BOC SmartSaver

ekardo

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anyone able to use BOC card for google pay or apple pay? sometimes didnt bring wallet but sian that i cant set up the card in both my phone..
 

silverbomb

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Has anyone managed to pay AXS using BOC Unionpay Debit card before? It always don't go to the OTP page upon submit with failure message, while I test a DBS union it managed to go to generate otp.
 

chopra

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Hello all. Whats the interest rate if it’s more than $80k? Is it 0.4%?
 
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edens_guards

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Hello all. Whats the interest rate if it’s more than $80k? Is it 0.4%?
80k to < 100k is 0.4 Extra interest + 0.15 base = 0.55% p.a.
>100k is 0.4 + 0.2 base = 0.6% p.a.

If u fulfilled any of the requirements for Card Spend, Salary Crediting or Payment bonus interest.
 

saintgtril

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I closed my SmartSaver account yesterday. Lol. I dont think this is appealing account anymore to retain.
 

Cumzilla

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Anyone facing issues of unable to make payment via axs using their debit card? Tried a few times and it keeps failing...
notice that it always fail on weekends, try it on weekdays should be ok.
 
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saintgtril

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Hi sgbird, you may join the HSBC thread to know the details. Assuming the same promotions are still ongoing, you can have 2 accounts to merry go round to earn the interest yet maintaining the flexibility of withdrawing the amount if required. BOC has its advantages over HSBC, but i will prefer HSBC for its much higher interests by jumping through some hoops.
 

Trazora

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Hi sgbird, you may join the HSBC thread to know the details. Assuming the same promotions are still ongoing, you can have 2 accounts to merry go round to earn the interest yet maintaining the flexibility of withdrawing the amount if required. BOC has its advantages over HSBC, but i will prefer HSBC for its much higher interests by jumping through some hoops.
Well the HSBC promo now is only 0.5% bonus interest, not 1%.

Anyway BoC smartsaver also giving 1.45% for 80k savings, with criteria that can be easily met
 

Cumzilla

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Well the HSBC promo now is only 0.5% bonus interest, not 1%.

Anyway BoC smartsaver also giving 1.45% for 80k savings, with criteria that can be easily met
how to get 1.45% for BOC? I am low wage worker and spend little, the most I calculated can get is 0.9% only.
 

ekardo

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Well the HSBC promo now is only 0.5% bonus interest, not 1%.

Anyway BoC smartsaver also giving 1.45% for 80k savings, with criteria that can be easily met
Same sentiment

actually there are 2 bonus interest components ... 0.3%/0.45%/0.5% and 1%

so total wld be 1.3% to 1.5%, depending on relationship tier
Complicated and kinda non guarantee from reading the HSBC thread.
 
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