BOC SmartSaver

[iadpotato]

criteria is salary and credit card $500 ?

Salary >6000, card $1500, and pay 3 bills at least $30 each.

 

[ThreeSteps]

bonus interest credited.

 

[60Remajust]

Salary >6000, card $1500, and pay 3 bills at least $30 each.

I got 3 INTX payments today

so I managed to hit all 3 of these?

 

[Froggyman]

Able to check the average daily balance of the month from mobile app or thru online banking?
try to search for it but can’t find it

 

[60Remajust]

just to check, can the 3 bills be to the same biller and account x $30?

 

[tigertail]

Ccongratulations for unlocking! Check the ADB to tally, mine is accurate to the cent

 

[iadpotato]

just to check, can the 3 bills be to the same biller and account x $30?

No. Must be unique. I pay to 3 unique accounts $30 each then take out.

 

[60Remajust]

No. Must be unique. I pay to 3 unique accounts $30 each then take out.

ok ty, i appreicate ur hints

 

[tigertail]

No. Must be unique. I pay to 3 unique accounts $30 each then take out.

Hmm I paid 2x $30 to same biller and 1× $30 to another biller last month, I got the bonus. Can check where I tnc say must be unique biller?

 

[60Remajust]

for BOC account, is there any value cut off timing?

or i can send in late at night and weekend and still will accrue intierest?

 

[chiokcc]

Hmm I paid 2x $30 to same biller and 1× $30 to another biller last month, I got the bonus. Can check where I tnc say must be unique biller?

I recall it used to be in the T&Cs that has to be 3 unique billing accounts .... but looking at the latest T&Cs on BOC website, they only state 3 payments of at least $30 each, the "unique" word is missing ....

4. Payment Bonus Interest

• Payment bonus is applicable to the first S$100,000 of your MCS account balance only.
• Enjoy 0.90% p.a. Payment bonus interest when you successfully complete 3 bill payments of at least S$30 each via GIRO or Internet Banking/ Mobile Banking Bill Payment function.
• Payments via other forms (such as cash, cheque, cashier’s order, AXS etc.), and payments subsequently cancelled, reversed or voided are not eligible.
• It may take up to 1-3 working days for bill payments via GIRO and Internet Banking/ Mobile Banking Bill Payment function to be posted. Only payments transactions with actual deduction dates within the month will be eligible.

 

[iadpotato]

Hmm I paid 2x $30 to same biller and 1× $30 to another biller last month, I got the bonus. Can check where I tnc say must be unique biller?

Maybe they changed liao, last time use to say unique bills. Any way no diff for me la, I pay liao and able to take out.

 

[60Remajust]

any of u using mobile soft token to approve higher txn transfer?

I activated but they still ask for hard token otp to sign

 

[yiron]

just to check, can the 3 bills be to the same biller and account x $30?

Can, i just pay one of my credit cards 3x $30 monthly. Have been getting the bill payment bonus.

 

[iadpotato]

Can, i just pay one of my credit cards 3x $30 monthly. Have been getting the bill payment bonus.

Nice hack!

 

[mynickname]

any of u using mobile soft token to approve higher txn transfer?

I activated but they still ask for hard token otp to sign

How to setup soft token if no debit card?

 

[sohguanh]

How to setup soft token if no debit card?

You can't same as me so continue use hardware token lor

 

[snorlaxsleep]

my uob one, ocbc and boc all full liao.

boc 4.6% can actually be easily fulfilled without technically any spending, paying or salary-ing.

ok la, i better ziiippppp.

ego boost 2.5 bar...

Thanks and pls share

 

[iadpotato]

BOC soft token kinda useless one...

i didn't have debit card, ask if can use credit card, die die cannot. So igo apply a debit card just to apply for soft token.

i thought can keep the hard token liao, end up today try to tx 50k, they ask to sign with hard token. Even my default security tool set as soft token also no use. The soft token is like BS one, its just a pin number only...

 

[sarahluved]

BOC bonus interest in!