BOC SmartSaver

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1l92041H

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RedsYWNA said:
For BOC Smartsaver, the extra bonus is based on fulfilment of the individual conditions, ie its not like UOB one which is all or nothing. For UOB One, you dont get the bonus at all, if you fail either condition.

For BOC Smartsaver, there's no harm testing out your thesis. What's the worst that can happen? You dont meet the particular condition, and cant get the money to eat HDL or DTF lor, but you can still get bonus interest by meeting the other conditions.
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i tried testing but got nothing at all today

balance only the min $200 though
 
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glorfindel

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Anyone doing the credit card part? I am looking at their account but their cards don't seem that good.
 
A

AppleiPhone

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glorfindel said:
Anyone doing the credit card part? I am looking at their account but their cards don't seem that good.
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One of the best card among my 20+ CC in 2024. I opened new BOC BS account about 6 months ago and I'm getting maximum BI monthly since then & monthly with minimum CC cash rebate $60-$75 out of maximum $100. The only thing I dislike is carrying physical card as eWallet not supported.
 
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RedsYWNA

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AppleiPhone said:
One of the best card among my 20+ CC in 2024. I opened new BOC BS account about 6 months ago and I'm getting maximum BI monthly since then & monthly with minimum CC cash rebate $60-$75 out of maximum $100. The only thing I dislike is carrying physical card as eWallet not supported.
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Is Maybank F&F a better card?
 
V

vsvs24

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RedsYWNA said:
Is Maybank F&F a better card?
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Depends on your usage.

For me, BOC family is better. I get higher rebate compared to Maybank. BOC I can hit max for dining. Maybank dining category excludes a lot eg fast food and food court. Only restaurants counted.

BOC online shopping on shoppee and Lazada get rebate though only 3%. Think Maybank no.

Best thing about BOC Family is can get rebate for hospital.

But if always go Malaysia shopping, Maybank Family wins because get rebate for Ringget spend.

The annoying thing about Maybank is you need to prechoose your categories. So if you suddenly spend on categories not picked, no 8% cash rebate.
 
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glorfindel

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AppleiPhone said:
One of the best card among my 20+ CC in 2024. I opened new BOC BS account about 6 months ago and I'm getting maximum BI monthly since then & monthly with minimum CC cash rebate $60-$75 out of maximum $100. The only thing I dislike is carrying physical card as eWallet not supported.
Click to expand...

Which card are you using?
 
ekardo

ekardo

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AppleiPhone said:
Family and Sheng Siong. For Family card, my monthly target cash rebate is $75. Sheng Siong card 6% off no limit. Last month I got near $90 cash rebate total from both cards.
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Wah. $1.5k in Sheng Siong. Have u gotten call up by Sheng Siong?
 
ekardo

ekardo

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what is the latest bank interest for BOC? I havent look here since I moved out..

got 3% ?
 
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tigertail

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demoforce1 said:
can you get annual fee waiver?
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can i had their cards so many years never use, just call up key in your card numbers and they will waive. i only recently started using the family card to test lol, will find out the result in a few days
 
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