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lzydata

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matrix05 said:
Have CiMb adjust the FD after the latest Powell 0.5 increase?
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Not just CIMB but as far as I can tell, no banks have made any adjustments to their FD offers after the Fed hike. It does not work that way, one reason being that everyone already anticipated what the Fed would do.
 
revhappy

revhappy

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sohguanh said:
ICBC what kind of account? They do not impose fall below fee correct? If no minimum balance to maintain why close it? Later want to open account again so troublesome.
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You are right, there is no fall below fee. But I don't like to keep loose ends open. Too many banks accounts to track and keep their apps on the phone.
 
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alex22

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lzydata said:
Not just CIMB but as far as I can tell, no banks have made any adjustments to their FD offers after the Fed hike. It does not work that way, one reason being that everyone already anticipated what the Fed would do.
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No need, cos year end and in first 2 weeks of JAN23 likely are probably flush with cash so no need to rush to attrac depositors since they need somewhere to place their money, no need raise rate also can. so maybe final rise is in mid JAN23 I guess after the pool starts to dry our and depositor interest wanes
 
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sohguanh

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alex22 said:
No need, cos year end and in first 2 weeks of JAN23 likely are probably flush with cash so no need to rush to attrac depositors since they need somewhere to place their money, no need raise rate also can. so maybe final rise is in mid JAN23 I guess after the pool starts to dry our and depositor interest wanes
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Based on past experience usually around end of year got Xmas, New Year, CNY at least one of them will have promotions from banks. As to how high the interest will see luck. I guess most ppl is waiting for this.
 
peppermint7

peppermint7

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addict951 said:
CIMB cc & ShopBack users
Lobang here:
Buy 5 X $5 (minimum) vouchers on SB & pay wif your CIMB cc and get back 5 X $5 **. TODAY Only
Legit hor. I got back 5 X $5 the last round. 20 Dec another round :s12:
Check SB nao
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Today is THE Day right? Thanks for the lobang! Will give it a try.
 
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matrix05

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lzydata said:
Not just CIMB but as far as I can tell, no banks have made any adjustments to their FD offers after the Fed hike. It does not work that way, one reason being that everyone already anticipated what the Fed would do.
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Ok thanks. CiMB now 4.1, let's wait for Xmas to see can get higher. Usually there is a lag in the response.
 
bumdssa

bumdssa

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addict951 said:
CIMB cc & ShopBack users
Lobang here:
Buy 5 X $5 (minimum) vouchers on SB & pay wif your CIMB cc and get back 5 X $5 **. TODAY Only
Legit hor. I got back 5 X $5 the last round. 20 Dec another round :s12:
Check SB nao
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what is good to buy?
 
addict951

addict951

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Guys, cannot find the t&c of the 5X$5 100% ** hor, for today? :look:
Scare they withdraw promo last min :look:
 
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wildcatorangutan

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matrix05 said:
Ok thanks. CiMB now 4.1, let's wait for Xmas to see can get higher. Usually there is a lag in the response.
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I opened a CIMB account weeks ago. Called etc. they said they would expedite. No response. If the bank doesn’t even have the capacity to handle current requests for simple stuff like opening a savings account then its hard to imagine they will raise rates to attract more funds; they don’t need to.
 
peppermint7

peppermint7

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Imagine they lock so many ppl's money up and the inconveniences of us having to take time to go pay them a visit to iron things out, not worth lor. My fam's 1k still stuck there and the opportunity lost on putting it elsewhere. I will think twice to recommend anyone to them. Imagine my fam applied both CIMB and RHB acc on the same day with same input, RHB approved and activated within the day itself. CIMB until now (since end Nov) still no news. Everything was submitted in order. Really no reason why they need to hold up and lock up our money. As the account isn't activated, can't even withdraw out or something. Irritating lor.
 
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