CIMB FastSaver

[alt2015]

Thks for the replies

 

[Suprememan]

Hi, i'm existing customer of fastsaver acct. I didn't credit my salary and dont have cimb credit card also.

If the interest is based on prevailing only.

first 25k - 1.19%
Next 25k - 2.19%
Next 25k - 3.3%

If i put in 75k, overall average talk about 2.23% only ?

Account Balance	Prevailing Interest Rate (p.a.)*	Additional Interest Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000	Additional Interest Rate (p.a.)^^ when you spend on your CIMB Visa Signature Credit Card
First S$25,000	1.19%	0.50%^ Click here for details	(a)1.00%^^ (with min S$300 monthly eligible spend) (b)1.50%^^ (with min S$800 monthly eligible spend)
Next S$25,000	2.19%
Next S$25,000	3.30%
Above S$75,000	0.80%

 

[tiertime]

Hi, i'm existing customer of fastsaver acct. I didn't credit my salary and dont have cimb credit card also.

If the interest is based on prevailing only.

first 25k - 1.19%
Next 25k - 2.19%
Next 25k - 3.3%

If i put in 75k, overall average talk about 2.23% only ?

Account Balance	Prevailing Interest Rate (p.a.)*	Additional Interest Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000	Additional Interest Rate (p.a.)^^ when you spend on your CIMB Visa Signature Credit Card
First S$25,000	1.19%	0.50%^ Click here for details	(a)1.00%^^ (with min S$300 monthly eligible spend) (b)1.50%^^ (with min S$800 monthly eligible spend)
Next S$25,000	2.19%
Next S$25,000	3.30%
Above S$75,000	0.80%

Yes 2.226%
nobody will bother to put here if got no bonus interest la

 

[reflecx]

Hi, i'm existing customer of fastsaver acct. I didn't credit my salary and dont have cimb credit card also.

If the interest is based on prevailing only.

first 25k - 1.19%
Next 25k - 2.19%
Next 25k - 3.3%

If i put in 75k, overall average talk about 2.23% only ?

Account Balance	Prevailing Interest Rate (p.a.)*	Additional Interest Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000	Additional Interest Rate (p.a.)^^ when you spend on your CIMB Visa Signature Credit Card
First S$25,000	1.19%	0.50%^ Click here for details	(a)1.00%^^ (with min S$300 monthly eligible spend) (b)1.50%^^ (with min S$800 monthly eligible spend)
Next S$25,000	2.19%
Next S$25,000	3.30%
Above S$75,000	0.80%

Up till Mar only, 1 Apr they're cutting the rates already.

 

[Suprememan]

I see. Transfer from SC esaver on Jan 25 too. Now promotion is compared to January 2025 average daily balance. Not enough qualify for their 2.85% too.

Currently park in Mari Bank. If any other option ?

 

[ericcsn]

I see. Transfer from SC esaver on Jan 25 too. Now promotion is compared to January 2025 average daily balance. Not enough qualify for their 2.85% too.

Currently park in Mari Bank. If any other option ?

depends on how much you have.
more than 4% if you add the sign on welcome gift plus other rewards when you go premier or privilege banking.
For example:
https://www.hsbc.com.sg/premier/privileges/#welcome-cash-rewards

 

[Oldliao]

I signed up for a promo sometime in nov/dec, can’t remember it is officially which promo. Is there a way I can find out which promo I’m in. I just logged in today and 28 feb i still had a big amount of interest. But not sure if i should move out now. What i can see from my transaction records, i had zero balance at 30 nov, and i started transfering funds in from 1 dec.

 

[maumu]

I signed up for a promo sometime in nov/dec, can’t remember it is officially which promo. Is there a way I can find out which promo I’m in. I just logged in today and 28 feb i still had a big amount of interest. But not sure if i should move out now. What i can see from my transaction records, i had zero balance at 30 nov, and i started transfering funds in from 1 dec.

fits your username lol..

jokes aside it's probably the Dec-Feb cycle which you can take out liao.

BI to be expected on 31/3

 

[sibeiTrolled]

and i started transfering funds in from 1 dec.

