I have been thinking if it is worthwhile converting to DCP from RAS. Have been on RAS for 3 years and repaid abt 30k of cc debts. Currently still owing abt 95k. Annual income abt 64k.
Debt consolidation Plan
- Thread starter deadlockb
- Start date
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Malaysia really boleh...
MBB CSO called and informed me that my application has been approved.
They are really very very helpful...
According to her, I can still us my existing Family & Friend CC.
New card is created for DCP.
MBB CSO called and informed me that my application has been approved.
They are really very very helpful...
According to her, I can still us my existing Family & Friend CC.
New card is created for DCP.
congrats...
where they find such lobang? i want to find job that work from home also very hard.
Youandme8888
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About 1 week.
Applied on 3 Jan. Approved on 11 Jan.
Hey bro,
I can't pm you as my post count is low.
Just SMS <DCP> <NRIC> <Name> to 79898 and they will contact you.
My CBS rating is DD.
Yes bro, I’ll pm you sure 
alternatively let me know if you wish to contact me via other means, not sure if you can reply to my PM.
alternatively let me know if you wish to contact me via other means, not sure if you can reply to my PM.bro, i just spoken to dbs loan officers and according to to her we can apply while under dcp but she has never seen approvals. all the while trying to discourage me.
Perhaps yours is hdb loan and they might have different approval guidelines.
Thanks anyway
which bank you had checked for home loan? i am also going to apply for home loan soon.. want to see which bank has higher chances
which bank you had checked for home loan? i am also going to apply for home loan soon.. want to see which bank has higher chances
DBS
you try lah.... please share outcome
Congrats. Why did you pick mbb?
bro, whats the rate maybank offer per year? and you took how many years?
No you can’t. Your BTI is only 7x.
To be eligible for DCP, you need to have 12x BTI minimum.
Perhaps you can try to take a balance transfer from your remaining unsecured credit, and convert your cc bills into interest free installments.
Make sure to pay off the balance transfer within the time frame or you’d just get back to the same high interest.
To be eligible for DCP, you need to have 12x BTI minimum.
Perhaps you can try to take a balance transfer from your remaining unsecured credit, and convert your cc bills into interest free installments.
Make sure to pay off the balance transfer within the time frame or you’d just get back to the same high interest.
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