CIMB FastSaver

[maumu]

unless you are going for
“take note“ : the april 1 promotion is not out

Earn up to 3.3%** p.a. and receive S$800* in Welcome Gift​

When you sign up for a CIMB Preferred Banking relationship​

Depositing $250,000 on April 1
to enjoy 3 months of 3.3% pa
based on 31 march closing balance

I think this one is need to keep for 6 months? and only for new-to-CIMB customers, right?

 

[EveMuffins]

Come to think of it
but if we are using starsaver
which there is no cap of interest earned
for funds above $250k
Can get 2.7% pa from 1 April
the only downside
$200k each day withdrawal limit

from 1 apr, this 2.7% for >$250k is also applicable to existing customers? based on account balance, no need fresh funds right? and no need to compare with previous months' balance right?

coz now I'm locked in Jan to Mar for FastSaver. thinking of transferring to StarSaver in Apr.

 

[tiertime]

Starsaver is still a good account
to park your excess cash fund
if you have more than $250k
2.7% pa for amount more than $250k

for existing cimb customer

CIMB FastSaver/ FastSaver-i Account

Earn 3.00%** p.a. on your incremental balances (capped at S$1mil) till 31 May 2025 when you top up a minimum of S$250,000 fresh funds# into your account (compared to month-end balance on 28 February 2025) from 1 to 31 March 2025.

after 3rd month incremental balance promotion is over

If you really want to keep the $800 welcome gift

for the next 3 month
keep the $75k in fastsaver
the rest transfer to starsaver

or all the $250k in the starsaver
to maintain the $250k aum
at 1.7% pa

Why the table state 4650000....?
4 million + then can get 2.7% / 2.75%

 

[EveMuffins]

Why the table state 4650000....?
4 million + then can get 2.7% / 2.75%

no no...from $250,001 to $5M can get 2.7/2.75%..

 

[coconut1]

unless you are going for
“take note“ : the april 1 promotion is not out

Earn up to 3.3%** p.a. and receive S$800* in Welcome Gift​

When you sign up for a CIMB Preferred Banking relationship​

Depositing $250,000 on April 1
to enjoy 3 months of 3.3% pa
based on 31 march closing balance

The EIR for the first $250k is only 1.73% in April (not factoring welcome gift)

 

[vsvs24]

I will transfer all
to starsaver after bonus interest ends
since from $250,001 to $5M
can get 2.7/2.75%..
actually 1.73% is still high for me
$360 per month is not bad

or alternatively
I will ask
if $250k can put into a 3 month fixed deposit
can get higher 2.5% pa?

Not sure how much you are placing. For high amounts can consider if RHB premier plus is higher than CIMB.

https://rhbgroup.com.sg/rhb/premier/deposits/PPLUS

 

[zer0ne]

I will transfer all
to starsaver after bonus interest ends
since from $250,001 to $5M
can get 2.7/2.75%..
actually 1.73% is still high for me
$360 per month is not bad

or alternatively
I will ask
if $250k can put into a 3 month fixed deposit
can get higher 2.5% pa?

Is tiered interest rate. For a sum 500k, you get only 2.2+%.

 

[zer0ne]

comparable with cimb fixed deposit
for 6 month/9 month/12 months

so why not?

Other banks have better fd rate than cimb. Why insist only cimb?

 

[0218crawford]

lobang for those with CIMB m'sia account and spare RM.
currently they have online FD promo.
3.75% for 10 months or 3.7% for 4 months.

 

[thretiredDad]

Other banks have better fd rate than cimb. Why insist only cimb?

I don’t want any fixed deposit
I prefer my liquidity
as long above 2% pa

 

[thretiredDad]

lobang for those with CIMB m'sia account and spare RM.
currently they have online FD promo.
3.75% for 10 months or 3.7% for 4 months.

In ringgit?

 

[0218crawford]

In ringgit?

Yes bro.

 

[thretiredDad]

Yes bro.

Oh mlml
i rather convert to usd
for higher interest
thanks

 

[tiertime]

lobang for those with CIMB m'sia account and spare RM.
currently they have online FD promo.
3.75% for 10 months or 3.7% for 4 months.

I hv CIMB MY account , but
Can SG ppl just open this online ?

Or need to go to their MY CIMB BANK Branch ?

 

[tiertime]

Oh mlml
i rather convert to usd
for higher interest
thanks

Which Bank USD interest r u looking at ?

 

[thretiredDad]

Which Bank USD interest r u looking at ?

I’m keeping sgd first
until I see <$1.30 again

 

[0218crawford]

I hv CIMB MY account , but
Can SG ppl just open this online ?

Or need to go to their MY CIMB BANK Branch ?

yes. log in and the promo link is at the right side.

 

[tiertime]

yes. log in and the promo link is at the right side.

are u having a Malaysia CIMB Air Asia Savers Account to keep the Ringget then u use the money in there to transfer to the Fix-D ?

They hv these shown on the Malaysia website :
Placement via FPX and
Placement via CIMB CASA/-i

Do u knw the difference?
Which one shd we select ?

 

[0218crawford]

are u having a Malaysia CIMB Air Asia Savers Account to keep the Ringget then u use the money in there to transfer to the Fix-D ?

They hv these shown on the Malaysia website :
Placement via FPX and
Placement via CIMB CASA/-i

Do u knw the difference?
Which one shd we select ?

i used the casa one cos i have $ inside airasia account. fpx i think is transfer from other my banks

 

[tiertime]

i used the casa one cos i have $ inside airasia account. fpx i think is transfer from other my banks

I dun remember my login password for web Browser, I can only access using the SG CIMB CLICKS App...

May I knw you settled opening the Fixed-D using the website browser or wecan do this via the CIMB CLICKS APP ?