BOC SmartSaver

[compro_1975]

What’s good with stanchrt bro?

higher interest than the 1% from BOC...

ya anything more than 60k in boc is just 0.6% while putting the amount into SC gives me 1.1%

 

[hyperbole]

ya anything more than 60k in boc is just 0.6% while putting the amount into SC gives me 1.1%

It's actually 0.6+0.4% for BOC

 

[pcmdan]

wow, you all really max out gao gao..
is this the max % you can attain for each catergory, up to 60k?

Of course must max gao gao..

Every cents count..

Higher interest than what our pathetic CpF gives in OA.

 

[johanyu]

60,000 x 3.55% / 365 days x 31 days + $10
60,000 x 3.55% / 365 days x 28 days + $10

I think my calculation doesn't need a base to verify wor. Is what is stated in their website.

My actual for

Feb:
$55.23 + $73.64 + $16.11 + $18.77 + $10

Jan:
$61.15 + $81.53 + $17.84 + $20.69 + $10

Both I did not add in the Interest adjustments

How to get the additional $10?

 

[pcmdan]

How to get the additional $10?

Use your debit cards

 

[johanyu]

Use your debit cards

can share more info, how much to spend?
or any URL related to that?

 

[pcmdan]

can share more info, how much to spend?
or any URL related to that?

$10k per month for their Debit MasterCard card

 

[weiming41]

Hey, just wondering ,is there any guide on spending 10k per month ? It would seems hard for ordinary folks ?

$10k per month for their Debit MasterCard card

 

[mynickname]

Hey, just wondering ,is there any guide on spending 10k per month ? It would seems hard for ordinary folks ?

Spend 10k for 10 dollars? That's nuts

 

[hattorihanzo]

Spend 10k for 10 dollars? That's nuts

I believe he is a cool story bro

After all everyone can büllshit on the internet lol

 

[Kixon9]

Seriously, $10 also want to haolian. Haolian more and soon will be gone faster

 

[aKaGiz]

Omg spend so much to get so little

 

[pcmdan]

Hahahaha....your don't know how that's why.

Since I can spend $10,000 and 100% get back $10,010 your won't say that Liao..

 

[Trazora]

Should not have included the $10 when just talking about the interest calculation...

 

[lazybee]

Omg spend so much to get so little

I believe it is artificial spend. Use debit card to pay your CC. This trick is there since ancient ages (old bonussaver of $30). Extra $$ inside CC can then withdrawn without any spend through other means.

But $10 per mth is a bit of hassle, and I rather use the spare $10k to pay off my housing loan. Because the $10K will stuck for a few days also.

Unless you have multiple accounts...

 

[pcmdan]

Should not have included the $10 when just talking about the interest calculation...

It goes to my bank account directly.. so to me it is part of the boc smart saver haha..

I treat it as it is, since if I do not have BOC I won't get the extra $10. And because they have smart saver, so I earn the extra $10. This is impt.

Just me la

 

[pcmdan]

I believe it is artificial spend. Use debit card to pay your CC. This trick is there since ancient ages (old bonussaver of $30). Extra $$ inside CC can then withdrawn without any spend through other means.

But $10 per mth is a bit of hassle, and I rather use the spare $10k to pay off my housing loan. Because the $10K will stuck for a few days also.

Unless you have multiple accounts...

Ur method is good but like what u say a hassle and have 0 benefits.

Mine I think much better. I do not pay anything upfront to my credit card.
Yet I can still earn interest from the money from credit card

I.e. I am able to use the money in credit card to earn interest from saving account at the same time earning the $10

Theoretically I earn much more than $10

So u won't think it as a hassle if you know the way like me.

 

[hattorihanzo]

Ur method is good but like what u say a hassle and have 0 benefits.

Mine I think much better. I do not pay anything upfront to my credit card.
Yet I can still earn interest from the money from credit card

I.e. I am able to use the money in credit card to earn interest from saving account at the same time earning the $10

Theoretically I earn much more than $10

So u won't think it as a hassle if you know the way like me.

Cool story bro

 

[pcmdan]

Cool story bro

Here is not edwm leh..I think some people know the method. Just that they don't say it out

 

[Trazora]

Here is not edwm leh..I think some people know the method. Just that they don't say it out

Think you should just keep silent on it too. tmi