DBS changed its Mutiplier plan

[devion]

If the ear mark release date is 9th Oct, I can only renew CASA on 10th? I read some says able to do it on 9th while some mentioned need to wait till the next day.

 

[ThreeSteps]

If the ear mark release date is 9th Oct, I can only renew CASA on 10th? I read some says able to do it on 9th while some mentioned need to wait till the next day.

Refer to your actual Registration form. Is it stated as Earmark release date 10 Oct 2026 ?
Is this your t&cs ? : https://www.posb.com.sg/iwov-resour...sa-campaign-at-branches-10jul-to-6aug2026.pdf

It is normal for bank to release the Earmark earlier by 1-2 days for their own reasons.

Interest is calculated up to and including the Earmark release date. To avoid overlap in interest calculation, maybe can start new registration after 10 Oct. Best to directly ask the branch staff since 11 Oct is Sun.

Some in this forum say that they start a new registration as soon as earmark is released.
Maybe you wait for more comments from others on this matter. It seems to be a popular recurring topic.

 

[yiwei]

If the ear mark release date is 9th Oct, I can only renew CASA on 10th? I read some says able to do it on 9th while some mentioned need to wait till the next day.

If follow tnc strictly is cannot, but in reality some managed to renew immediately. apparently some branches will check and some will not.

 

[Shalom_555]

Fresh Funds deposited must be incremental to the existing balance in a Customer’s Participating
Account as of 30 September 2026.

Thanks for pointing it out. I think if really want 3 mth CASA and current CASA matures on 24 Oct. Then just inject fresh 100k on 31 Oct, get earmarked $100k on 1 nov. On 2 nov withdraw 100k that is not earmarked. But will be paid base interest for 100 k between 24-31oct cos it’s left idling in account. May not be a brilliant idea…

 

[zumaba]

Fresh Funds deposited must be incremental to the existing balance in a Customer’s Participating

Thanks for pointing it out. I think if really want 3 mth CASA and current CASA matures on 24 Oct. Then just inject fresh 100k on 31 Oct, get earmarked $100k on 1 nov. On 2 nov withdraw 100k that is not earmarked. But will be paid base interest for 100 k between 24-31oct cos it’s left idling in account. May not be a brilliant idea…

Sorry, but what are you referring to? 12 mths CASA tnc?

 

[itchying]

Sorry, but what are you referring to? 12 mths CASA tnc?

No. Its different. Dbs treasure promo

 

[chopra]

Is there a way to casa faster at the branch? Can we ask for a form? I dont want to drag my whole village down. Some are in the 70s. Multiplier business pitch is that they are inclusive to nsf and seniors

 

[Shalom_555]

No more 3mths CASA promotion, only 12mths CASA promotion
Registration window period: 24 Sep 2026 to 31 Oct 2026
Earmark release date: 30 Sep 2027
Period 1: Date of registration - 31 Dec 2026 (register until 31 Oct 2026) Interest rate: 1.50% Bonus interest paid: 31 Jan 2027
Period 2: 1 Jan - 31 Mar 2027 Interest rate:1.68% Bonus interest paid: 30 Apr 2027
Period 3: 1 Apr - 30 Jun 2027 Interest rate:1,88% Bonus interest paid: 31 Jun 2027
Period 4: 1 Jul - 30 Sep 2027 Interest rate: 2,08% Bonus interest paid: 31 Oct 2027

Branch officer reminded that if you want to pull out after a period has ended and receive interest, need to ensure that int is credited into account first. Eg. period 1 can only withdraw CASA amount when int is Paid on 30 April. So between 1 April to 30april, CASA amt is base interest.

 

[bargin]

Is there a way to casa faster at the branch? Can we ask for a form? I dont want to drag my whole village down. Some are in the 70s. Multiplier business pitch is that they are inclusive to nsf and seniors

dun think there's easier way to do CASA, bank staff needs your signature on their digital device that is what is done at Compass One Branch

 

[bargin]

Branch officer reminded that if you want to pull out after a period has ended and receive interest, need to ensure that int is credited into account first. Eg. period 1 can only withdraw CASA amount when int is Paid on 30 April. So between 1 April to 30april, CASA amt is base interest.

will lose one month interest 1-30 Apr if pull out on 01 May after the interest is paid on 30 April

 

[Shalom_555]

Is there a way to casa faster at the branch? Can we ask for a form? I dont want to drag my whole village down. Some are in the 70s. Multiplier business pitch is that they are inclusive to nsf and seniors

If anyone in your village is Treasures, can ask for priority q and others just tag along. Bring ATM card (need to remember own pin no),so no need to do digital signature on their device which can be clunky for seniors.

