$?
if thats the case, then following month should quickly use the o$.

understand, so the correct thing should do is:

1) wait for CC bill to show annual fee
2) pay whatever amount in CC bill bar annual fee
3) redeem whatever optimum$
4) meanwhile call for waiver
5) swipe to spend rebated optimum$
6) if waiver fail, pay whatever that are due on next CC bill (except annual fee)

right?

sorry new credit card owner so have to learn from you pros

goodbye optimum , welcome uob

which UOB card?

 

[foozgarden]

if use overseas, what is ANZ fx charge? 2.5%?

coz if can get 5% for your grocery catergory, then still quite with it..
ie, if got msia use at giant. carrefour or those hypermart...

 

[Trazora]

if use overseas, what is ANZ fx charge? 2.5%?

coz if can get 5% for your grocery catergory, then still quite with it..
ie, if got msia use at giant. carrefour or those hypermart...

Yes. 2.5% forex fee

 

[foozgarden]

Yes. 2.5% forex fee

thanks!

btw, is there any way to check the merchant that ANZ categorize?
ie if jones the grocer is under grocery or dining? that kinda dubious stuff..

 

[Trazora]

thanks!

btw, is there any way to check the merchant that ANZ categorize?
ie if jones the grocer is under grocery or dining? that kinda dubious stuff..

It is under grocery. Think you will find this website useful http://milelion.com/credit-cards/which-credit-cards-should-i-use-for-specialised-spending/

 

[potatoball]

ok............

 

[zeledfx]

i second that. the CSO is like totally no interest. every sian to talk to you.



what is the min amount to redeem the O$?
if thats the case, then following month should quickly use the o$.






which UOB card?

min amount is 50 to redeem

it is to do with their new card, not the right thread to speak about it

 

[foozgarden]

It is under grocery. Think you will find this website useful http://milelion.com/credit-cards/which-credit-cards-should-i-use-for-specialised-spending/

interesting website... bookmarked!

though it doesnt say much about the ANZ optimum card

 

[IcYFl4mEz]

How long they took to reply ibank message? sent ytd now havent reply, got so slow de ah?

Okie, managed to get my late charges waived.

 

[Adi Dassler]

Realised they do work very slow.

Reply email oso very slow

 

[Henabi]

Realised they do work very slow.

Reply email oso very slow

why email? the ANZ hotline can assist you even faster