DBS changed its Mutiplier plan

[chiokcc]

good idea, is term life the cheapest under multiplier? i am currently getting 2.8% for 50k and fulfill cc and online trading category only...trying to upsize to $100k and higher interest with 3 categories.

I always assume the insurance have huge outlay, if there is a no frill option that cost $20 not bad..any name of this $20 policy and assume its for 12 mths only?

The exact product name is "ManuProtect Term Lite"... you can book an appointment online with their financial consultant and go down the branch you choose to check it out.

I did so last year, took some financial knowledge and assessment tests, decided on what I want, did all the paper work.... all settled within an hour or so.

The consultant attending to me know that I am getting the cheapest plan to bump myself up into an additional category just for the purpose of Multiplier as I stated it to her at the very start. So, I suppose this helps cut the time needed to get it done.

 

[iadpotato]

My RSP for ETF is still not showing up today. Anyone else?

For this month Mine showed up after 2-3 days of deduction. Last month mine only showed up 1-2 days before the month ended.

You might want to give bank a call tomorrow just to confirm you will stilll get bonus interest even though never show up on b&e

Posted on my Black iPhone 7 Plus with HardwareZone Forums app

 

[arctician]

The exact product name is "ManuProtect Term Lite"... you can book an appointment online with their financial consultant and go down the branch you choose to check it out.

I did so last year, took some financial knowledge and assessment tests, decided on what I want, did all the paper work.... all settled within an hour or so.

The consultant attending to me know that I am getting the cheapest plan to bump myself up into an additional category just for the purpose of Multiplier as I stated it to her at the very start. So, I suppose this helps cut the time needed to get it done.

thx is dbs doing a partnership with manulife? and the premium is recurring for 12 months or perpetual? Just dont want to get lock in if multiplier change its terms. Similar to you i just want to get the additional category, as long as i can get the cheapest premium thats good enough.

 

[Trazora]

thx is dbs doing a partnership with manulife? and the premium is recurring for 12 months or perpetual? Just dont want to get lock in if multiplier change its terms. Similar to you i just want to get the additional category, as long as i can get the cheapest premium thats good enough.

It is term policy, can stop anytime

 

[vsvs24]

The exact product name is "ManuProtect Term Lite"... you can book an appointment online with their financial consultant and go down the branch you choose to check it out.

I did so last year, took some financial knowledge and assessment tests, decided on what I want, did all the paper work.... all settled within an hour or so.

The consultant attending to me know that I am getting the cheapest plan to bump myself up into an additional category just for the purpose of Multiplier as I stated it to her at the very start. So, I suppose this helps cut the time needed to get it done.

What is covered in the financial knowledge and assessment tests ?

Do they ask about your knowledge on insurance or finance? or cover things like employment and income ?

And when must you do it ? I had a bank staff telling me I need to do this before he can give me a quote customised for me eg based on my age. So I walk off because I just want to get a gauge of roughly which is the cheapest and how much premium.

 

[arctician]

is there smtg simple which we can buy direct online like singlife which qualify as a multiplier category?

 

[chiokcc]

What is covered in the financial knowledge and assessment tests ?

Do they ask about your knowledge on insurance or finance? or cover things like employment and income ?

And when must you do it ? I had a bank staff telling me I need to do this before he can give me a quote customised for me eg based on my age. So I walk off because I just want to get a gauge of roughly which is the cheapest and how much premium.

See above in bold. Very basic stuff. No big issue personally.

If you are purely getting it to bump yourself up one more category for Multiplier, just set the price you are willing to pay, then buy the plan that fit this price.

 

[IcYFl4mEz]

One qns here, for dbs multiplier cc spend. i read the TNC as below.
does this means that grabpay top up considered?

Eligible credit card spend consists of retail and cash advance transactions posted within the calendar month, excluding reversals/credits/refunds posted.

 

[cassowary18]

One qns here, for dbs multiplier cc spend. i read the TNC as below.
does this means that grabpay top up considered?

Eligible credit card spend consists of retail and cash advance transactions posted within the calendar month, excluding reversals/credits/refunds posted.

Yes, counted. But will not earn cashback or points.

 

[jkohlc2]

Hi guys, for my dbs live fresh card spendings in the dbs app, some numbers are green while some are black, does it mean anything different?

Posted from PCWX using ONEPLUS A5010

 

[IcYFl4mEz]

Yes, counted. But will not earn cashback or points.

yeah understand no cashback at all, so it even counted for min spend for CC?
example min spend for cc is $600. short of $100 so use grabpay to top up, altho i know that $100 wont get any **, the $500 eligible spent will?

 

[reddevil0728]

yeah understand no cashback at all, so it even counted for min spend for CC?
example min spend for cc is $600. short of $100 so use grabpay to top up, altho i know that $100 wont get any **, the $500 eligible spent will?

2 separate things.

One is cc perks, the other is multiplier.

 

[reddevil0728]

Hi guys, for my dbs live fresh card spendings in the dbs app, some numbers are green while some are black, does it mean anything different?

Posted from PCWX using ONEPLUS A5010

Positives are green? Negatives are black?

 

[Trazora]

Positives are green? Negatives are black?

Mine randomly green or black.

 

[demoforce1]

Hi guys, for my dbs live fresh card spendings in the dbs app, some numbers are green while some are black, does it mean anything different?

Posted from PCWX using ONEPLUS A5010

which dbs app?

 

[jkohlc2]

Positives are green? Negatives are black?

Mine randomly green or black.

No leh, all CC expenses/deduction are randomly green or black

Posted from PCWX using ONEPLUS A5010

 

[jkohlc2]

which dbs app?

Dbs digibank

Posted from PCWX using ONEPLUS A5010

 

[cassowary18]

yeah understand no cashback at all, so it even counted for min spend for CC?
example min spend for cc is $600. short of $100 so use grabpay to top up, altho i know that $100 wont get any **, the $500 eligible spent will?

No, not counted for minimum spend. But counted for multiplier.

 

[Grafspee]

Hello gents,

Yesterday i received my salary (i.e on 30/09) as usual through a GIRO.
However when i check the "Bank&Earn" for September my salary is not recognised as an income.
Any clue?
Thanks in advance

 

[reddevil0728]

Hello gents,

Yesterday i received my salary (i.e on 30/09) as usual through a GIRO.
However when i check the "Bank&Earn" for September my salary is not recognised as an income.
Any clue?
Thanks in advance

you see B&E top right hand corners there’s a date which it is updated on. Usually trail around 2/3 days.

So u wait 2-3 days to see?