BOC SmartSaver

[pcmdan]

wah sian..my $500 credit spending no interest earn for month of may..how come sia ?

Any exclusion?
Are the transactions posted in May?

No issue for mine

 

[pcmdan]

u need to log in for the 1st time before can choose fingerprint right?

Yup

10 char.. ...

 

[pcmdan]

family card is credit card right ? I got 2 card from BOC..one is union pay and one is family card..

Eh...not sure how can one get it instantly when u open in person. Something new for me

 

[kashanai]

Did you spend $500 in calendar month or statement month? Got a lot of diff

wah sian..my $500 credit spending no interest earn for month of may..how come sia ?

 

[vsvs24]

Anyone knows if make payment via AXS using BOC debit card what is the max limit? May need to pay 10k.

Any setting on transaction or daily limit needed ? I went to IB Debit card limit and it shows $2000. I am not able to change to 10k or even 5k.

Or can I pay $2000 x 5 times ?

 

[Trazora]

Anyone knows if make payment via AXS using BOC debit card what is the max limit? May need to pay 10k.

Any setting on transaction or daily limit needed ? I went to IB Debit card limit and it shows $2000. I am not able to change to 10k or even 5k.

Or can I pay $2000 x 5 times ?

Can call boc banking hotline to change the daily limit

 

[vsvs24]

Can call boc banking hotline to change the daily limit

Thanks

.....

 

[bright_84]

If I pay the following does it count to 1,500 bank spend/Cash back?

1. Prudential insurance premium
2. Composition fine to TP

 

[ekardo]

Did you spend $500 in calendar month or statement month? Got a lot of diff

for the 0.8% is by calender month right ?

what are the exclusion? My spending is pretty much the same every month...grocery, fave, grab, and topup to Youtrip..so far every month no issue..this is the first time I got problem

 

[ekardo]

holy sheet.....

i just checked, all my spending from May29 to May31 all posted in June Statement!! ouch!!!!!!!!!

Lost $40!!!

 

[pcmdan]

for the 0.8% is by calender month right ?

what are the exclusion? My spending is pretty much the same every month...grocery, fave, grab, and topup to Youtrip..so far every month no issue..this is the first time I got problem

Did not know youtrip top up counted haha..

 

[pcmdan]

holy sheet.....

i just checked, all my spending from May29 to May31 all posted in June Statement!! ouch!!!!!!!!!

Lost $40!!!

Too last minute thats why. I always finish my deed on 2nd week of the month.

From my friend experience, BOC doesnt entertain appeal. Unfortunately.

 

[Trazora]

for the 0.8% is by calender month right ?

what are the exclusion? My spending is pretty much the same every month...grocery, fave, grab, and topup to Youtrip..so far every month no issue..this is the first time I got problem

$500 spending posted in calendar month to get 0.8% p.a. interest.

grocery, fave, grab, and topup to Youtrip should be eligible. If you have any refunds, it will negate the spending.

The following transactions do not qualify for this bonus:

Cash withdrawal
Fees or charges
Funds transfer or cash advance
Transactions on BOC Cards that are terminated or unsuccessful
The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
Any amount charged to your BOC Debit or Credit Cards that is subsequently cancelled, voided or reversed
AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
Any other transactions BOC may determine as not eligible for Card Spend bonus from time to time without prior notice.

 

[ekardo]

never had this issue with other local bank...spend today, posted today...what's wrong with BOC sia ??

 

[pcmdan]

never had this issue with other local bank...spend today, posted today...what's wrong with BOC sia ??

charge is based on merchant not bank. Unfortunately this round ur merchant did it late.

 

[ekardo]

Did not know youtrip top up counted haha..

yes, confirm counted... sshh...

Too last minute thats why. I always finish my deed on 2nd week of the month.

From my friend experience, BOC doesnt entertain appeal. Unfortunately.

lesson learnt...but becos of ** so hardly spent over last 2-3 months..sigh...

$500 spending posted in calendar month to get 0.8% p.a. interest.

grocery, fave, grab, and topup to Youtrip should be eligible. If you have any refunds, it will negate the spending.
.

the keyword is posted.... damnit!

 

[yiwei]

I appealed before for the bonus interest and was successful, but you are really at their mercy.

Just call and try, nothing to lose anyway

 

[demoforce1]

never had this issue with other local bank...spend today, posted today...what's wrong with BOC sia ??

I never see this "spend today, posted today", they need at least 1 day
this is not debit card

 

[pcmdan]

I appealed before for the bonus interest and was successful, but you are really at their mercy.

Just call and try, nothing to lose anyway

so lucky.... my friend called like 3 different times, all say no. The bank policy does not allow.

 

[Trazora]

I never see this "spend today, posted today", they need at least 1 day
this is not debit card

Masters/visa/unionpay debit card transaction also need time for merchant to post the transaction.