DBS Woman's MasterCard

Jumpman23

Jumpman23

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If I take Uber overseas it's billed in foreign currency, will I earn 4mpd (online) or 1.2mpd (overseas)??
 
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dhwang_best

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10 points (20 miles) for every 5$ compared to 5% rebates, which one is preferred?

Most transaction amount is not multiple of 5$, we will lose points, so I greas 5% is more valuable.
 
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Trazora

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dhwang_best said:
10 points (20 miles) for every 5$ compared to 5% rebates, which one is preferred?

Most transaction amount is not multiple of 5$, we will lose points, so I greas 5% is more valuable.
Click to expand...

There is no per $5 rounding for this card.
 
cowfart

cowfart

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dhwang_best said:
10 points (20 miles) for every 5$ compared to 5% rebates, which one is preferred?

Most transaction amount is not multiple of 5$, we will lose points, so I greas 5% is more valuable.
Click to expand...

Mile valuation is a complex topic and its calculation varies from person to person - my personal valuation of a mile is around 1.5 cents (because I'm now miles rich and (very) cash poor =:p), but many people on this forum value their miles at 1.9-2.0 cents each.

Whether 4mpd or 5% cash rebate is better depends on how much you value a mile - if you value a mile at >1.25 cents, getting 4mpd beats 5% rebate (since you are effectively buying 4 miles for 5 cents).

In the past, the main contenders were 4mpd (WWMC) or 7% cash rebate (SCB Singpost Visa) - for me, 1.75 cents is too much to pay per mile, so I went for 7% rebate all the time for online spend.
 
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dhwang_best

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Thanks for the professional reply.

:s13:

cowfart said:
Mile valuation is a complex topic and its calculation varies from person to person - my personal valuation of a mile is around 1.5 cents (because I'm now miles rich and (very) cash poor =:p), but many people on this forum value their miles at 1.9-2.0 cents each.

Whether 4mpd or 5% cash rebate is better depends on how much you value a mile - if you value a mile at >1.25 cents, getting 4mpd beats 5% rebate (since you are effectively buying 4 miles for 5 cents).

In the past, the main contenders were 4mpd (WWMC) or 7% cash rebate (SCB Singpost Visa) - for me, 1.75 cents is too much to pay per mile, so I went for 7% rebate all the time for online spend.
Click to expand...
 
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Spk307

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dhwang_best said:
10 points (20 miles) for every 5$ compared to 5% rebates, which one is preferred?

Most transaction amount is not multiple of 5$, we will lose points, so I greas 5% is more valuable.
Click to expand...


Ah, the age old question of miles vs Cashback.
I suggest you read through these links before you decide:

http://milelion.com/2017/04/30/st-writer-prefers-cashback-to-miles-fluffy-kittens-everywhere-die/

http://milelion.com/2015/06/26/the-ugly-truth-of-cashback-cards-banks-dont-want-you-to-know/

Note: I have no affiliation to the above website and I do not earn anything through the links.
 
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