Careshield Life Supplement

[harky]

If u are still young and no existing conditions, good to consider the comprehensive supplement for 2ADL.
Met an old uncle neighbour on wheelchair and with stroke in one hand.
He requests me to help him cut his finger nails as he unable to do so himself.
Guess if he is covered under 2ADL should be able to claim.

no $$ liao...... need to buy so many thing

 

[andyhtc]

The mycare Plus premium $587.11 until which age? the payout only last for 12 years?

Mine is lifetime payout if I got hit by 2 ADLs, but also pay lifetime (I think) although the premium table shows only up to 65 years old (anybody knows why?). The premium for 12 years payout is cheaper at $509.53.

https://www.aviva.com.sg/content/da...life/mycare/Aviva-MyCarePlus-PremiumRates.pdf

 

[qhong61]

no $$ liao...... need to buy so many thing

Can use medisave

 

[harky]

Can use medisave

my medisave use to pay for my mom & my medisheld..
but anyway this one cannot opt out so had to pay le.. basic one ok le

 

[luckyplate]

This shield that shield ... all i know is all the money for the shield will go into the PAP big pocket
while they will keep coming up with shield plan and continuing to stuff their wallet to the full.

Just get the basic plan .. will do ...

 

[luckyplate]

i never knew that the health sector can be coverted to ponzi scheme.. my eyes are big and i am stunned..

 

[qhong61]

This shield that shield ... all i know is all the money for the shield will go into the PAP big pocket
while they will keep coming up with shield plan and continuing to stuff their wallet to the full.

Just get the basic plan .. will do ...

Basic plan only 3ADL.

 

[Atrina_Boy]

I so confused of so many shield.
So which are the one we can opt out?

 

[Chua Zhiming]

I am actually thinking of paying till 100. Because the monthly premiums will be lower thus it is more worth if i claim earlier (say 50 or 60). I am 35 now.

Am i missing out on any disadvantages?

 

[exterminazn]

I so confused of so many shield.
So which are the one we can opt out?

Both Medishield and Careshield life are compulsory

I am actually thinking of paying till 100. Because the monthly premiums will be lower thus it is more worth if i claim earlier (say 50 or 60). I am 35 now.

Am i missing out on any disadvantages?

No right or wrong, depend on your comfortability

 

[Atrina_Boy]

Both Medishield and Careshield life are compulsory


No right or wrong, depend on your comfortability

.

 

[qhong61]

Both Medishield and Careshield life are compulsory


No right or wrong, depend on your comfortability

Unless u are born before 1979

Both Medishield and Careshield life are compulsory


No right or wrong, depend on your comfortability

Careshield life optional for the older gen.

 

[dgeralds]

NTUC wrote to me that government will take over my Eldershield 400 and that the government will write to me before end 2021. But according to government, for older people born before 1970, it is optional and they will not write to them. They should at least send an official letter (instead of news media) to these people to tell them that it is optional and they have to apply if they want to be included. Some of them are paying for years and they to make informed decision ....

 

[zoneguard]

NTUC wrote to me that government will take over my Eldershield 400 and that the government will write to me before end 2021. But according to government, for older people born before 1970, it is optional and they will not write to them. They should at least send an official letter (instead of news media) to these people to tell them that it is optional and they have to apply if they want to be included. Some of them are paying for years and they to make informed decision ....

There are 2 separate matters here:
1. Government taking over of Eldershield from private insurers.
2. Opting in to join Careshield Life for those born before 1970.

If you do nothing, you will remain on Eldershield 400 which is now government administrated.

 

[js lee]

Is there a way to find out the % of population having 1 ADL vs 2 ADL? Is this assumption sound; that having 2 ADL is more common than having just 1 ADL, because ADL usually come in pair.

 

[boredboiboi]

Is there a way to find out the % of population having 1 ADL vs 2 ADL? Is this assumption sound; that having 2 ADL is more common than having just 1 ADL, because ADL usually come in pair.

Just want to know so what if u know? The upgrade is only 2 or 3 adls and not 1 or 2 alds. 1 adl is extra benefit which is part of it and not the main part of the coverage. And where did u get the info adls usually comes in pair?

 

[reddevil0728]

Just want to know so what if u know? The upgrade is only 2 or 3 adls and not 1 or 2 alds. 1 adl is extra benefit which is part of it and not the main part of the coverage. And where did u get the info adls usually comes in pair?

I think there's some talks looking at how the ADLs are structured, if you kena 1, you may very well get another also.

 

[boredboiboi]

I think there's some talks looking at how the ADLs are structured, if you kena 1, you may very well get another also.

Its may only so we dont assume ma. But updrade only 2 or 3. Doesnt have 1

 

[soneat]

Its may only so we dont assume ma. But updrade only 2 or 3. Doesnt have 1

GE current careshield supplement has partial payout from 1 ADL. FYI.

 

[reddevil0728]

Its may only so we dont assume ma. But updrade only 2 or 3. Doesnt have 1

That’s why there’s such a discussion ma