CardUp (Do not post or ask for referral code)

[tour_de_forcez]

BOC family still rewards rebates on CardUp. Other cards you can use include Maybank platinum visa, BOC family, Standard Chartered MANHATTAN World Mastercard Card

Presumably this still stands?

 

[Trazora]

Presumably this still stands?

yes

 

[tour_de_forcez]

yes

Thanks, I was looking through the full list of cashback cards provided by CardUp, and there appears to be some others as well (AMEX, UOB Absolute Cashback, Citi Cashback+ etc). Presumably these are the ones where it does not make financial sense (i.e. CC rewards earned < CardUp fees)? Or CardUp site not updated?

https://carduphelp.zendesk.com/hc/e...end-on-CardUp-earn-rewards-on-my-credit-card-

 

[tour_de_forcez]

yes

Anyway, also just found out from the SC website that Standard Chartered MANHATTAN Platinum/World Mastercard is no longer offered (I do not have it, and was intending to apply specifically for this purpose of pairing with Cardup)...oh wells seems like they are converging towards unlimited cashback CC?

https://www.sc.com/sg/credit-cards/manhattan-world-mastercard/

 

[Trazora]

Thanks, I was looking through the full list of cashback cards provided by CardUp, and there appears to be some others as well (AMEX, UOB Absolute Cashback, Citi Cashback+ etc). Presumably these are the ones where it does not make financial sense (i.e. CC rewards earned < CardUp fees)? Or CardUp site not updated?

https://carduphelp.zendesk.com/hc/e...end-on-CardUp-earn-rewards-on-my-credit-card-

these dun make financial sense

 

[Trazora]

Anyway, also just found out from the SC website that Standard Chartered MANHATTAN Platinum/World Mastercard is no longer offered (I do not have it, and was intending to apply specifically for this purpose of pairing with Cardup)...oh wells seems like they are converging towards unlimited cashback CC?

https://www.sc.com/sg/credit-cards/manhattan-world-mastercard/

dunno why SC stop manhatten card application

 

[Travis_Touchdown]

considering using cardup for recurring payments and income tax... noticed the fee dropped to 1.75~1.85%... and seems like maybank platinum visa card is a good card to pair with if monthly payment is slightly above $1k... 3.33%-1.75%~1.85% = 1.48%~1.58% cashback ($14.80~$15.80/mth)... anyone using this combi??

 

[wira]

considering using cardup for recurring payments and income tax... noticed the fee dropped to 1.75~1.85%... and seems like maybank platinum visa card is a good card to pair with if monthly payment is slightly above $1k... 3.33%-1.75%~1.85% = 1.48%~1.58% cashback ($14.80~$15.80/mth)... anyone using this combi??

am thinking of doing this as well.

 

[akagi07]

a quick check.. LTA Road Tax is a tax payable. I believed UOB UNI$ wont be awarded if I use UOB credit card right? Can Cardup be used and earn UNI$?

 

[caleb.seah]

Can I use ocbc 365 with cardup to qualify for the $500 spend bonus(ocbc 360) ?

 

[JuniorLion]

Can I use ocbc 365 with cardup to qualify for the $500 spend bonus(ocbc 360) ?

Afaik, no. But other members can comment

 

[Travis_Touchdown]

i'm also interested in signing up for cardup... is it worth it?

 

[akagi07]

anyone using Citi premiermiles with Cardup? still can earn?
Citi never realli indicate its miles card exclusion

 

[wira]

considering using cardup for recurring payments and income tax... noticed the fee dropped to 1.75~1.85%... and seems like maybank platinum visa card is a good card to pair with if monthly payment is slightly above $1k... 3.33%-1.75%~1.85% = 1.48%~1.58% cashback ($14.80~$15.80/mth)... anyone using this combi??

just received my maybank 3.33% rebate for using with cardup so yeah this combi works

 

[hwmook]

anyone using Citi premiermiles with Cardup? still can earn?
Citi never realli indicate its miles card exclusion

Never exclude mean can get, why worry over nothing?

 

[elvintay07]

Wanted to ask some expert here. Is it worth using card up for exchange of rewards? Let’s assume you pay tax of $15k a year.

1.6% of $15k is $240

In exchange maybe we get 24,000 miles. If we work based on SIA carrot head miles charges of every $40 for 1000 miles, it is like $960. Then it is huat big big.

Is this correct? Not sure whether it make sense or not

 

[Trazora]

Wanted to ask some expert here. Is it worth using card up for exchange of rewards? Let’s assume you pay tax of $15k a year.

1.6% of $15k is $240

In exchange maybe we get 24,000 miles. If we work based on SIA carrot head miles charges of every $40 for 1000 miles, it is like $960. Then it is huat big big.

Is this correct? Not sure whether it make sense or not

firstly how you get 24k miles i.e. 1.6mpd? Need to pay annual fee for the card?

secondly quite rare to get 1.6% fee

thirdly, and most importantly dun make sense to use the rate of $40 for 1000 miles to estimate value of miles. Would u pay for the miles at that rate? Instead should base on the amount of cash u willing to pay for a flight and compare with the miles needed. Typically it will be around 1 to 1.8 cents per miles.

 

[elvintay07]

firstly how you get 24k miles i.e. 1.6mpd? Need to pay annual fee for the card?

secondly quite rare to get 1.6% fee

thirdly, and most importantly dun make sense to use the rate of $40 for 1000 miles to estimate value of miles. Would u pay for the miles at that rate? Instead should base on the amount of cash u willing to pay for a flight and compare with the miles needed. Typically it will be around 1 to 1.8 cents per miles.

1, Voyage give typically 1.6mpd
2. What is the typical cardup fees?
3. That is what SIA sell u $40 per mile. Can u share where you buy 1 mile at 1cent? I think that is what SIA will pay you if u redeem? Haha

 

[fr33d0m]

hardly anyone buys miles from SIA because it is totally not worth of it.

 

[Mickey01]

Hi
I read earlier posts MCC code for Cardup is 7399. For the UOB ONE Account Bonus Interest (not the UOB ONE credit card rewards), I did not see MCC 7399 being in the exclusion list (clause 4) for the qualifying criteria of $500 spend. Is this assumption correct? Thanks.