CardUp (Do not post or ask for referral code)

[vsvs24]

went to the website, not very credibly done up.

hard to find information. Is this service reliable?

Used for my insurance payment. No issues.

 

[silverbomb]

went to the website, not very credibly done up.

hard to find information. Is this service reliable?

it has been around for years, and see the number of post in this discussion. CardUp is one of the first that offered chance to pay and earn on credit cards and others followed.

 

[logicet]

Anyone use this service for UOB car loan?

 

[SevenSeals]

I plan to pay for my monthly Stashaway deposit with CardUp service (cardup.co).

Will this be possible?

 

[KiraYamatoX]

does scb spree consider as online for using cardup?

 

[Jazzbie]

does scb spree consider as online for using cardup?

Yes but the fees more than the cashback.

 

[KiraYamatoX]

Yes but the fees more than the cashback.

oic, thanks very much!

 

[daintylights]

Hi! Anyone can confirm if UOB One is still valid for cardup?

 

[shpesft]

Yes. Both CardUp and iPayMy are valid spends with UOB One credit card

Hi! Anyone can confirm if UOB One is still valid for cardup?

 

[F1ngolf2012]

What can I pay with CardUp?

Was looking at CardUp and chance upon this thread. I noted CardUp supports payment of insurance premiums. Has anyone use CardUp to pay regular saving/investment plan with financial institution like Fundsupermart and still eligible for credit card cashback?

 

[more3cm]

Hi! Anyone can confirm if UOB One is still valid for cardup?

Cfm 10char

 

[KiraYamatoX]

does UOB one really work with ipaymy? might switch over from cardup since the fee is lesser... thanks.

 

[Goluba]

does UOB one really work with ipaymy? might switch over from cardup since the fee is lesser... thanks.

It does. Using for last two years

 

[Goluba]

Hi. Folks who pay insurance premium via Cardup/ipaymy : do you typically call up the company in advance and let them know about the alternative mode of payment? I already have a GIRO arrangement hence wondering whether there will be double payment if I don't let them know beforehand. Thanks

PS : In my case provider is Aviva

 

[KiraYamatoX]

It does. Using for last two years

thanks man! will consider switching over soon the difference in fee is substantial in the long run...

 

[F1ngolf2012]

thanks man! will consider switching over soon the difference in fee is substantial in the long run...

Yup! Just set up and forget. You save a lot more in the long run.

 

[Muneyzmart]

Why would someone use card up for miles giving 1.4 miles per dollar and getting charged 2.6%?

I can understand if we are using one account which could possibly yield up to 5% interest. Will be happy for someone to enlighten me.

 

[Goluba]

Why would someone use card up for miles giving 1.4 miles per dollar and getting charged 2.6%?

I can understand if we are using one account which could possibly yield up to 5% interest. Will be happy for someone to enlighten me.

They do run promos/extended offers where the charges are ~1.8-1.9% given the advent of bank based services of similar nature (citipayall and sc easybill). Although agree with your assessment on earning only base miles 1.2-1.4 mpd even with the reduced fee.
The only time it makes sense is when you have opportunity to stack a big ticket spending ( IRAS tax , annual insurance premium etc) with card specific promos for bonus miles. For example amex ascend card has a promo going on for bonus 12k miles for 10k spend in a single receipt. If you do a 10k IRAS payment, you stand to get 24k miles for a cost of 260 SGD. If you got your card application timed right , this could be stacked further with bonus 15k miles for 6k spend and in a quarter for Amex kf ascend and 5k bonus miles if you are new to amex. So in theory, one can get 44k miles with 260sgd in fee if you get all your variables correct . Hope this helps.

PS : I do realise the time value of money when it comes to paying 10k in one go vs 12 months giro, but even if you add in the annual interest (assume very generous 3%), it will be still approx 400sgd for 44k miles - still 110mpd

 

[Muneyzmart]

Thank you for the explanation Goluba.

They do run promos/extended offers where the charges are ~1.8-1.9% given the advent of bank based services of similar nature (citipayall and sc easybill). Although agree with your assessment on earning only base miles 1.2-1.4 mpd even with the reduced fee.
The only time it makes sense is when you have opportunity to stack a big ticket spending ( IRAS tax , annual insurance premium etc) with card specific promos for bonus miles. For example amex ascend card has a promo going on for bonus 12k miles for 10k spend in a single receipt. If you do a 10k IRAS payment, you stand to get 24k miles for a cost of 260 SGD. If you got your card application timed right , this could be stacked further with bonus 15k miles for 6k spend and in a quarter for Amex kf ascend and 5k bonus miles if you are new to amex. So in theory, one can get 44k miles with 260sgd in fee if you get all your variables correct . Hope this helps.

PS : I do realise the time value of money when it comes to paying 10k in one go vs 12 months giro, but even if you add in the annual interest (assume very generous 3%), it will be still approx 400sgd for 44k miles - still 110mpd

 

[Sertan]

If using cardup for Manulife $3K annual fee on Citi premier miles card worth it?