Debt consolidation Plan

[nuah2002]

What's the interest rate?

Sent from LGE LG-H990 using GAGT

at time of application they promised me the Feb offer rate of 4.7% flat. EIR is 8.5%

 

[endorphin]

Should have an outcome le. Try to see tell tale signs of approval in ib .

I called up my cso last Friday but he said status still pending. N I just saw ocbc doing enquiry on my ** yesterday. Hope there is news (good news) within this week

 

[Centralcoast]

Then no. I checked my id but no such message

Tmr morning give the cso a call ba. Don't worry , so many banks to try. Try calling up cbs and explained see what they advise.

 

[Centralcoast]

at time of application they promised me the Feb offer rate of 4.7% flat. EIR is 8.5%

I submitted mine in March same interest rates but can't confirmed as no official letter arrived yet

 

[nuah2002]

Congrats bro !!! When did u submit yr application ?

Agent asked for my latest payslip on 13th March, then proceeded to send in the application.

Actually send my details to HSBC earlier, but Citibank promised me faster processing so i asked HSBC to put on hold...end up Citi reject than i asked HSBC to proceed

 

[nitequeenangel]

I called up my cso last Friday but he said status still pending. N I just saw ocbc doing enquiry on my ** yesterday. Hope there is news (good news) within this week

How did you know that ocbc was doing an enquiry on your **?

 

[Centralcoast]

How did you know that ocbc was doing an enquiry on your **?

Go login using your singpass at cbs website, if you got a free cbs report means they have enquire on your **

 

[endorphin]

How did you know that ocbc was doing an enquiry on your **?

Just login to ** website using ur Singpass. There will be a free ** report if the bank makes enquiry.

 

[endorphin]

Tmr morning give the cso a call ba. Don't worry , so many banks to try. Try calling up cbs and explained see what they advise.

Ya. I am going to 厚着脸皮 n call tmr.

 

[endorphin]

Is it definitely the bank will suspend the accounts that we hve with them when they process our application, irregardless whether it's approved or not?

 

[tausalito]

Hi, I'm new to this forum. Is there anyone here under RAS scheme but switched successfully to DCP scheme. I read the DCP Q&A and it stated the DCP is also available to those already signed up the RAS scheme.

 

[multi]

at time of application they promised me the Feb offer rate of 4.7% flat. EIR is 8.5%

Mine 4.6% flat and I'm not complaining. Surprising they drop 0.1% for me.

Sent from LGE LG-H990 using GAGT

 

[member8]

Hi, I'm new to this forum. Is there anyone here under RAS scheme but switched successfully to DCP scheme. I read the DCP Q&A and it stated the DCP is also available to those already signed up the RAS scheme.

Hi there mate and welcome, I am under RAS, I got 3 applications rejected by Maybank, DBS and OCBC not sure why, but when I called UOB and BoC they advised me to wait for few months, RAS needs a good rating I guess, mine is HH. All the best

 

[Carlingford]

Wah...13 Mar ah..Why mine submitted on 10 Mar still hanging around sia..Need to call the CSO again tomorrow..My CCS counselling date on 12 Apr..No time to waste liao

Agent asked for my latest payslip on 13th March, then proceeded to send in the application.

Actually send my details to HSBC earlier, but Citibank promised me faster processing so i asked HSBC to put on hold...end up Citi reject than i asked HSBC to proceed

 

[tausalito]

Hi there mate and welcome, I am under RAS, I got 3 applications rejected by Maybank, DBS and OCBC not sure why, but when I called UOB and BoC they advised me to wait for few months, RAS needs a good rating I guess, mine is HH. All the best

Mine is BB but the DCP application needs statement but banks need hardcopy for supporting docs. So if those banks which din give statements one, how to prove the total outstanding amount.

 

[member8]

PM you liao

Bro I just read your updates Maybank in your restarting life . Hope that you can hear good news soon

 

[hbgoh82]

I got approved by hsbc on 27/3. Was on RAS, today all the personal loan cleared with some credit inside. CC maybe 1 day later & RAS acc also bah.
Same, mine BB. You need to call in to the bank & ask for latest statement. DBS will come just 1 day after you requested. Very gd service. Still have not received the official approval letter from hsbc yet.

Mine is BB but the DCP application needs statement but banks need hardcopy for supporting docs. So if those banks which din give statements one, how to prove the total outstanding amount.

 

[Centralcoast]

Is it definitely the bank will suspend the accounts that we hve with them when they process our application, irregardless whether it's approved or not?

Not sure though since I do not have any cc with hsbc only a PL.

 

[Centralcoast]

I got approved by hsbc on 27/3. Was on RAS, today all the personal loan cleared with some credit inside. CC maybe 1 day later & RAS acc also bah.
Same, mine BB. You need to call in to the bank & ask for latest statement. DBS will come just 1 day after you requested. Very gd service. Still have not received the official approval letter from hsbc yet.

That's fast, I saw citibank and dbs calculated all PL outstanding already just waiting for payment. Hopefully everything will be paid by today so that I can call In to citibank to cancel before they charge annual fee in April.

 

[endorphin]

Hi there mate and welcome, I am under RAS, I got 3 applications rejected by Maybank, DBS and OCBC not sure why, but when I called UOB and BoC they advised me to wait for few months, RAS needs a good rating I guess, mine is HH. All the best

for ocbc, how did u receive the rejection info? is it by your cso or sms?