DBS Vantage Card

IceShelterX

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Milelion review says competitive enough leh
Erm...
Sign up cpd... rank 4 below CP
A lot of MCC exclusion....
60k expectation of spending per year for 1.5 <- quite a lot
Point expiry... i cant believe it... dbs altitude no point expiry
10 PP while other is unlimited +1. Expecting people who earn 120k only take plane holiday 2-3 times a year while spending 60k on credit card?
Plus 8k spending bonus....
 

reddevil0728

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DBS really confident SGan will sign for this card, while other bank giving better promotion.
Why not? You are putting on the hat if you yourself as an individual who doesn’t fall for such tricks.

if everyone is like you, the market would be way more efficient than what is it now. Example ppl still put money in 0.05% yielding account.
 

reddevil0728

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Erm...
Sign up cpd... rank 4 below CP
A lot of MCC exclusion....
60k expectation of spending per year for 1.5 <- quite a lot
Point expiry... i cant believe it... dbs altitude no point expiry
10 PP while other is unlimited +1. Expecting people who earn 120k only take plane holiday 2-3 times a year while spending 60k on credit card?
Plus 8k spending bonus....
Yea but I’m comparison to others Ma. Got pros and cons
 

reddevil0728

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hclee01

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1l92041H

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Well this is an editorial independence thing which unless proven it will just be speculation
I think the name MILElion unfortunately already suggest limited independence with regards to cardholders best options

The regular devaluation of miles, lost opportunity cost of investing with the money from cashback cards vs sleeping miles.

Think this is even made worst in view of covid and all the travel restrictions
 

reddevil0728

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I think the name MILElion unfortunately already suggest limited independence with regards to cardholders best options

The regular devaluation of miles, lost opportunity cost of investing with the money from cashback cards vs sleeping miles.

Think this is even made worst in view of covid and all the travel restrictions
Hmm? I don’t think he profess to suggest a comparison between miles and cash back.

he’s just playing within the miles arena.

don’t see where’s the conflict
 

IceShelterX

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actually regardless milelion getting commission or not, it is giving good information and comparison with other on market personal credit card.

1.5mpd is highest for SG personal credit card. Some of us lucky to be able to own AMEX KF corporate card which give 1.8mpd.
It just that the rest of perks like i mentioned previously make this card a big dissapointment.
Its first DBS 120k range card, yet the perks...

Lets see how the other bank adjust their VI card and MasterElite card. hopefully better perks with 1.5 and above mpd coming soon.
 

plustwo

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ain't that normal??? early bird catches the worm what
the problem is the new offer is terrible. prestige gives 40k miles with only 800 spend. this vantage gives 40k with 8000 spend. and the card perks are forgettable.

and there are a million exceptions for spending which makes it very specific for hitting the spending. with amex hf you can just straight away top up grab and let it rot in there but for vantage you need to actually buy something.

btw i heard next quarter the amex hf will have an option for 35k hf points instead of the statement credit.
 

reddevil0728

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the problem is the new offer is terrible. prestige gives 40k miles with only 800 spend. this vantage gives 40k with 8000 spend. and the card perks are forgettable.

btw i heard next quarter the amex hf will have an option for 35k hf points instead of the statement credit.
It might be terrible, but should it be a surprise that subsequent promo is worse than launch promo?
 
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