BOC SmartSaver

[iCuteCube]

Why are we "forced" to take up other cards? lol

<ADV> Dear Valued Cardmember,you are invited to receive the all NEW BOC Zaobao Credit Card to enjoy up to 30.7% savings on Petrol,up to 20% cash rebates on SPH newspaper subscriptions,BreadTalk,Buzz,Dining,Department Stores and Online spend.To decline this invitation,please SMS "BOCCARD<space>NZB<space>NRIC number" to 79777 by 18 Mar'18,otherwise an unactivated BOC Zaobao Credit Card will be sent to your mailing address.Please call 1800 338 5335 for enquires.SMS "UN" to 79777 to unsub

 

[tiertime]

Why are we "forced" to take up other cards? lol

<ADV> Dear Valued Cardmember,you are invited to receive the all NEW BOC Zaobao Credit Card to enjoy up to 30.7% savings on Petrol,up to 20% cash rebates on SPH newspaper subscriptions,BreadTalk,Buzz,Dining,Department Stores and Online spend.To decline this invitation,please SMS "BOCCARD<space>NZB<space>NRIC number" to 79777 by 18 Mar'18,otherwise an unactivated BOC Zaobao Credit Card will be sent to your mailing address.Please call 1800 338 5335 for enquires.SMS "UN" to 79777 to unsub

haha looks like their ZB card do not have many ppl applying for it...

 

[pcmdan]

Must be the interest from amount above 60k?

I think u forgot about base interest as well

And $10 from using their debit card

If I include amount above 60k den I wouldn't say at 60k.

 

[pcmdan]

mine also 60K only got ard $144...
55.05 SAL 1.2%
16.06 Bills 0.35%
73.40 CC spend 1.6%

how come u got so much at $173 ?

Add base interest in

And $10 from debit card spent

 

[pcmdan]

haha looks like their ZB card do not have many ppl applying for it...

Agree..best part is I sms to say No...

They replied, thank you for your interest...I jitao face Palm

 

[Iceman 82]

Add base interest in

And $10 from debit card spent

Debit card spend will have extra interest?

 

[shpesft]

MasterCard Debit Card spend is 0.1% rebate while the UnionPay Debit Card is 0.3%.

Debit card spend will have extra interest?

 

[pcmdan]

Debit card spend will have extra interest?

0.1% capped at $10

 

[johanyu]

Based on mine for 60k
Interest earned for Jan is $190.1
Interest earned for Feb is $173.4

3 days so much diff sad

Are you sure both months have the same base amount?

 

[pcmdan]

Are you sure both months have the same base amount?

60,000 x 3.55% / 365 days x 31 days + $10
60,000 x 3.55% / 365 days x 28 days + $10

I think my calculation doesn't need a base to verify wor. Is what is stated in their website.

My actual for

Feb:
$55.23 + $73.64 + $16.11 + $18.77 + $10

Jan:
$61.15 + $81.53 + $17.84 + $20.69 + $10

Both I did not add in the Interest adjustments

 

[tiertime]

Agree..best part is I sms to say No...

They replied, thank you for your interest...I jitao face Palm

Maybe its a thank you for your interest in not being interested

 

[pcmdan]

MasterCard Debit Card spend is 0.1% rebate while the UnionPay Debit Card is 0.3%.

Union pay can't do the way I do...

So no use to me

 

[xXxJavierxXx]

0.1% capped at $10

Can debit card on axs to get $10??

 

[vodka_water]

anybody know if the spending bonus is base on posting date or spending date?

 

[tiertime]

anybody know if the spending bonus is base on posting date or spending date?

i have received mix replies from the BOC CSO, to be on the safe side, treat it as posting date

 

[Trazora]

anybody know if the spending bonus is base on posting date or spending date?

"posted transaction amount within the calendar month"

http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html

 

[vodka_water]

"posted transaction amount within the calendar month"

http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html

Icic. Thank u..

 

[weiming41]

Posting date

anybody know if the spending bonus is base on posting date or spending date?

 

[foozgarden]

mine also 60K only got ard $144...
55.05 SAL 1.2%
16.06 Bills 0.35%
73.40 CC spend 1.6%

how come u got so much at $173 ?

Based on mine for 60k
Interest earned for Jan is $190.1
Interest earned for Feb is $173.4

3 days so much diff sad

wow, you all really max out gao gao..
is this the max % you can attain for each catergory, up to 60k?

 

[shpesft]

Yup. The amount quoted is the max bonus interest of 3.15% (minus base interest of 0.4%)

wow, you all really max out gao gao..
is this the max % you can attain for each catergory, up to 60k?