Tooot Tooot~~
Here comes the complimentary TnC post - https://www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/accounts/2024/casa-tnc-nov2024.pdf
(Ignore the Nov in the link, that is indeed the Dec 2024 one)

Like what maumu mentioned, you are on the Dec promo since you also said that you started transferring funds in on 1 Dec. You can double check the TnC, then once you are happy with everything (not that you have a choice), move away by tonight or tomorrow. CIMB, like other banks, are gradually dropping their rates now and they have stopped their promo already.

 

[sibeiTrolled]

Currently park in Mari Bank

Mari rates also dropping to 2.28% on 1st April
If you want to lock in long term, SSB is a good. Else, you have to reconsider merry go round with HSBC EGA or ESaver

 

[Oldliao]

Tooot Tooot~~
Here comes the complimentary TnC post - https://www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/accounts/2024/casa-tnc-nov2024.pdf
(Ignore the Nov in the link, that is indeed the Dec 2024 one)

Like what maumu mentioned, you are on the Dec promo since you also said that you started transferring funds in on 1 Dec. You can double check the TnC, then once you are happy with everything (not that you have a choice), move away by tonight or tomorrow. CIMB, like other banks, are gradually dropping their rates now and they have stopped their promo already.

Move to where leh? Headache.

 

[Oldliao]

fits your username lol..

jokes aside it's probably the Dec-Feb cycle which you can take out liao.

BI to be expected on 31/3

Yup, growing old is really scary . Now headache where to move my funds too. Everywhere low interest.

 

[sibeiTrolled]

Move to where leh? Headache.

Can move to my side - Sibei Onz Investment by Trollz. No fuss 10% PA investmenet account only for selected users*
*Returns / interest / profit may be witheld anytime

Kidding.....

Depends on how low % you can accept.

Personally, i also in the same Dec 2024 promo as you.
I moved out to eSaver for this month then come next month, i will ask myself "WHERE DO I GO?" then.
But probably will move to GXS Boost pocket if rates still hasn't drop

 

[Oldliao]

Can move to my side - Sibei Onz Investment by Trollz. No fuss 10% PA investmenet account only for selected users*
*Returns / interest / profit may be witheld anytime

Kidding.....

Depends on how low % you can accept.

Personally, i also in the same Dec 2024 promo as you.
I moved out to eSaver for this month then come next month, i will ask myself "WHERE DO I GO?" then.
But probably will move to GXS Boost pocket if rates still hasn't drop

I was with esaver previously too, so i think i will move back there too.

 

[maumu]

HSBC EGA was a good choice for March... until the 30-day thingy throws plans out of the window.

those who don't want to risk it would have probably moved to eSaver 2.9% (until end March).

 

[x9evolution]

Move to where leh? Headache.

I locked mine in Maybank TD for 36mths @2.85%

https://sslsecure.maybank.com.sg/cg...*MTc0MTIwODA0OC4yNC4xLjE3NDEyMDgwNTcuNTEuMC4w

 

[ahchan]

I locked mine in Maybank TD for 36mths @2.85%

https://sslsecure.maybank.com.sg/cg...*MTc0MTIwODA0OC4yNC4xLjE3NDEyMDgwNTcuNTEuMC4w

Is this just pure FD, no need deposit to the saving/current account ?

 

[wutawa]

Can move to my side - Sibei Onz Investment by Trollz. No fuss 10% PA investmenet account only for selected users*
*Returns / interest / profit may be witheld anytime

Kidding.....

Depends on how low % you can accept.

Personally, i also in the same Dec 2024 promo as you.
I moved out to eSaver for this month then come next month, i will ask myself "WHERE DO I GO?" then.
But probably will move to GXS Boost pocket if rates still hasn't drop

I wrongly transferred my money to SGD settlement acct instead of esaver. Wasted a few days of int. Kns...

 

[Sausage]

in the past when did cimb credit the bonus interest? is the Feb bonus interest in yet?


Read HWZ Forum Rules!

 

[reflecx]

in the past when did cimb credit the bonus interest? is the Feb bonus interest in yet?


Read HWZ Forum Rules!

Last day of the month following the end of the promo period, so Feb bonus could come in 31 Mar or 30 Apr depending on which promo you're on