Debt consolidation Plan - Part 2

[Stressfulpie18]

Good chance and good rating. Try Maybank or HSBC? Since all documents already ready, concurrently try applying both. Good luck!

I don't hv loan with maybank. I recently hv 1 personal loan with HSBC. I don't kW if will approved. When I apply dcp frm dbs my rating is BB. Now if I apply again I hv to use the latest cbs report rite which is cc. BB rating don't get... Cc will meh.

 

[Applewee]

Mui the cso she is helpful. She ask me get a personal loan to meet my requirement as tha is the only way. And she sound so positive with my rating I will get. She even calculate how much I will be paying monthly all this. Now I have to repeat circle again.

So now u need to apply loan again?

 

[Applewee]

I don't hv loan with maybank. I recently hv 1 personal loan with HSBC. I don't kW if will approved. When I apply dcp frm dbs my rating is BB. Now if I apply again I hv to use the latest cbs report rite which is cc. BB rating don't get... Cc will meh.

I EE worse right? Hahaha still waiting for cbs update to see if my rating got drop a not

 

[Moon_star-]

Hi, any dcp member refinance? How does it go about to refinance? Thank you

 

[Stressfulpie18]

So now u need to apply loan again?

I need to reapply dcp frm other banks.

 

[StormySkiesNRainbows]

My rating now after got a loan few weeks back from BB to CC. Owning 53k. Earning 4.3k per mth.

Apple, I PM you yesterday, hope you got my PM.

 

[Jojodespo]

I approved with SCB with FF rating and multiple loans tho.

But SCB has one of the highest interest for the DCP when comparing with other banks. But that said.. I tried all other banks and failed, and SCB took me in..

 

[Stressfulpie18]

Mui from dbs call me. She say 1st time it got rejected so she try to reapply for me again. She say even those with rating AA also sub to approval. And she tell me to pay min. Payment for the time being. But I want to know if I still can apply for other banks?

 

[helpbroinneed]

Mui from dbs call me. She say 1st time it got rejected so she try to reapply for me again. She say even those with rating AA also sub to approval. And she tell me to pay min. Payment for the time being. But I want to know if I still can apply for other banks?

bro, follow my method, apply with all banks one shot, one bank approve, you call the other banks to cancel

same time, go to csc talk and fill up the form for meetup
in any case all banks reject, the css meeting can help u negotiate in how to repay the bank

 

[helpbroinneed]

dun depends on mui, all these cs bullshxt one
follow my method

 

[helpbroinneed]

www.ccs.org.sg/

go for talk first, while applying all banks

 

[helpbroinneed]

max 2 weeks, if no news then is rejected
dun keep waiting
bank will not tell u why they reject

i have been through 2 dcps and know very well

 

[Stressfulpie18]

max 2 weeks, if no news then is rejected
dun keep waiting
bank will not tell u why they reject

i have been through 2 dcps and know very
well

I waiting for hsbc Cso to. Contact me. So I can apply. Funny thing is if rejected then can call me rite. Is the bank send me a letter to tell me it rejected. I am sure mui already know. But why when I call her yest noon she didn't tell me it rejected till nite time I open letterbox found the letter. Letter stated 9 may.

 

[Beenthere]

How many banks did you apply at one go?

bro, follow my method, apply with all banks one shot, one bank approve, you call the other banks to cancel

same time, go to csc talk and fill up the form for meetup
in any case all banks reject, the css meeting can help u negotiate in how to repay the bank

 

[helpbroinneed]

How many banks did you apply at one go?

i applied all except dbs

 

[helpbroinneed]

I waiting for hsbc Cso to. Contact me. So I can apply. Funny thing is if rejected then can call me rite. Is the bank send me a letter to tell me it rejected. I am sure mui already know. But why when I call her yest noon she didn't tell me it rejected till nite time I open letterbox found the letter. Letter stated 9 may.

dun depend on mui
follow my method
no need to wait for hsbc letter, everyday from 9 to 5.30pm call hsbc to ask for status, one day they will tell u if reject or approve

meanwhile u should go to csc talk

 

[Beenthere]

i applied all except dbs

Which one did you get in the end?

 

[helpbroinneed]

Which one did you get in the end?

in the end, csc help me with payment plan
payday 80% salary gone

 

[Shalala-86]

I don't hv loan with maybank. I recently hv 1 personal loan with HSBC. I don't kW if will approved. When I apply dcp frm dbs my rating is BB. Now if I apply again I hv to use the latest cbs report rite which is cc. BB rating don't get... Cc will meh.

I think can try. CC rating seems ok to me. Let me know if u need my HSBc CSO contact.

 

[Stressfulpie18]

Can I have ur cso no. Is she or he helpful?