BOC SmartSaver

[Trazora]

hello all,
i've read read back lots of pages, but my position is kinda different, hope you guys can advice me on some points

i just started working, net salary does not reach the min limit yet. - (so i'm out of this criteria for now)
(company is using fast transfer for salary payment also)

spending limit of min 500 monthly so abit hard to achieve as I'm trying to keep my monthly spending low, due to lower income..

so i'm just left with the option of monthly prevailing interest rate and/or the 3 bills monthly (i've phone bills only to pay for now)

i've got some inheritance from my late father, so i wished to use them to get some interest.

I've read about cimb fast saver, fixed 1% pa.

i'm currently using the simple uob savings account for daily transaction, so either of those 2 will give higher interest rate.

which one would you guys suggest tho?

How much savings you have. Your total spending, including all bills, transport, groceries etc is how much.

 

[dracolord]

With regards to the ezlink card Ed-reload auto topup, can we use the debit MasterCard? Just spoke to ezlink and was told many applied using cards from BOC but was not successful and they are working on it.

Any one managed to set up the Ez-reload successfully?

Mine is reflected on the debit card service transaction.

 

[dracolord]

Is the interest for 3 payments for BOC late this month? Anyone received it yet?

 

[fishyy]

How much savings you have. Your total spending, including all bills, transport, groceries etc is how much.

around 30k as flexible emergency funds

spending with bills included usually less than 500 total...

 

[znltan]

Is the interest for 3 payments for BOC late this month? Anyone received it yet?

See Trazora bro's post #2151.

The 3 interests for meeting all 3 BOC requirements were credited on Fri, 9 Sept.

Sent from 瑞特斯波德 using GAGT

 

[dracolord]

Only received the prevailing interest from last month and salary bonus $50.xx , no rebate 0.1% and 3 payment interest in, all the interests come in one shot for you guys?

 

[Frostmourne1987]

Only received the prevailing interest from last month and salary bonus $50.xx , no rebate 0.1% and 3 payment interest in, all the interests come in one shot for you guys?

im in the same boat as you bro - summore i got the bonus interest for debit card spent but never receive any cashback.. super weird ahh... you reckon they are disbursed in batches?

 

[Trazora]

around 30k as flexible emergency funds

spending with bills included usually less than 500 total...

If you really read through this thread you should have realize that it is not hard to meet the $500 card spend on BOC debit/credit cards. So effectively about 2.5% interest, if cannot meet salary crediting requirement but meet pay bill and card spend requirement on the 30k+.

If really cannot meet card spend requirement, you can consider SCB eSaver account to get 1.55% on the 30k+. Read the SCB eSaver thread for more info.

 

[vince123123]

Can someone advise how to set the sms alert for incoming interest? For some reason I don't have any interest credited on 9 Sept 2016. Mine is a new account set up in end July; not sure if that makes a difference.

 

[power_range]

I did my account set up somewhere end july too...
fulfilled the 3 criteria in august, and managed to get my interest this month.

 

[01asdf]

Only received the prevailing interest from last month and salary bonus $50.xx , no rebate 0.1% and 3 payment interest in, all the interests come in one shot for you guys?

The rebate came in 31/8, and the other 3 all came in together.

 

[jjonghae]

Recd $160.40 interest in total. So much more than 360, should have jump ship long ago.

Anyway, does anyone know where I can see my spendings on my BOC family CC? It is not reflected under "Credit Card Overview". TIA

 

[savinmax]

Anyway, does anyone know where I can see my spendings on my BOC family CC? It is not reflected under "Credit Card Overview". TIA

see Outstanding Statement - for Transactions Unbilled
and Previous Statement for all other billed statements

 

[Trazora]

Recd $160.40 interest in total. So much more than 360, should have jump ship long ago.

Anyway, does anyone know where I can see my spendings on my BOC family CC? It is not reflected under "Credit Card Overview". TIA

See outstanding statement

 

[more3cm]

where I can see my spendings on my BOC family CC?

U need to link the card to your account at a physical BOC branch too

 

[Trazora]

Can someone advise how to set the sms alert for incoming interest? For some reason I don't have any interest credited on 9 Sept 2016. Mine is a new account set up in end July; not sure if that makes a difference.

You should call BOC to find out why.

 

[hungryfriend]

can pay 3 $1 online bill?
if can i will jump from 360 liao

 

[Trazora]

can pay 3 $1 online bill?
if can i will jump from 360 liao

Most bills min $5. Still very easy to pay 3×$5 on ibanking. So yes, recommend to switch over.

 

[FrontierX]

can pay 3 $1 online bill?
if can i will jump from 360 liao

BOC and all banks very prone to flip prata; so for this promo actually i migrated from 360 since half a year back liao.

not bad if you ask me, i forsee this promo to sustain until 2017 at the latest.

 

[Frostmourne1987]

im in the same boat as you bro - summore i got the bonus interest for debit card spent but never receive any cashback.. super weird ahh... you reckon they are disbursed in batches?

*update; my bonus interest for my 3 payments lai liao.. came in this afternoon at around 3pm.. wah they really disbursed in batches 1 haha

faith in BOC restored