CPF SA

[jericho75]

Many do not have such $leave$-to-family mentality.

These are usually the ones who have little cash and $desperate$ .
And they spend most on 4D / smoke / drink / Geylang if they could grab all .
How to live at age 60 onwards is not the immediate worry till then .

I have more cash in bank accounts than my cpf. So that may not be the case. I also dun like ppl kept chut pattern change rules because they are the law.

 

[KnyghtRyder]

the BRS and FRS all these increase by 3% per year?

More or less.

 

[crimsontactics]

the BRS and FRS all these increase by 3% per year?

Only BRS.

FRS is 2x of BRS.

So maybe higher or lower than 3% increment for FRS.

Sent from . using GAGT

 

[orwell76]

Thank your lucky stars then. Funny thing I observed, people like yourself are actually more critical of the govt than the ones who are struggling in life. This is the same in actual reality.

What a weird society we are living in.

You got the entire mainstream media heaping praises on the govt liao, surely can have a few lone voices critical of their policies right?

 

[crimsontactics]

You got the entire mainstream media heaping praises on the govt liao, surely can have a few lone voices critical of their policies right?

Bro orwell76 very upset that CPF is not EPF...

EPF average return is 6% vs CPF 4+%...

EPF can withdraw everything at 55..

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[发哨子2020]

Banks accounts give higher interest ones no change rule one meh ?
Saw those who got angry with those ocbc360 like accounts.

OA is a saving account with 2.5% once 55 .
Insrant withdrawal like ATM with PayNow.

I have more cash in bank accounts than my cpf. So that may not be the case. I also dun like ppl kept chut pattern change rules because they are the law.

 

[jericho75]

Banks accounts give higher interest ones no change rule one meh ?
Saw those who got angry with those ocbc360 like accounts.

OA is a saving account with 2.5% once 55 .
Insrant withdrawal like ATM with PayNow.

Changing rules is not about interest alone. I rather low interest but is my money than give u high rates but untouchable.

Now corona comes. Those no jobs cpf can save them of not? Bank account can save u any day. If u cannot survive now then no need to wait until 55

 

[d3n]

Cos not married yet and no property yet.

Wait till buy house... $0 in OA and slog to pay off house for next 25 years

Wun see his SA till 60s

Jin elite sia

Sent from Rem Best Grill using GAGT

www.dennislee.co HardwareZone Forums app

 

[发哨子2020]

From S$1 = 1 Ringgit to RM 3 ....
Malaysia home loans easily 4-5% earlier.

Many Malaysian and some Sinkie mentality:
https://www.thestar.com.my/news/nat...es-spending-all-their-withdrawals-in-30-days/

Bro orwell76 very upset that CPF is not EPF... EPF average return is 6% vs CPF 4+%... EPF can withdraw everything at 55..

Sent from . using GAGT

 

[jericho75]

From S$1 = 1 Ringgit to RM 3 ....
Malaysia home loans easily 4-5% earlier.

Many Malaysian and some Sinkie mentality:
https://www.thestar.com.my/news/nat...es-spending-all-their-withdrawals-in-30-days/

Sinkapore stay in pigeon holes. Malaysia is landed. So pr is still the best.

 

[SBC]

Bro orwell76 very upset that CPF is not EPF...

EPF average return is 6% vs CPF 4+%...

EPF can withdraw everything at 55..

Sent from . using GAGT

So many unhappy people around.

 

[inmyopinion]

Rent out HDB flat, retire in Bolehland.

 

[weng0202]

Thank your lucky stars then. Funny thing I observed, people like yourself are actually more critical of the govt than the ones who are struggling in life. This is the same in actual reality.

What a weird society we are living in.

Those struggling one where got time to kpkb, of course is use the time to bring the bread home. Usually those who are doing well can sit back and think why life cannot be even better.

 

[orwell76]

Bro orwell76 very upset that CPF is not EPF...


EPF average return is 6% vs CPF 4+%...


EPF can withdraw everything at 55..


Sent from . using GAGT

When you become my unappointed spokes person ？？？

 

[K20A]

Those struggling one where got time to kpkb, of course is use the time to bring the bread home. Usually those who are doing well can sit back and think why life cannot be even better.

Not all, some just couldn't be bothered
/ politically apathetic. They are more interested in Korean drama, fashion/holiday sales etc.

 

[bonjour_mian_bao]

bookmark for later

 

[Nightmare_Angel]

Mid 30s now and have not been contributing to CPF for about 2 years already as I'm based overseas. In my late 20s, started to do OA-SA transfer and top-up SA.

OA: $60k
SA: $181k
MA: $60k

 

[The_Davis]

When you become my unappointed spokes person ？？？

You got pay him or not?

 

[The_Davis]

Mid 30s now and have not been contributing to CPF for about 2 years already as I'm based overseas. In my late 20s, started to do OA-SA transfer and top-up SA.

OA: $60k
SA: $181k
MA: $60k

Wah lao mid 30 can hit SA liao

 

[addict951]

Mid 30s now and have not been contributing to CPF for about 2 years already as I'm based overseas. In my late 20s, started to do OA-SA transfer and top-up SA.

OA: $60k
SA: $181k
MA: $60k

You need to pay tax right??
Tax expense not substantial?