Brian811 questions thread.

[tiertime]

I like you... your question is so newbie and innocent.

Too bad the world is not so simple.

Once the dividend is give, the stock price will drop, due to market adjustment.

Whatever gain you receive from the dividend will return back due to price adjustment.

Yes, there are some stocks that could maintain it's price after XD, but these are the minority. 1 out of 10.

And you must be a genius to know which one is the one.

if usually will drop after dividend then can just short the stock sure huat lah?

 

[alexchia01]

No, that's not the only scenario when Singapore REITs could go pear shaped. It's a single sector in a single, small country (with a tiny fraction outside Singapore and heavily skewed into the region). There are some risks in that, and it doesn't take Hollywood imagination to figure them out.

Most Singaporeans aren't buying a broad, low cost REIT index fund, by the way. They're buying one or a couple individual REITs. That's even more portfolio risk.


They do, but their overseas diversification is limited and, to the extent it exists, heavily skewed into the region. It's not adequate global diversification.

Risk is relative.

It depends on what and when you buy.

It's the same with stocks and everything else.

 

[alexchia01]

if usually will drop after dividend then can just short the stock sure huat lah?

If you short the stock, your brokerage company will requires you to pay the dividend to those that long the stock.

End up the same.

You think the brokerage company so stupid allow you to profit like that?

If so simple, everyone will be doing this already.

 

[BBCWatcher]

Risk is relative.
It depends on what and when you buy.

Not really, no. Diversification works. Singapore REITs might be interesting as part of your portfolio, but they should not dominate your portfolio.

 

[havetheveryfun]

Hihi lets say for example if i hold one counter and saw a stock going to give out dividends, have enough time to sell off my counter and use the money to buy the other counter and so on yah?

don yaya papaya la , I know last time ur starhub is freehold because u bought it a low price, then sold to recover ur initial capital, from then on all the remaining starhub shares u had is "free".. too bad u sold it after the telcos selldown recently

 

[alexchia01]

Not really, no. Diversification works. Singapore REITs might be interesting as part of your portfolio, but they should not dominate your portfolio.

Diversification, I agree with you.

But diversification is not the same as knowing what and when to buy.

Your portfolio can be anything, as long as you know what you are buying.

 

[limster]

Thought TS has been warned not to spam new threads. This is yet another thread with the word 'dividends' inside....

 

[Brian811]

May i know what is the next best thing to pension?

Hihi may i know what is the next best thing to pension please? Dividends from reits as by law must 100 % give out dividends yah?

 

[Shiny Things]

You want Singapore government bonds.

Hihi may i know what is the next best thing to pension please? Dividends from reits as by law must 100 % give out dividends yah?

The dividends from REITs aren't guaranteed though; the REIT can and will cut the dividend if they aren't earning enough rent to cover it.

 

[Perisher]

Thought TS has been warned not to spam new threads. This is yet another thread with the word 'dividends' inside....

At least the topic isn't insurance vs reits/dividends.
Will be patient and watch first.

TS, will merge all your future threads under your name since you have so many questions.
Do pm me if you feel there is a very good reason to open multiple threads.

 

[havetheveryfun]

At least the topic isn't insurance vs reits/dividends.
Will be patient and watch first.

TS, will merge all your future threads under your name since you have so many questions.
Do pm me if you feel there is a very good reason to open multiple threads.

im sure no one would mind him opening so many threads, if he was at least even 1% interested in the replies. he doesn't seem to be even 0.00001% interested in the replies at all, that's the problem.

 

[badsector]

im sure no one would mind him opening so many threads, if he was at least even 1% interested in the replies. he doesn't seem to be even 0.00001% interested in the replies at all, that's the problem.

should move his thread to EDMW

 

[gerimegaly]

Hihi may i know is NTUC vivowealth good please? Looking for lifelong payout. Thanks.

Depends on whether you want to have your initial capital sum invested to fall back on, should you need it in an emergency, in the later years. But having this option available would also mean sacrificing the payouts, ie. you will receive a lower payout as compared to other retirement plans.

But one key feature of this plan is that you can start receiving your monthly payouts, from the 61st month onwards (from the start of the plan). You don't have to wait until the Retirement Payout ages, which typically starts from Age 50 onwards for most other Retirement Plans.

The other thing to note is that the VivoWealth Solitaire is strictly a Single Premium Plan.

If one doesn't have that lump sum available upfront, one can opt for TM Life's Retirement GIO. This plan is a Regular Premium Plan and your total premiums invested will be fully guaranteed (surrender value), at the point you start receiving your payouts.

 

[Mecisteus]

I think this guy is a clone or a troll. Else, a retard.

Just ban him if he continues being ignorant.

 

[frenchbriefs]

I don't need real estate to be magical. I just need them to be stable. More specifically, I need them to provide stable, boring rental income. I don't ask for much.

Building my 'landlord portfolio' of malls, offices, hospitals, nursing homes, warehouses, distribution hubs & data centres.

After so many years ur account still stuck at 300k?should be 1m by now no?

 

[Asphodeli]

What the, this guy has a thread of his own?! LOL

 

[wahkao3]

big big consolidated threadd

 

[staedtler_07]

TS can consider Premier Life Generation from OCBC. Payout much earlier then NTUC plan.

 

[Brian811]

Is stocks and shares an asset or liability please?

Hihi may i know is stocks and shares asset or liability please? If its asset why not everyone have stocks but all need a house? Please kindly enlighten. Thanks.

 

[wahkao3]

asset lah asset