DBS Woman's MasterCard

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Project_Xco

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Trazora said:
For online spend in SGD, you get 1x points first then 9x points next month 16th.

For the 1x point calculation, take the $18, $24, $21 for example.

18×0.2=3.6, rounddown = 3
24×0.2=4.8, rounddown = 4
21×0.2=4.2, rounddown = 4

The simple way to count 9x points is:
(sum of all online transactions)×2 - 1xpoints then rounddown.
Click to expand...

Using above example, to calculate your 9x points

(63)x2 - (3.6+4.8+4.2) = 113.4.

Total 10x points = 11 + 113.4 = 124.4

Am i correct? It seems off. Is it multiply by 2 or 4?
 
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ice_angel

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Project_Xco said:
Using above example, to calculate your 9x points

(63)x2 - (3.6+4.8+4.2) = 113.4.

Total 10x points = 11 + 113.4 = 124.4

Am i correct? It seems off. Is it multiply by 2 or 4?
Click to expand...

This is the 1x point and 9x point excel formula:
1x: =ROUNDDOWN(REPLACE(C3,1,2,"")/5,0)
9x: =ROUNDDOWN(REPLACE(C3,1,2,"")/5 *9,0)

Copy ur transaction history from internet banking to excel and paste the formulas to try.

If still not sure then I upload screen shot. Not sure how to upload screen shots in HWZ though...
 
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arigatoast

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Anybody try the complimentary entry to True fitness gym using the womans card although u r of the male gender? Keke
 
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Project_Xco

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ice_angel said:
This is the 1x point and 9x point excel formula:
1x: =ROUNDDOWN(REPLACE(C3,1,2,"")/5,0)
9x: =ROUNDDOWN(REPLACE(C3,1,2,"")/5 *9,0)

Copy ur transaction history from internet banking to excel and paste the formulas to try.

If still not sure then I upload screen shot. Not sure how to upload screen shots in HWZ though...
Click to expand...

Formula doesn't work but looking at it, i think this is what it is trying to do. Let me know if I am wrong.

To calculate 1x points, we have 11 DBS points.
18/5=3.6, rounddown = 3
24/5=4.8, rounddown = 4
21/5=4.2, rounddown = 4

To calculate 9x points, we have 112 points.
18/5*9=32.4, rounddown = 32
24/5*9=43.2, rounddown = 43
21/5*9=37.8, rounddown = 37

Total: 11 + 112 = 123 DBS points.

For the 9x points credited on the 16th, which time period shall i include? Is it the beginning to last of previous month?
 
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linuskltan

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arigatoast said:
Anybody try the complimentary entry to True fitness gym using the womans card although u r of the male gender? Keke
Click to expand...
You can try, don't think you will be prevented. In any case though, the True Fitness complimentary entry privilege ceases this month from 26 Jan 2018.
 
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ice_angel

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Project_Xco said:
Formula doesn't work but looking at it, i think this is what it is trying to do. Let me know if I am wrong.

To calculate 1x points, we have 11 DBS points.
18/5=3.6, rounddown = 3
24/5=4.8, rounddown = 4
21/5=4.2, rounddown = 4

To calculate 9x points, we have 112 points.
18/5*9=32.4, rounddown = 32
24/5*9=43.2, rounddown = 43
21/5*9=37.8, rounddown = 37

Total: 11 + 112 = 123 DBS points.

For the 9x points credited on the 16th, which time period shall i include? Is it the beginning to last of previous month?
Click to expand...

When you copy your transaction history, don't change anything. i.e. No need to remove the 'S$' and all.
eg.
8-Jul-17 DAIGOU(EC) S$100.00 20 180

The 20 and 180 above is where you should paste the 1x and 9x point formula.

Say your statement date is at month end. The points "earned" column specified in your bill should be the 1x point of this month's spending + the 9x point of last month's spending.
 
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Project_Xco

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got it thanks for explaining.

ice_angel said:
When you copy your transaction history, don't change anything. i.e. No need to remove the 'S$' and all.
eg.
8-Jul-17 DAIGOU(EC) S$100.00 20 180

The 20 and 180 above is where you should paste the 1x and 9x point formula.

Say your statement date is at month end. The points "earned" column specified in your bill should be the 1x point of this month's spending + the 9x point of last month's spending.
Click to expand...
 
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nick3384me

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Anyone got difficulty to get annual fee waiver for this card if the annual spent do not meet 25k.
Just read the website and found the quote, that's mean even cancelled within a year will impose annual fee?


"1 Charge a minimum of S$15,000 or S$25,000 each year to DBS Woman’s Card or DBS Woman’s World Card respectively to receive the annual fee waiver for the following year. If the minimum spend criteria is not met or if the Card is cancelled within each year of the Principal Cardmember’s Card opening date, the annual fee will be imposed."
 
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galacticnick

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nick3384me said:
Anyone got difficulty to get annual fee waiver for this card if the annual spent do not meet 25k.
Just read the website and found the quote, that's mean even cancelled within a year will impose annual fee?


"1 Charge a minimum of S$15,000 or S$25,000 each year to DBS Woman’s Card or DBS Woman’s World Card respectively to receive the annual fee waiver for the following year. If the minimum spend criteria is not met or if the Card is cancelled within each year of the Principal Cardmember’s Card opening date, the annual fee will be imposed."
Click to expand...

The annual fee for my DBS Woman’s WMC was automatically waived for me even though I didn’t meet the minimum spend requirement (maybe around half of that). It was the same for my DBS Altitude (hardly utilised in the past year).

If the card is cancelled before the annual fee is due, there’s no way the bank can charge you.
 
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Project_Xco

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So is it true that any transactions on Samsung pay with this card will earn you 10x points?

Example: Dining with Samsung Pay.
 
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Trazora

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Project_Xco said:
So is it true that any transactions on Samsung pay with this card will earn you 10x points?

Example: Dining with Samsung Pay.
Click to expand...

No. This card give 10x points only for online transaction. Think you referring to OCBC titanium rewards card or uob ppv or uob visa signature.
 
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Project_Xco

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Trazora said:
No. This card give 10x points only for online transaction. Think you referring to OCBC titanium rewards card or uob ppv or uob visa signature.
Click to expand...

So in the case of OCBC titanium rewards, any Samsung Pay transaction earns 10ocbc$ eh?
 
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kazeeee

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Paypal payment to personal acc still have 4mpd for this card?
Need to pay usd1000 to personal paypal account. Any other card?
 
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Savage1

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kazeeee said:
Paypal payment to personal acc still have 4mpd for this card?
Need to pay usd1000 to personal paypal account. Any other card?
Click to expand...

I made 2 Paypal payments last week. One to an overseas merchant, one a payment to a personal account.

The merchant payment earned 3X points, so I'm confident the remainder 7X will post on 16 Feb.
The payment to a personal account earned 0 points.
 
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