BOC SmartSaver

Cumzilla

Cumzilla

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ekardo said:
Share the tricks is better lah.
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Not expecting him to share as he already said 'ownself enjoy'. Ownself enjoy then hope he also go one corner ownself enjoy, dont kept haolian to people here 'lucky got workaround', 'guess not many people know', 'so many years liao still no one figure it out hahaha' (laughing at you all bo skills).....
 
iadpotato

iadpotato

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ok la, the workaround is I cho cho my HR to split my salary crediting into 3 banks. 6000 to BOC, 1600 to UOB, and the rest to OCBC. DBS just use monthly unit trust dividend to unlock salary. :giggle:
 
yiron

yiron

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Pretty sure a good number of us here know the tricks. Just that most of us prefer to keep a low profile on such matters. After all, why bait others and draw attention if we are not keen to share?

The tricks are often a result of expending considerable personal time, effort, and maybe even money to learn how things work, scan through many T&Cs, connect the dots, trial and error to see what works and what doesn't.
Wouldn't make sense to open the floodgates for those with little skin in the game, and risk the tricks getting patched sooner than later.

That said, it's still possible to learn and benefit from the forum sharing. From time to time people do give subtle hints, and those with a keen eye and good understanding of how the systems work can still connect the dots and work out the tricks on their own.

I'll just leave it at that. Let's get back on topic.
 
Cumzilla

Cumzilla

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yiron said:
Pretty sure a good number of us here know the tricks. Just that most of us prefer to keep a low profile on such matters. After all, why bait others and draw attention if we are not keen to share?

The tricks are often a result of expending considerable personal time, effort, and maybe even money to learn how things work, scan through many T&Cs, connect the dots, trial and error to see what works and what doesn't.
Wouldn't make sense to open the floodgates for those with little skin in the game, and risk the tricks getting patched sooner than later.

That said, it's still possible to learn and benefit from the forum sharing. From time to time people do give subtle hints, and those with a keen eye and good understanding of how the systems work can still connect the dots and work out the tricks on their own.

I'll just leave it at that. Let's get back on topic.
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Funny to think that sharing this so-called trick of splitting salary (if that is really the trick) will make BOC nerf it, is there even anything for them to nerf when we are still crediting salary by the legitimate way? I am doing that also btw.

Personally, I don't mind sharing if people PM me, that is the function of the PM isn't it? So far I have yet to see people openly share in the open what I told them after I share in the PM. But I respect if people do not want to share, at least make the effort to reply to the person who ask. We are never out of topic anyway, we are still discussing something related to BOC Smartsaver.
 
H

HoGnix

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For those still try to figure out how to fufill the BOC Smart Saver conditions, Do you already fully utilised UOB One and OCBC 360 accounts? if yes, that means you may have too much spare liquid cash, you can invest the rest of these cash elsewhere for the similiar BOC Smart Saver interest return like fixed deposit, money market fund with some promotions without scratch your head to figured out how to spent BOC Credit card, Credit Salary to BOC Account, and Bill payments.
 
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S

sohguanh

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yiron said:
Pretty sure a good number of us here know the tricks. Just that most of us prefer to keep a low profile on such matters. After all, why bait others and draw attention if we are not keen to share?

The tricks are often a result of expending considerable personal time, effort, and maybe even money to learn how things work, scan through many T&Cs, connect the dots, trial and error to see what works and what doesn't.
Wouldn't make sense to open the floodgates for those with little skin in the game, and risk the tricks getting patched sooner than later.

That said, it's still possible to learn and benefit from the forum sharing. From time to time people do give subtle hints, and those with a keen eye and good understanding of how the systems work can still connect the dots and work out the tricks on their own.

I'll just leave it at that. Let's get back on topic.
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Then in the first place not willing to share don't go around boasting and suaning others in forum. Know yourself just keep quiet. iadpotato was baiting to boast and show off and to suan others. Dropping hints also big no becuz you triggered the flow already. Best is keep mouth shut.
 
AlvinDj

AlvinDj

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sohguanh said:
Then in the first place not willing to share don't go around boasting and suaning others in forum. Know yourself just keep quiet. iadpotato was baiting to boast and show off and to suan others. Dropping hints also big no becuz you triggered the flow already. Best is keep mouth shut.
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Some... Just in need of a ego boost..
 
iadpotato

iadpotato

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HoGnix said:
For those still try to figure out how to fufill the BOC Smart Saver conditions, Do you already fully utilised UOB One and OCBC 360 accounts? if yes, that means you may have too much spare liquid cash, you can invest the rest of these cash elsewhere for the similiar BOC Smart Saver interest return like fixed deposit, money market fund with some promotions without scratch your head to figured out how to spent BOC Credit card, Credit Salary to BOC Account, and Bill payments.
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my uob one, ocbc and boc all full liao.

boc 4.6% can actually be easily fulfilled without technically any spending, paying or salary-ing.

ok la, i better ziiippppp. :censored:

ego boost 2.5 bar... :ROFLMAO:
 
1

1l92041H

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potato is suaning but at least we got hints, better than those who totally keep quiet imo

i'll figure it out myself then lol
 
R

RedsYWNA

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1l92041H said:
ok I will see if I discovered the secret recipe yet
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For BOC Smartsaver, the extra bonus is based on fulfilment of the individual conditions, ie its not like UOB one which is all or nothing. For UOB One, you dont get the bonus at all, if you fail either condition.

For BOC Smartsaver, there's no harm testing out your thesis. What's the worst that can happen? You dont meet the particular condition, and cant get the money to eat HDL or DTF lor, but you can still get bonus interest by meeting the other conditions.
 
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