 

[AlvinDj]

My T&C official Earmark release date is 10 Oct 2026

But funds has been in since 8 Oct, and I am itching to reg for the 12M today (9 Oct)

As 10 & 11 Oct are weekends.. Hmm...

 

[itchying]

If anyone in your village is Treasures, can ask for priority q and others just tag along. Bring ATM card (need to remember own pin no),so no need to do digital signature on their device which can be clunky for seniors.

How to ask priority queue ? Must listen to talks by rm or not? I dont want all the talks haha.

 

[itchying]

Anyone went branch today? Need to wait how long?

 

[Shalom_555]

How to ask priority queue ? Must listen to talks by rm or not? I dont want all the talks haha.

No need to listen to RM. Just tell branch queue mgt person that u are a treasures customer and need priority no. For treasures mbr, if u are doing CASA for your own account, just ask RM to do it via phone call. But I don’t ask my RM cos he has no time to talk to me (am not giving him enough biz) and will a few days to respond

 

[bargin]

My T&C official Earmark release date is 10 Oct 2026

But funds has been in since 8 Oct, and I am itching to reg for the 12M today (9 Oct)

As 10 & 11 Oct are weekends.. Hmm...

depend whether the branch allow you to reg for 12M even though the funds release early. Mine was able to reg when the fund was released earlier than actual day

 

[AlvinDj]

depend whether the branch allow you to reg for 12M even though the funds release early. Mine was able to reg when the fund was released earlier than actual day

Planning to get RM to do it..
see if he answers in time lol

 

[chopra]

I did today. 2hrs. Could have been faster. Didnt see sms that it’s my turn (i was inside and v sure the system didnt call my 5-thousand series)

 

[chopra]

Anybody went today to check?

Here is the text from your image in simple free text:

*3. Earmark Period*
Ensure Participating Amount remain in the Participating Account for earmarking (Earmarked Amount) and maintain the Earmarked Amount for an approximate 12-months period from your registration date to the earmark release date (Earmark Period), according to the schedule below. For the avoidance of doubt, the registration date is taken to be the day the registration form or instruction was submitted to the attending DBS/POSB staff.

Registration window: 24 Sep to 31 Oct 2026. Earmark release date: 30 Sep 2027.

*4.* The Participating Amount is capped at S$50,000,000 per account, with a minimum amount of S$10,000, and registrations must be done in multiples of thousands.

*5.* You may only participate once per account, per Promotion Period (regardless of the number of registration windows within the same Promotion Period).

*6.* Customers who satisfy the criteria (defined in Clause 3 above) will receive lump sum Bonus Interest payouts in their Participating Account according to the applicable Bonus Interest rates and payout dates in Table 1 below. The number of days for interest computation is calculated based on the number of days in each Bonus Interest Period.

*Table 1: Applicable interest rates and bonus payout dates*
- Period 1: Date of registration to 31 Dec 2026, 1.50% interest, up to 99 days depending on when you registered, paid by 31 Jan 2027.
- Period 2: 1 Jan to 31 Mar 2027, 1.68% interest, 90 days, paid by 30 Apr 2027.
- Period 3: 1 Apr to 30 Jun 2027, 1.88% interest, 91 days, paid by 31 Jul 2027.
- Period 4: 1 Jul to 30 Sep 2027, 2.08% interest, 92 days, paid by 31 Oct 2027.

*Illustration for a Participating Amount of S$100,000*
If registration date is 14 Oct 2026, earmarks released by 30 Sep 2027:
- Period 1: 1.50%, 79 days, $324.66 interest, paid by 31 Jan 2027.
- Period 2: 1.68%, 90 days, $414.25 interest, paid by 30 Apr 2027.
- Period 3: 1.88%, 91 days, $468.71 interest, paid by 31 Jul 2027.
- Period 4: 2.08%, 92 days, $524.27 interest, paid by 31 Oct 2027.
- Total interest earned across entire 12M period: $1,731.89.

 

[chopra]

Next week bring whole village. I go q first and all lepak at nearby yakun first n activate once i fall them in