Consolidated thread for Priority/Privilege Banking

[arctician]

Do u get 24 X PP access all the time?

need to maintain AUM, else is 4x per year for 1+1

before 2017 it was supposed to be unlimited entries for main account holder only - no guest, i prefer current 1+1 setup

 

[pinpinpin]

I am Keen on the KF points.... How long must i keep then funds with SCB?

Talk to RM will be safer. Let the banker advise u.

 

[AhPohPoh]

Just received news from my Citigold AO that Citibank have revamped their Citigold Miles promotion recently and intro a new type of savings account (Money Market)

NTB Citigold (250k) can get you 65k miles + 600 cash + prestige card waiver.

Your deposits also can get around 1.57%p.a over the period of time. (Maxigain + Money Market)

Those interested, pm me and i’ll pass you my AO contact (she’s really responsive and knowledgeable). she’s the one incharge of account opening that’s all. If you need a referrer, can put me and ill split the referral reward with you as well.

 

[turtle2018]

The minimum deposits/ insurance for Stanchart Priority is S$200k. Will there be any fees imposed if the balance falls below S$200k?

 

[pinpinpin]

Just received news from my Citigold AO that Citibank have revamped their Citigold Miles promotion recently and intro a new type of savings account (Money Market)

NTB Citigold (250k) can get you 65k miles + 600 cash + prestige card waiver.

Your deposits also can get around 1.57%p.a over the period of time. (Maxigain + Money Market)

Those interested, pm me and i’ll pass you my AO contact (she’s really responsive and knowledgeable). she’s the one incharge of account opening that’s all. If you need a referrer, can put me and ill split the referral reward with you as well.

what is the interest rate and how long to keep the funds?

 

[pinpinpin]

The minimum deposits/ insurance for Stanchart Priority is S$200k. Will there be any fees imposed if the balance falls below S$200k?

usually no. .

Go for the New to Bank Promo.

 

[Ecadua]

usually no. .

Go for the New to Bank Promo.

Interesting, SCB doesn't charge fees for fall-below generally (like UOB) or more of a grace period of X months as a NTB customer?

 

[Ecadua]

Just received news from my Citigold AO that Citibank have revamped their Citigold Miles promotion recently and intro a new type of savings account (Money Market)

NTB Citigold (250k) can get you 65k miles + 600 cash + prestige card waiver.

Your deposits also can get around 1.57%p.a over the period of time. (Maxigain + Money Market)

Those interested, pm me and i’ll pass you my AO contact (she’s really responsive and knowledgeable). she’s the one incharge of account opening that’s all. If you need a referrer, can put me and ill split the referral reward with you as well.

what is the interest rate and how long to keep the funds?

+1, am keen too

 

[AhPohPoh]

250k, split 150k into maxigain and 100k in money market.

Roughly about 1.6+%p.a cumulative returns over the 5 months ish that you’ll put the money in. But maxigain also good to keep as a long-term account, interest will keep increasing.

I’ll drop both of you the contact for the Citigold AO. If interested can just ask her for more details. She’ll be more in the capacity to give you the breakdown.

+1, am keen too

 

[oceanicmanta]

IMO, I would start with HSBC Premier first, after that go for CitiGold .. to maximise both welcome offers

bcos with Citi MaxiGain, u r ultimately looking to hold longer term to get best returns

that said, this current CitiGold offer is better than when I signed up ... in the sense that only 150k is tied in MaxiGain ... other 100k is free to deploy elsewhere after holding period .. also check if there is a Anniversary reward

 

[pinpinpin]

250k, split 150k into maxigain and 100k in money market.

Roughly about 1.6+%p.a cumulative returns over the 5 months ish that you’ll put the money in. But maxigain also good to keep as a long-term account, interest will keep increasing.

I’ll drop both of you the contact for the Citigold AO. If interested can just ask her for more details. She’ll be more in the capacity to give you the breakdown.

How long to keep the funds for the welcome gift?

 

[AhPohPoh]

Agree with you that maxigain is one of the best account to hold Long term. Interest as high as 2.5+% p.a now.

IMO, I would start with HSBC Premier first, after that go for CitiGold .. to maximise both welcome offers

bcos with Citi MaxiGain, u r ultimately looking to hold longer term to get best returns

that said, this current CitiGold offer is better than when I signed up ... in the sense that only 150k is tied in MaxiGain ... other 100k is free to deploy elsewhere after holding period .. also check if there is a Anniversary reward

 

[AhPohPoh]

6 months but in actual fact is 5 months plus 1 day. Cause even if you deposit on April 30th, May is considered second month alr.

How long to keep the funds for the welcome gift?

 

[pinpinpin]

Agree with you that maxigain is one of the best account to hold Long term. Interest as high as 2.5+% p.a now.

provided u hit 12 months in growing counter.

 

[htngwilliam]

The minimum deposits/ insurance for Stanchart Priority is S$200k. Will there be any fees imposed if the balance falls below S$200k?

So pump in earn the perks then go to another bank? Lol

 

[Xasteria]

Just received news from my Citigold AO that Citibank have revamped their Citigold Miles promotion recently and intro a new type of savings account (Money Market)

NTB Citigold (250k) can get you 65k miles + 600 cash + prestige card waiver.

Your deposits also can get around 1.57%p.a over the period of time. (Maxigain + Money Market)

Those interested, pm me and i’ll pass you my AO contact (she’s really responsive and knowledgeable). she’s the one incharge of account opening that’s all. If you need a referrer, can put me and ill split the referral reward with you as well.

Any link on the prestige card waiver? Applicable for existing card? If so, I probably will hop over to CitiGold also. Let me know the referral details.

 

[AhPohPoh]

Any link on the prestige card waiver? Applicable for existing card? If so, I probably will hop over to CitiGold also. Let me know the referral details.

Prestige card waiver not applicable for existing card but you'll get the 25k miles.
Dropped you a PM as well. Cheers.

 

[turtle2018]

Scb giving out 100k miles for new to bank scb priority customer. If you close more than 12 months ago also qualify. If interested can pm me for referral.

Tried to PM you but failed, as I have less than 10 posts count.
Can you PM me instead? Thanks.

 

[turtle2018]

Just received news from my Citigold AO that Citibank have revamped their Citigold Miles promotion recently and intro a new type of savings account (Money Market)

NTB Citigold (250k) can get you 65k miles + 600 cash + prestige card waiver.

Your deposits also can get around 1.57%p.a over the period of time. (Maxigain + Money Market)

Those interested, pm me and i’ll pass you my AO contact (she’s really responsive and knowledgeable). she’s the one incharge of account opening that’s all. If you need a referrer, can put me and ill split the referral reward with you as well.

Just curious, what's the difference between "Acquiring Officer" (AO) & "Relationship Manager" (RM)? Anyway, pl. also PM me the contact of your Citigold AO. Thanks.

 

[AhPohPoh]

Just curious, what's the difference between "Acquiring Officer" (AO) & "Relationship Manager" (RM)? Anyway, pl. also PM me the contact of your Citigold AO. Thanks.

Acquiring Officer is basically the person who acquires customers for the bank. So they'll help you to open your account, onboard you and in my personal experience will be the best person to ask what's the best promotion/accounts to open. So their KPI is tied to number of accounts they open and not how much you invest with the bank or how many products you purchase.

Relationship Manager is the one that many people are scared of cause they're the ones who will call you to invest or purchase financial products, to meetup for discussion on future outlook etc etc. Their KPI is tied to the no. of products/services you purchase from them and they don't earn anything from you opening your account and putting the money in just a savings account for example.

Hope that clarifies things and I've dropped you a PM