CIMB FastSaver

lzydata

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Like nothing lei?
0.8% only.. Still need maintain spending per month..insurance..

These are the current rates. Not related to spending per month - that one is a credit card tie-up.

Account BalanceInterest / Profit Rates (p.a.)
First $25,0000.50%
Next $25,0000.80%
Next $25,0001.00%
Above $75,0000.30%

From 1 September:

Account BalanceInterest / Profit Rates (p.a.)
First $25,0001.10%
Next $25,0001.50%
Next $25,0002.00%
Above $75,0000.80%

https://www.cimb.com.sg/en/personal.../revision-of-interest-profit-rates-sep22.html
 

sohguanh

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This is usually not the bank account used for spending but to earn higher interest.

Most people will FAST transfer out to bank accounts with more ATM when they need to spend.
That is correct. Their FAST and Paynow is same as the other banks. It is almost immediate so there is practically no need to use their ATM take monies
 

Sambuca78

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This is usually not the bank account used for spending but to earn higher interest.

Most people will FAST transfer out to bank accounts with more ATM when they need to spend.

Hmmm... So just put 75k, do nothing and earn the 1.53%, correct ma?

Can open account online? Thanks.
 

wutawa

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This is usually not the bank account used for spending but to earn higher interest.

Most people will FAST transfer out to bank accounts with more ATM when they need to spend.
credit card and paynow spendings are ok but it is difficult for cash deposit/withdrawals.
it has scheduled transfer but the giro application is manual and must be at least $10.
 
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sohguanh

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credit card and paynow spendings are ok but it is difficult for cash deposit/withdrawals.
it has scheduled transfer but the giro application is manual and must be at least $10.
Cash deposit and withdrawal I am using FAST from other banks to CIMB to and fro. FAST is close to immediate
 
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