BOC SmartSaver

[zoossh]

Lol, welcome to the world of boc, as a customer u will have a long way to go n encounter more hiccups as we did, congrats~ welcome on board

between anz, boc and hsbc, which one u think is the worst.

 

[hyperbole]

System wise i think BOC is hands down the worst

 

[NTTDoCoMo]

How to combo? Ask Finance to split your salary to 2 different banks?

Depends on the Cash available on hand?


120K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (3.55%)
- $500 Spending
- 3 Bill Payment / Giro
- Salary Credit



170K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (2.55%)
- $500 Spending
- 3 Bill Payment / Giro

OCBC (2.25%)
- Salary Credit
- 3 Bill Payment / Giro
- $500 Spending

 

[NTTDoCoMo]

System wise i think BOC is hands down the worst

Agree.

Currently No Mobile Banking and only support Internet Explorer (due to activex plugin).

 

[pcmdan]

Anyway normal Fund Transfer (not via FAST), takes more than 1 day. Till now haven seen anything

 

[aoptionwriter]

The word 'passbook' on the IB is a mistake.

Can check for those who opened an account, was a passbook given? Thanks.

 

[Allen_C_Sharp]

between anz, boc and hsbc, which one u think is the worst.

iBanking wise, I think icbc the worst, seems only support Firefox certain version...
BOC is second last, followed by HSBC/ANZ, lol~

 

[Allen_C_Sharp]

My dad actually receives salary once in the middle of the month, another time end of the month. Theoretically he can....

Wow~that's nice, he has 2 jobs? Or can ask hr separate?

 

[Allen_C_Sharp]

Depends on the Cash available on hand?


120K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (3.55%)
- $500 Spending
- 3 Bill Payment / Giro
- Salary Credit



180K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (2.55%)
- $500 Spending
- 3 Bill Payment / Giro

OCBC (2.25%)
- Salary Credit
- 3 Bill Payment / Giro
- $500 Spending

2nd example do u mean 170k?(60k x 2 + 50k)
Besides, OCBC can be 2.75% if u transfer funds for incremental interest(1%)

 

[NTTDoCoMo]

2nd example do u mean 170k?(60k x 2 + 50k)
Besides, OCBC can be 2.75% if u transfer funds for incremental interest(1%)

Thanks for the Correction. It's 170k

Maybe can share how to achieve 2.75%?

 

[chopra]

Ok to have no salary.
Merely having $60k in BOC and spending $500 with a BOC card are good enough.
Getting $77.50 with $500 spend, that works out to be a whopping 15.5% rebate from a BOC card! Individual BOC card rebate has not been included.

In order to prolong the lifespan of the benefits, BOC should not expend money unnecessarily.
A backward internet banking platform is detestable but still manageable.

Must remember to minus opportunity cost of 60k

 

[hyperbole]

Anyway normal Fund Transfer (not via FAST), takes more than 1 day. Till now haven seen anything

My $1 in yesterday from SCB leh

 

[hyperbole]

iBanking wise, I think icbc the worst, seems only support Firefox certain version...
BOC is second last, followed by HSBC/ANZ, lol~

haven't used anz before. but i think cimb can fight with hsbc.

 

[pcmdan]

My $1 in yesterday from SCB leh

is it because i transfer on monday night? shall log in tonight.

Bad thing about BOC. cant even use hp

 

[hyperbole]

is it because i transfer on monday night? shall log in tonight.

Bad thing about BOC. cant even use hp

Yeah could be the timing. I did it in the afternoon. Should be in today la

 

[pcmdan]

Yeah could be the timing. I did it in the afternoon. Should be in today la

Just check, still not in yet.....Will call SCB later to complain haha

Anyway i just made 3 payments via BOC to different credit card. The Description: Payment by AXS????

So weird one

 

[ckchia88]

How a about POSB Multiplier Account? Just keep $10,000 for 2 months?

http://www.posb.com.sg/personal/promotion/multiplier-online-exclusive-cashgift

The Multiplier Account rewards you with higher interest of up to 2.08% p.a. based on your regular banking with us.


From 1 November to 15 December 2015, enjoy an extra reward of a S$100 cash gift! To qualify, you just need to be the first 1,000 customers to do the following:

Open the Multiplier Account online (via iBanking or Online Form) during the Promotion Period.
Maintain at least S$10,000 in the Multiplier Account as at 31 December 2015.

 

[SCG8866T]

This billing cycle for credit card which most here say cannot change will it be an issue? Lets say my statement datae is 17th i can ignore it and just spend $500 within a calender month right?

 

[hyperbole]

Just check, still not in yet.....Will call SCB later to complain haha

Anyway i just made 3 payments via BOC to different credit card. The Description: Payment by AXS????

So weird one

Mine was in almost 7pm

 

[pcmdan]

Mine was in almost 7pm

hmm i called. SCB say 3 working days.