BOC SmartSaver

[arigatoast]

wah...
the power of edmw.. all attacking me.
lol.

u still ok la.. some pple come here don wan check info on internet first ( like credit card websites , the bank websites etc) wan pple here spoon feed info...

if kana attack then start to be defensive and say forum is for asking qns ma.

worse still, some helpful forummers answer him but he wana bite the hand that feeds him by saying the answer not helpful enough.

seriously, here don have full time CSOs to be at yr beck and call..

eh.. not attacking u ar... just ranting ...hope u don become liddat.

 

[power_range]

if u opened account at branch, the staff wld already have activated & binded the token

u can just proceed to log in per normal

WA LAU, thank you very much!!! Finally resolved my headache sia.

 

[ekardo]

why the statement cannot show the current day one ??

or is there another option to show?

also, for giro, where can I find the option for those those account that I have giro to BOC?

 

[ekardo]

wah...
the power of edmw.. all attacking me.
lol.

not attacking you..but at your laziness...haha..

anyway, I am new and most of us are new..and we can help each other lah...

 

[Trazora]

why the statement cannot show the current day one ??

or is there another option to show?

also, for giro, where can I find the option for those those account that I have giro to BOC?

If you mean using internet banking to view transactions posted on current day to the Smartsaver account, you need to select the "today's transaction details" option, not "historical transaction details".

Dun think there is option to view the giro arrangements you have made.

 

[frustrateddude]

i think ekardo meant why there was nothing shown even after selecting "today's transaction details" option.

I did a test for bill payment.
It will not be shown until u received an sms about "outward transfer" being made(2nd sms).
A FAST transfer in/out of the account will be shown almost immediately.(within seconds)

 

[chopra]

Token no battery is bring to branch ah? Use few months only. Wah lao

Sent from gagt is gd using GAGT

 

[frustrateddude]

unlikely
press n release the red button

 

[Trazora]

i think ekardo meant why there was nothing shown even after selecting "today's transaction details" option.

I did a test for bill payment.
It will not be shown until u received an sms about "outward transfer" being made(2nd sms).
A FAST transfer in/out of the account will be shown almost immediately.(within seconds)

Yea, that's why I say posted transaction.

 

[chopra]

unlikely
press n release the red button

Ok tks

Sent from gagt is gd using GAGT

 

[power_range]

you all put 60k insai the boc smart saver... then if you have anything above 60k, which bank you all put in?

 

[hyperbole]

you all put 60k insai the boc smart saver... then if you have anything above 60k, which bank you all put in?

cimb fastsaver for me

 

[teddymouse]

May i ask, what is the avg amount of interest do you guys get assuming that all three conditions are fulfilled and have an avg of 50 or 60k in the account?
i was wondering as the interest i received on 13 july seems to be on the low side- wanted to check

 

[frustrateddude]

show me yours i'll show you mine

If u just open last month- it will be prorated.

 

[Trazora]

May i ask, what is the avg amount of interest do you guys get assuming that all three conditions are fulfilled and have an avg of 50 or 60k in the account?
i was wondering as the interest i received on 13 july seems to be on the low side- wanted to check

If it is your first month having the account, the average daily balance will not be the full 50k or 60k, as it is average across 30 days.

 

[teddymouse]

hmm abt 90sgd? i opened in May and ensure i hit all three criterias in the mth of June..was expecting about 131.25 sgd as per my rough estimate calculations below:
50000 X (3.15/12)/100 =131.25
Or am i missing something/ did my calculations wrongly?

 

[oceanicmanta]

you all put 60k insai the boc smart saver... then if you have anything above 60k, which bank you all put in?

another BOC SS

 

[coldboy]

hmm abt 90sgd? i opened in May and ensure i hit all three criterias in the mth of June..was expecting about 131.25 sgd as per my rough estimate calculations below:
50000 X (3.15/12)/100 =131.25
Or am i missing something/ did my calculations wrongly?

Did u add in the base interest posted on 30 Jun?

Sent from OnePlus 2 using GAGT

 

[frustrateddude]

hmm abt 90sgd? i opened in May and ensure i hit all three criterias in the mth of June..was expecting about 131.25 sgd as per my rough estimate calculations below:
50000 X (3.15/12)/100 =131.25
Or am i missing something/ did my calculations wrongly?

or possibly
90 dollars means 2.16% nia
so logically 1.55+0.6
so your salary crediting is not in effect yet.
did u receive 3 bonus interests? (beside base interest)

 

[teddymouse]

sorry my bad i have not add in the base interest..And yes i did receive the 3 bonus interest..But after adding in the base interest it doesnt hit my est calculated total interest as well..
Am i right to say the total bonus interest is
1.55+1+0.6=3.15
and adding in the base interest of 0.4, the total interest is 3.15+0.4 = 3.55% of the whole avg daily balance sum?

or is my understanding wrong?
<$5k interest rate(0.25+1.55+1+0.6)=3.4%
$5k till < $20k interest rate (0.275+1.55+1+0.6)= 3.425%
$20k till < $50k interest rate (0.35+1.55+1+0.6) =3.5%
>$50k interest rate (0.4+1.55+1+0.6)=3.55%
meaning to say the interest of 3.55 does not apply to the whole sum, rather the interest rates for differs for each portion of the total sum and hence will be lower. Anyone can advise me with regards to this? Thanks alot and i really appreciate