Can share how to get 4.5% rebate on utility?
Bills payment,
1. Credit cards(multiples, hopefully min. 2 , please pay only 30bucks , and not more. The rest pay through boc debit card to earn 0.1% rebates)
2. Utilities (usually hardest to get a rebates, but actually there is one way of getting rebates for this, if you explore hard enough in this thread (4.5% rebates))
3. Telco (not recommended unless you have got no 2nd choice, because it is better off paying through Dbs live fresh card which earn you a 5% rebates or other cards)
4. Family member/friends credit cards/telco bills/utilities bills.
Manual payment is better , you get to control the sum of payment.