BOC SmartSaver

wisely98

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hi all, will like to check for Extra Saving Interest of 0.6%. Is this on top of the prevailing 0.4% for if savings is more than $60k? Thanks.
 

foozgarden

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End of month = base interest

The rest of the interest (Salary Credit, Payment, Card Spent, Extra) are spelt out and given as separate transactions

ahh. i see.. i was wondering why yesterday's interest is so low!
first time user of the BOC SS..
so the mid-mth interest will also be broken down into its respective category?
ie. (Salary Credit, Payment, Card Spent, Extra)
 

vddgnd

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ahh. i see.. i was wondering why yesterday's interest is so low!
first time user of the BOC SS..
so the mid-mth interest will also be broken down into its respective category?
ie. (Salary Credit, Payment, Card Spent, Extra)
Yes. Each category.
 

wynnest

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Can check if I never hit the card spend, how much interest can I get?

Base Interest: 0.4
3 Bill Payment: 0.35
Extra Saving >60k: 0.6
Salary Credit: 0.8 (< 6000)

So total should have 2.15%?
 

vddgnd

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Can check if I never hit the card spend, how much interest can I get?

Base Interest: 0.4
3 Bill Payment: 0.35
Extra Saving >60k: 0.6
Salary Credit: 0.8 (< 6000)

So total should have 2.15%?
For example u have $70k in saving.
The first 60k is 0.8+0.4+0.35 =1.55%
Extra 10k get 0.4+0.6= 1%
 

foozgarden

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the 3x bill payment.
is paying BOC Family credit card using the smartsaver considered, as qualifying for the 3x payment
 

Perisher

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Returns is about
$5.27 per day for Feb per 60k...
$5.23 per day for Jan per 60k...
 
Last edited:

tiertime

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Based on mine for 60k
Interest earned for Jan is $190.1
Interest earned for Feb is $173.4

3 days so much diff sad

mine also 60K only got ard $144...
55.05 SAL 1.2%
16.06 Bills 0.35%
73.40 CC spend 1.6%

how come u got so much at $173 ?
 

compro_1975

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Ya i also pretty shock why 3 days can diff so much too... o well.. this account is good for 1st 60k anything more shall go to stand chart better
 
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