DBS changed its Mutiplier plan

[iadpotato]

I am explaining what you mean by "literally doing nothing", ie you automated your transactions by “some are setup one-time, others once every 12 mths” (more details in my post quoted above)!

If you are not doing all these such that you do nothing every month, can you explain here what you mean by "literally doing nothing"?

I understand there could be another possible meaning, but that is "illegal" to share here. So share your 3rd reason?

Otherwise Admin should take action, delete Fake Post, and all edmw posts including the next insulting post!

Figure of speech man. lol..

When I free I screenshot and post the eligible tx history in the app.

 

[DevilPlate]

Figure of speech man. lol..

When I free I screenshot and post the eligible tx history in the app.

Im still trying to figure out how to achieve 30k tx and join the savvy club

Also thanks to other fellow members like @maumu that share tips to unlock other categories.

 

[iadpotato]

Im still trying to figure out how to achieve 30k tx and join the savvy club

Also thanks to other fellow members like @maumu that share tips to unlock other categories.

Need a bit of creativity, and it’s nothing illegal. Just a smart use of the financial tools available to everyone.

 

[sglandscape]

Im still trying to figure out how to achieve 30k tx and join the savvy club

Also thanks to other fellow members like @maumu that share tips to unlock other categories.

Read the official faq twice, thrice, or many more times if you have to.

 

[sglandscape]

We will wait for it.

There are many ways to skin a cat! You cannot see mine, I am waiting to see your figures of speech explanation.

The strategy I shared is literally doing nothing every mth to earn the interest. It just mean little effort but not no effort. It is least effort, just 4 steps or so.

But you just gave me another idea, I thank you, shall keep it until I need it in future.

There is the obvious way, there are also more complicated ways to get more out of it if can connect the dots across multiple banks.

 

[iadpotato]

Of course, but here we are discussing the least effort or literally do nothing from him!

now when i say "literally do nothing" i don't mean i sit there and do nothing at all, just like how you interpret it directly. You don't seem to understand what figure of speech mean.

like when every one says i come back in 5 min, do they mean exactly 300 seconds? and how about "just a second" you expect them to come back in 1 second?

 

[iadpotato]

That's why I am waiting for your explanation so I can learn another way to skin the cat! So do this "When I free I screenshot and post the eligible tx history in the app. "

I already explained, to me it means little effort but not no effort.

like i say for the n'th time. when i say literally do nothing i do not mean NO EFFORT.

the screenshot ain't going to teach you anything anyway, its just going to show 6 figure monthly eligible tx nia.

case close, not going to argue anymore.

 

[royalmix]

like i say for the n'th time. when i say literally do nothing i do not mean NO EFFORT.

the screenshot ain't going to teach you anything anyway, its just going to show 6 figure monthly eligible tx nia.

case close, not going to argue anymore.

Agree to close case!

 

[sglandscape]

The to and fro on what's no effort and what's figure of speech is good distraction

For those who plan to switch over your real salary (need GIRO) and don't want to unlock the categories, 2.1-2.5% for first 100k if you open a new account and did not close it previously.

https://www.dbs.com.sg/personal/promotion/new-to-multiplier

 

[60Remajust]

I renewed my protectfirst in 17 Aug. There’s no deduction for sep yet. Is this normal?

 

[ahchan]

The to and fro on what's no effort and what's figure of speech is good distraction

For those who plan to switch over your real salary (need GIRO) and don't want to unlock the categories, 2.1-2.5% for first 100k if you open a new account and did not close it previously.

https://www.dbs.com.sg/personal/promotion/new-to-multiplier

Thanks for sharing the promotion.

Would like to clarify on the promotion.
It mentioned that promo period is from 1-Sep - 31-Dec and for the BI, the minimum is 100k daily balance.

For my case, I need 2 months for my company to do the transfer salary crediting to a new account.
Assuming I open the Multiplier account next 2 days and provide my company with the new Multiplier account number for salary crediting, then I assume that my salary to this new account will be Nov.

So does it mean that once the mulitplier account is open (assume 17-Sep), I just need to keep the minimum of 3K there for the rest of Sep and Oct. Then when come Nov, then I start to pump in the minimum of 100k into this multiplier account. Reason for doing this is because I will not get any multiplier interest since I am missing the Income category for Sep and Oct...

Is my understanding correct ?

Thanks in advance.

 

[iadpotato]

I renewed my protectfirst in 17 Aug. There’s no deduction for sep yet. Is this normal?

17 Aug I think past cut off liao. Most prob counted in multiplier for Oct. So Sep no insurance cat I guess.

 

[60Remajust]

17 Aug I think past cut off liao. Most prob counted in multiplier for Oct. So Sep no insurance cat I guess.

so far is your insurance category for sep registered yet?

 

[sglandscape]

Thanks for sharing the promotion.

Would like to clarify on the promotion.
It mentioned that promo period is from 1-Sep - 31-Dec and for the BI, the minimum is 100k daily balance.

For my case, I need 2 months for my company to do the transfer salary crediting to a new account.
Assuming I open the Multiplier account next 2 days and provide my company with the new Multiplier account number for salary crediting, then I assume that my salary to this new account will be Nov.

So does it mean that once the mulitplier account is open (assume 17-Sep), I just need to keep the minimum of 3K there for the rest of Sep and Oct. Then when come Nov, then I start to pump in the minimum of 100k into this multiplier account. Reason for doing this is because I will not get any multiplier interest since I am missing the Income category for Sep and Oct...

Is my understanding correct ?

Thanks in advance.

Based on the tnc, yes!

 

[iadpotato]

so far is your insurance category for sep registered yet?

Not yet, but mine sure confirm chop in one. Been doing it for years already.

 

[reddevil0728]

Not yet, but mine sure confirm chop in one. Been doing it for years already.

Technically it might not confirm chop even if doing it for years.

cause rules can change and we might not notice.

that being said, whether right to just change rules without being informed is another matter

 

[60Remajust]

Not yet, but mine sure confirm chop in one. Been doing it for years already.

woohoo, ok guys i give u all a data point

i renewed 17 aug, immediately there was a deduction

just today 16 sep this amount was registered on bank and earn (1/12)

but, i still havent got any deduction for this month yet though

 

[royalmix]

woohoo, ok guys i give u all a data point

i renewed 17 aug, immediately there was a deduction

just today 16 sep this amount was registered on bank and earn (1/12)

but, i still havent got any deduction for this month yet though

DBS tnc state 1 mth later, so no need worry until the mth is over!

(FAQ - there might be an error when the staff updated it, nobody inform DBS?)

 

[reddevil0728]

woohoo, ok guys i give u all a data point

i renewed 17 aug, immediately there was a deduction

just today 16 sep this amount was registered on bank and earn (1/12)

but, i still havent got any deduction for this month yet though

If you are worried it’s still not showing yet,

contact them to lodge a case so at least you have something of substance to push a point if something breaks.

 

[ashethen]

Is it worth it to purposely fulfill the investment or insurance bonus criteria if I have less than $30k in DBS multiplier?