Debt consolidation Plan

[Carlingford]

U rejected by what banks and credit rating?

BOC & SCB..my credit rating is GG.

 

[Louis81]

BOC & SCB..my credit rating is GG.

Give citi a try ba 5 years

 

[melbourne10]

Just received a SMS from SCB that my DCP application has been rejected...I think I will go for DMP liao but probably in the meantime will apply for DCP from other banks (but not harbouring any hope liao)

How many years did u select?

 

[aang1971]

BOC & SCB..my credit rating is GG.

try citi others said easier to get approval

maybe visit their outlet?

 

[Louis81]

try citi others said easier to get approval

maybe visit their outlet?

Citi can only apply thru online. Submit yr details via website. They will call u 2-3 days. Email u the application forms.

 

[Carlingford]

How many years did u select?

I went for 8 years option. Should i go for DBS or Citi next ?

 

[CeSaRiO]

Just received a SMS from SCB that my DCP application has been rejected...I think I will go for DMP liao but probably in the meantime will apply for DCP from other banks (but not harbouring any hope liao)

How many years did you select?

 

[Carlingford]

Give citi a try ba 5 years

Thanks bro..i will think it over...now still can't get over the rejection at the moment.

 

[CeSaRiO]

I went for 8 years option. Should i go for DBS or Citi next ?

Try Citi 5 years. 6-8 years need a damn Zai rating...

 

[Carlingford]

Try Citi 5 years. 6-8 years need a damn Zai rating...

I would seriously consider that now..I contacted Citibank couple of weeks ago. Their documents requirement damn stringent leh...the bloody DBS simply refuses to give me a confirmation letter of unbilled transaction, keep on telling me that it is reflected on their statement.

 

[Louis81]

I would seriously consider that now..I contacted Citibank couple of weeks ago. Their documents requirement damn stringent leh...the bloody DBS simply refuses to give me a confirmation letter of unbilled transaction, keep on telling me that it is reflected on their statement.

For DBS login. Click on credit card. Scroll down. Click on unbilled. Save PDF.

 

[CeSaRiO]

I would seriously consider that now..I contacted Citibank couple of weeks ago. Their documents requirement damn stringent leh...the bloody DBS simply refuses to give me a confirmation letter of unbilled transaction, keep on telling me that it is reflected on their statement.

Well we don't have a choice...

 

[Louis81]

I prepared all the documents ready for submission to citi if hsbc reject

 

[OngHuatHuat]

Good luck to all bros here.

 

[JayChou07]

Good reminder la. Crawl out alrdy don't fall back in

Well said those that react aggressively are likely the 80% with poor financial discipline. Lets learn from mistake and don't fall again.

 

[Louis81]

Well said those that react aggressively are likely the 80% with poor financial discipline. Lets learn from mistake and don't fall again.

Not all are poor financial discipline. Cost of living really high. Also plus woman demand.

 

[glacekit]

UOB dont bother if you are HH. Loan officer confirmed that HH will sure reject.

 

[melbourne10]

I went for 8 years option. Should i go for DBS or Citi next ?

Citi 5 years. If my HSBC buang I will reapply to Citi for 5 years tenor.

 

[Louis81]

Citi 5 years. If my HSBC buang I will reapply to Citi for 5 years tenor.

Same waiting for hsbc then attack citi

 

[melbourne10]

UOB dont bother if you are HH. Loan officer confirmed that HH will sure reject.

Lol screw their "clean slate" advertising then...