CIMB FastSaver

[twosix]

Based on my interpretation, CIMB website stated that the additional interest of 0.90% p.a. and 0.50% p.a. are only on first S$25,000.

To earn the additional interest on the first S$25,000 of your CIMB FastSaver Account balance, you may

• Earn bonus interest of 0.90%* p.a. by simply topping up a minimum of S$10,000 in incremental fresh funds (compared to your month-end balance as at 31 August 2026) into your account from 1 September to 30 September 2026. Fresh funds refer to funds that do not originate from any existing account with the Bank.
• Credit your salary or set up scheduled recurring transfers (Standing Instructions via GIRO) of minimum S$1,000 into your CIMB FastSaver Account to earn additional interest rate of 0.50%^ p.a.
• Spend on your CIMB Visa Signature Credit Card and earn 1.00%^^ p.a. for each calendar month where minimum eligible spend of S$800 is posted for the corresponding statement month.

https://www.cimb.com.sg/en/personal...imb-fastsaver-account.html#existing-customers

Yah, need to credit salary and spend on cc. No thanks for me lah.

 

[addict951]

Was there another "Transaction Entry Saving Bonus" on 26th Aug - anybody knows wat is that for ?

You scroll up just a few posts more. Discussed liao

 

[Sambuca78]

Maybank iSavvy easier? get bonus interest faster too (much easier to track).

This is so true. In additionally HSBC fast transfer is also very mafan

 

[d3n]

hmmm Sep new rate:

Combined EIR​

Component	Amount / Rate	Effective on S$75k
CIMB prevailing interest	Tiered	1.0533%
September CASA bonus	0.90% on incremental balance	0.9000%
Salary Crediting bonus	0.50% on first S$25k	0.1667%
Total effective rate		≈ 2.1200% p.a.

anyone have firsthand experience on how strict are they on enforcing freshfund requirement for Account A & B merrygoround?
i.e Do they track TBR beside the reference month-end's Incremental Balance of the eligible account?

CIMB not attractive anymore...

 

[Devilsire]

CIMB not attractive anymore...

why, where else then

 

[d3n]

why, where else then

I just moved to DBS multiplier.

 

[Devilsire]

I just moved to DBS multiplier.

most would have already max there first

 

[crashfire]

CIMB FastSaver was quite attractive back then mainly because it was simple to just to earn interest.

I have already moved my money out

If you are comparing accounts in 2026, SingSaver did a useful comparison of high-interest savings accounts.

 

[sibeiTrolled]

Sep Tnc is out.

https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Archived - https://web.archive.org/web/2026090...nc/accounts/2026/tncs-casa-bonus-interest.pdf

1. This CIMB CASA Bonus Interest/Profit Promotion 2026 (“Promotion”) is available from 1 September 2026 to 30 September 2026 ("Promotion Period"), both dates inclusive

Incremental Balance of minimum S$10,000 will earn the following Bonus Interest/Profit rate during Bonus Interest/Profit Earning Period. Earning Period for September and October 2026

Applies to New or existing.
Incremental 10k in fresh funds
Bonus rates increased by 0.2% compared against Aug promo.
Comparison against 31 Aug 2026 balance

2026 Archived links -
Mar Archived - https://web.archive.org/web/2026041...nc/accounts/2026/tncs-casa-bonus-interest.pdf
May Archived - https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Jul Archived - https://web.archive.org/web/2026070...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Aug Archived - https://web.archive.org/web/2026073...nc/accounts/2026/tncs-casa-bonus-interest.pdf

 

[Young_Man]

Any idea how long does it take to open a CIMB Starsaver account online for existing customer?

 

[reflecx]

Any idea how long does it take to open a CIMB Starsaver account online for existing customer?

Immediate

 

[Young_Man]

Immediate

Thanks. I understand it comes with ATM card. I don't need it. Can I apply without ATM card?

 

[sibeiTrolled]

Thanks. I understand it comes with ATM card. I don't need it. Can I apply without ATM card?

Card should be bundled.
You can try heading to the counter to bypass the "default" configuration and see if they allow you to skip

 

[Honda_typeR]

Hi Peeps, a bit confused on the incremental balance promo for Sep 26.

e.g 1-30 Aug i got $50000 in the account
31 Aug i got $0

So for Sep promo is is considered $0 in aug or $50000x30/31 = $48387.09 in aug?

If $0 then the technique for bigger sums is to empty out a few days before to ensure $0 end of month? Then wait one month to refresh fresh funds?

 

[Mickey01]

Hi Peeps, a bit confused on the incremental balance promo for Sep 26.

e.g 1-30 Aug i got $50000 in the account
31 Aug i got $0

So for Sep promo is is considered $0 in aug or $50000x30/31 = $48387.09 in aug?

If $0 then the technique for bigger sums is to empty out a few days before to ensure $0 end of month? Then wait one month to refresh fresh funds?

read clause 8a of the Aug 2026 or Sep 2026 Promotion

 

[Honda_typeR]

read clause 8a of the Aug 2026 or Sep 2026 Promotion

i read it actually but need clarification.

my understanding is 31 aug eod $0, so should i reckon should be $0?

 

[sibeiTrolled]

Hi Peeps, a bit confused on the incremental balance promo for Sep 26.

e.g 1-30 Aug i got $50000 in the account
31 Aug i got $0

So for Sep promo is is considered $0 in aug or $50000x30/31 = $48387.09 in aug?

This isn't important yet.

The important question is, which batch of the promo did you participate in?
Did you participate in the Aug 2026 promo or the earlier one? You can check via the first >10k deposit, that's how they flag your account.
See TnC Point 4.

If you didn't participate in Aug 2026 promo but the older one eg Jul / Jun, then read on.

So for Sep promo is is considered $0 in aug or $50000x30/31 = $48387.09 in aug?

If $0 then the technique for bigger sums is to empty out a few days before to ensure $0 end of month? Then wait one month to refresh fresh funds?

Sep promo is against 31st Aug (which is ZERO for you), and last for 2 months.
Since it's ZERO, TnC Point 8 can be skipped, especially 8A and 8B

Your current case of ZERO is literally the prime example in TnC Point 9, the table.
Just have to ensure >10k against 31 Aug DAILY and LAST DAY OF MONTH

 

[Mickey01]

i read it actually but need clarification.

my understanding is 31 aug eod $0, so should i reckon should be $0?

Base Interest and Bonus Interest will be calculated daily and accrued to be credited month end and 30 Nov 2026 respectively if the daily balance minus 31 Aug Balance is at least $10,000.

It is 31 Aug balance and not Aug ADB.

 

[Honda_typeR]

This isn't important yet.

The important question is, which batch of the promo did you participate in?
Did you participate in the Aug 2026 promo or the earlier one? You can check via the first >10k deposit, that's how they flag your account.
See TnC Point 4.

If you didn't participate in Aug 2026 promo but the older one eg Jul / Jun, then read on.


Sep promo is against 31st Aug (which is ZERO for you), and last for 2 months.
Since it's ZERO, TnC Point 8 can be skipped, especially 8A and 8B

Your current case of ZERO is literally the prime example in TnC Point 9, the table.
Just have to ensure >10k against 31 Aug DAILY and LAST DAY OF MONTH

ok can thanks all for the clarification on how it works.