BOC SmartSaver

[hyperbole]

hmm i called. SCB say 3 working days.

Yeah that's the usual response but my experience is one working day only. My salary usually takes 1 day also

 

[pcmdan]

This billing cycle for credit card which most here say cannot change will it be an issue? Lets say my statement datae is 17th i can ignore it and just spend $500 within a calender month right?

actually i also dont know whats the issue haha

i just have to spend $500 in the month if I am not harbouring the 5.5% cashback from my BOC card

anyway my billing cycle is on the 17th for my CC

So i just have to hit $500 before 17 Nov to earn 5.5% and another $500 after 1 Dec to be eligible for both CC cashback and interest to Savings acct

 

[pcmdan]

How a about POSB Multiplier Account? Just keep $10,000 for 2 months?

http://www.posb.com.sg/personal/promotion/multiplier-online-exclusive-cashgift

The Multiplier Account rewards you with higher interest of up to 2.08% p.a. based on your regular banking with us.


From 1 November to 15 December 2015, enjoy an extra reward of a S$100 cash gift! To qualify, you just need to be the first 1,000 customers to do the following:

Open the Multiplier Account online (via iBanking or Online Form) during the Promotion Period.
Maintain at least S$10,000 in the Multiplier Account as at 31 December 2015.

DBS multiplier for rich ppl who

1. spent alot
2. high AUM haha
3. earns alot

 

[hyperbole]

Just check, still not in yet.....Will call SCB later to complain haha

Anyway i just made 3 payments via BOC to different credit card. The Description: Payment by AXS????

So weird one

All electronic payments will be listed as axs payment. Even if you do with other banks. I think they use the axs network

 

[pcmdan]

Yeah that's the usual response but my experience is one working day only. My salary usually takes 1 day also

that i duno alr. Anyway, mine not in after 1 working day liao haha

irony thing is..SCB Fast acct GL opening approval was done by me when i was in SCB haha..and i should have known better that BOC is not in the list haha

 

[pcmdan]

All electronic payments will be listed as axs payment. Even if you do with other banks. I think they use the axs network

other banks like OCBC dont list it as such.if i never rmb wrongly haha

 

[hyperbole]

that i duno alr. Anyway, mine not in after 1 working day liao haha

irony thing is..SCB Fast acct GL opening approval was done by me when i was in SCB haha..and i should have known better that BOC is not in the list haha

Cos you transferred at night ma. Don't worry will be in tonight

 

[pcmdan]

Cos you transferred at night ma. Don't worry will be in tonight

see how ba..not alot but just a little imbalance my 5.8k cant earn interest for few days

 

[pcmdan]

btw, MOD there are 2 threads on similar this, should we combine them?

 

[OngHuatHuat]

Hard to fit in criteria for multiplier account if no monthly loan repayment.

But this is a good promo. Will do it soon.

How a about POSB Multiplier Account? Just keep $10,000 for 2 months?

http://www.posb.com.sg/personal/promotion/multiplier-online-exclusive-cashgift

The Multiplier Account rewards you with higher interest of up to 2.08% p.a. based on your regular banking with us.


From 1 November to 15 December 2015, enjoy an extra reward of a S$100 cash gift! To qualify, you just need to be the first 1,000 customers to do the following:

Open the Multiplier Account online (via iBanking or Online Form) during the Promotion Period.
Maintain at least S$10,000 in the Multiplier Account as at 31 December 2015.

 

[Allen_C_Sharp]

haven't used anz before. but i think cimb can fight with hsbc.

ANZ ok now, just bit slow, CIMB better than HSBC login which u have to key in password twice(one on the stupid token) in order to login..,

 

[OngHuatHuat]

Already did the transfer.
The 10000 is it average balance for the entire 2 months or since account opening?

How a about POSB Multiplier Account? Just keep $10,000 for 2 months?

http://www.posb.com.sg/personal/promotion/multiplier-online-exclusive-cashgift

The Multiplier Account rewards you with higher interest of up to 2.08% p.a. based on your regular banking with us.


From 1 November to 15 December 2015, enjoy an extra reward of a S$100 cash gift! To qualify, you just need to be the first 1,000 customers to do the following:

Open the Multiplier Account online (via iBanking or Online Form) during the Promotion Period.
Maintain at least S$10,000 in the Multiplier Account as at 31 December 2015.

 

[ckchia88]

Already did the transfer.
The 10000 is it average balance for the entire 2 months or since account opening?

Not sure for that also, just did the trasfer

 

[OngHuatHuat]

I got time try call later and update.

Not sure for that also, just did the trasfer

 

[saintgtril]

Depends on the Cash available on hand?


120K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (3.55%)
- $500 Spending
- 3 Bill Payment / Giro
- Salary Credit



170K Scenario

UOB (2.43%)
- $500 Spending
- 3 Giro

BOC (2.55%)
- $500 Spending
- 3 Bill Payment / Giro

OCBC (2.25%)
- Salary Credit
- 3 Bill Payment / Giro
- $500 Spending

Is this the best combinations? I can see you are trying to optimize these 3 permutation here. =P

 

[saintgtril]

Hi, Allen_C_Sharp, please advise how you can achieve this. Thanks ya!

2nd example do u mean 170k?(60k x 2 + 50k)
Besides, OCBC can be 2.75% if u transfer funds for incremental interest(1%)

Thanks for the Correction. It's 170k

Maybe can share how to achieve 2.75%?

 

[OngHuatHuat]

Just called, cso told me from account opening date. Average balance of 10k.

Not sure for that also, just did the trasfer

 

[SCG8866T]

For salary crediting remember to tell Hr to remove the 6500 and start with 9. I called them and they told me so.

Bank code: 7083
Main Branch code: 011

 

[Allen_C_Sharp]

Hi, Allen_C_Sharp, please advise how you can achieve this. Thanks ya!

(2.25%+3.25%)/2 = 2.75% is average for illustration,
The dif 1% is incremental bonus interest.

 

[TribleBoob]

i signed up yesterday,
as i already have ibanking with them for my cc, i did not require a new device.
but i log in today i did not see me smartsaver account,
is the officer so stupid that he did not link my smartsaver account to my ibanking or i need to wait for a few days?